ARM Solutions Phone Harassment?
Is ARM Solutions (ARM) calling you? Stop ARM Solutions phone harassment? Do they threaten to take legal action, or claim that ARM Solutions sue or garnish your wages as part of their debt collection practices? Are they calling you at all hours or several times a day? Repeated debt collection calls and being called multiple times can constitute harassment under the law. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ARM . If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Consumer complaints about ARM Solutions often cite these types of violations.
Is ARM Solutions a Scam?
According to the Better Business Bureau website, ARM Solutions has been in business for 15 years. ARM Solutions is considered a legitimate debt collection agency by the Better Business Bureau. There have been 10 complaints filed against ARM with the BBB. ARM Solutions provides debt collection services to various businesses across different industries.
ARM Solutions Better Business Bureau
Who is ARM Solutions?
ARM Solutions is a third-party debt collector located in Camarillo, California. As a third party collector, ARM Solutions works on behalf of various creditors, including original creditors such as banks and service providers. ARM has been a party to a Federal Court case a few times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
ARM Solutions is responsible for collecting delinquent debts on behalf of their clients. They are authorized to pursue certain types of debts, depending on the nature of the original obligation and applicable laws.
Address: 3760 Calle Tecate Ste E
Camarillo, CA 93012-5059
Phone: (888) 772-6468
ARM Solutions is often referred to or searched for by other names. These include:
arm solutions, arms collection, arms solutions, a.r.m. solutions, arm solutions inc, arm collection agency, arm solution, arm solutions complaints, arm solutions camarillo ca, arm solutions collection agency, arm debt collection, arm professional services, arm, inc., arm agency, arm inc, arm solutions collection agency, arm debt collection, arm inc., arm, inc, arm solutions camarillo ca, flat fee collection agency, arm solutions complaints, arm solutions inc
ARM Solutions works with a wide range of creditor clients.
ARM Solutions Collection Tactics
If ARM Solutions engages in any of the following tactics while attempting to collect debts on behalf of a client, you may have a case:
- Using profanity, abusive language, or threatening language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
For example, a common violation occurs when a collector uses threatening language or misrepresents the amount you owe.
ARM Solutions Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
888-772-6468, 805-465-8663, 805-754-2266, 805-214-6966, 805-856-9041, 805-214-6967, (888) 772-6468, (805) 465-8663, (805) 754-2266, (805) 214-6966, (805) 856-9041, (805) 214-6967, 8887726468, 8054658663, 8057542266, 8052146966, 8058569041, 8052146967
If the answer is yes, then you are receiving calls from a known ARM number. You may be a victim of ARM phone harassment. Consumers may be contacted by ARM Solutions through these or other phone numbers. The list above is not all the numbers that ARM uses. The calls can be from a different number and it still is ARM Solutions calling you. Contact our office right away so we can start the process to stop ARM from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is ARM a scam? No, ARM Solutions has been in business for 15 years.
Can ARM garnish my wages? Yes, ARM can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. If you choose to pay or not pay a debt to ARM Solutions, it can affect whether they pursue further legal action or wage garnishment.
Can ARM sue me? Yes, ARM can sue you so long as the debt is within the statute of limitations. Deciding to pay or not pay the debt may impact the likelihood of being sued or facing additional collection efforts.
Can ARM report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. If your debt is marked as paid, it can improve your credit report compared to an unpaid status, which may negatively affect your credit score.
Can ARM arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against ARM Solutions in the past and can be found on Pacer.org.
5:12-cv-01852-SJO-SP Tony Acosta v. ARM Solutions
1:12-cv-01142-WSD Butler v. ARM Solutions
ARM Solutions promotes cost effective debt recovery solutions for their clients.
Protecting Yourself from Debt Collection Harassment
Dealing with debt collection harassment from a third party debt collector like ARM Solutions can be overwhelming, but you have powerful rights under federal laws designed to protect you. The Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA) are two key laws that prohibit debt collectors from using abusive language, making repeated or harassing phone calls, or threatening legal action they cannot take. These fair debt collection practices are in place to ensure that consumers are treated with respect and dignity, even when dealing with past due accounts.
If you find yourself receiving multiple calls from a debt collection agency, it’s important to take control of the situation. Start by keeping detailed records of every call, including the date, time, the name of the debt collector, and the content of the conversation. This documentation can be crucial if you need to dispute the debt or take legal action against the collection agency for violating your rights.
You also have the right to request that a debt collector stop contacting you. By sending a written cease and desist letter, you can legally require the debt collector to stop calling you. If they continue to contact you after receiving your request, they may be in violation of the collection practices act FDCPA, and you could be entitled to statutory damages and attorney fees.
It’s also essential to know that debt collectors are not allowed to make false statements about your debt, threaten to garnish your wages without a court order, or report inaccurate information to credit bureaus. The Fair Credit Reporting Act (FCRA) further protects you by regulating how debt collection agencies and credit bureaus handle your credit report and debt information.
If you’re facing harassment, don’t hesitate to reach out for immediate assistance from a reputable law firm that specializes in fair debt collection. Legal professionals can help you understand your rights, dispute debts you don’t owe, and protect your credit from unfair practices. You can also file a complaint with the Better Business Bureau or the Federal Trade Commission if you believe a debt collector is violating federal laws.
When negotiating with debt collectors, always get any agreement in writing and review the terms carefully before making payments. Remember, you have the right to dispute a debt and request verification before paying anything.
Facing harassment from debt collectors is never easy, but knowing your rights under the FDCPA, TCPA, and FCRA can empower you to protect yourself. If you’re receiving frequent calls, abusive language, or threats from ARM Solutions or any other collection agency, take action to stop the harassment and safeguard your financial well-being. Don’t hesitate to seek legal options and support—your rights as a consumer are protected by law.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the ARM Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from ARM Solutions. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
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