Are You Receiving Harassing Calls from Emergent Business Group?
Regardless of the type of personal debt you have accrued, the reasons why you have acquired it, or your current ability to repay it, third-party debt collectors like Emergent Business Group, often try to coerce you into paying off those debts. This often makes them cross the thin line that differentiates between what is legal and what is illegal during the debt collection process. Harassing
If you are currently receiving endless and disturbing calls from Emergent Business Group, then you get the picture of how debt collectors tend to cross the line. Your request to not be bothered again probably even went unanswered, and they might have turned the heat up by saying you are a criminal, and that they can contact or speak to you however they please simply because you owe a debt. They might have also committed one of the greatest injustices by force-feeding you wrong information just to scare you and get you to pay off your debt quickly. You may be going through all of these great injustices and wondering if there are any laws that prohibit these cruel acts. Well, luckily for you, there is.
The FDCPA (Fair Debt Collection Practices Act) instructs all third-party debt collectors to respect and protect the rights of their customers. This does not mean that they cannot call them and make attempts to collect on a debt, it only restricts the means and methods that they can use to get you to resolve your delinquent account. Under the FDCPA, any communication from a debt collector must be made in connection with the collection of any debt, and there are strict requirements for how these communications are handled. When disputing a debt, it is important to ensure the debt is valid and to follow the legal requirements for a dispute to be effective. It is also noteworthy of mentioning that you can get up to $1000 in statutory damages for any FDCPA violation claim, as the debt collection agency is guilty of harassment and invading your personal life. Consumers may also file a lawsuit against debt collectors for harassment, and successful lawsuits can result in the recovery of attorney fees.
If Emergent Business Group is harassing you with constant phone calls or threatening to take legal action and garnish your wages or telling your family and neighbors that you owe a debt, their actions are illegal and need to be stopped. Consumers have the right to sue debt collectors who violate their rights. Call us now on 844-9791-1990 to take action. Clients who take legal action may receive compensation or resolution to their issues.
Introduction to Debt Collection
Debt collection is a process in which a debt collection agency works to recover unpaid debts on behalf of creditors or businesses. In the credit and collection industry, agencies like Emergent Business Group play a significant role by helping clients collect outstanding debts from consumers. The collection industry is governed by strict laws, including the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA), which are designed to protect consumers from harassment and abusive practices by debt collectors. As a debt collection agency, Emergent Business Group must follow these laws when attempting to collect debts, ensuring that their actions remain within legal boundaries. These regulations are in place to balance the rights of businesses to collect what they are owed with the rights of consumers to be free from harassment and unfair treatment. If you are contacted by a debt collector, it’s important to know that you have legal protections and options available to you.
Why is Emergent Business Group Calling?
If you are receiving calls from Emergent Business Group, it is likely because they have been hired by a creditor to collect a debt that you owe. This debt could have originated from a variety of sources, such as unpaid credit card balances, personal loans, or other financial obligations. When a debt becomes overdue, creditors often turn to a debt collection agency like Emergent Business Group to recover the amount owed. As part of their efforts, EBG may reach out to you by phone or mail, using different means to encourage you to pay the debt. While their goal is to collect on behalf of their clients, it’s important to remember that you have rights under the FDCPA. Debt collectors are prohibited from using harassment or abusive tactics, and you are entitled to fair treatment throughout the process. Understanding your rights can help you respond appropriately and protect yourself from any unlawful behavior.
Why is Emergent Business Group calling?
You may be wondering why Emergent Business Group has suddenly started calling when you didn’t have any business to do with them. The reason is that if your debt has gone into default for the first time, you usually will usually be in communication with the internal collector of your original creditor (that is, the person or organization from whom you directly acquired the loan). This is known as a first-party debt collection agent.
If your debt has gone into default for a long time and you still fail to make payments to your first-party debt collection agent or original creditor, it will be assigned to a third-party debt collection organization. These agencies offer a range of services, including debt collection, asset investigation, and servicing solutions, to help recover outstanding debts efficiently and in compliance with legal standards. The debt is, however, still owned by, and owed to, the original creditor. If the third-party agency successfully gets you to resolve your debt, they will earn a commission on the amount that you pay. Because they earn only when they get you to resolve your debt, they will often go to the greatest lengths to ensure that you pay up. The work involved includes contacting debtors, negotiating payment arrangements, and diligently following up to achieve resolution.
The debt collection process is in its final stage when you do not make payments on your debt for so long that your original creditor will write it off and sell it (often for pennies on the dollar) to a third-party debt collection agency. In this stage of the process, your original creditor is no longer involved. The debt now belongs to the third-party agent, and it is now up to them to get you to pay.
Your original creditor’s internal collector is the first-party agent, you, as the debtor, are the second party, and if the debt gets transferred to a debt collection organization, they become the third party. This is why Emergent Business Group may be calling you.
Who is Emergent Business Group?
Emergent Business Group is a third-party debt collector that is located at 100 Lakeside Dr Ste 150 Horsham, PA. According to their website, Emergent Business Group is a team of industry executives with over 100 years of collective experience in all aspects of the credit and collection industry.
Contact Information
Address:
100 Lakeside Dr Ste 150
Horsham, PA 19044-2354
Phone: 215-323-6210
You can also review the BBB (Better Business Bureau) profile for Emergent Business Group to check their accreditation status, complaint history, and legitimacy as a collection agency.
Is Emergent Business Group a scam?
According to the Better Business Bureau website, Emergent Business Group has been in business since 2015. There have been 8 complaints closed in the last 3 years and 2 complaints closed out in the last 12 months. Read more about it here: Emergent Business Group Better Business Bureau
Known Emergent Business Group Collection Phone Numbers
Are you getting harassing calls from the following phone numbers?
406-551-9012
If yes, then you are receiving calls from a known Emergent Business Group number(s). You may be a victim of Emergent Business Group phone harassment, call us now to discuss your options.
Understanding Harassment
Debt harassment occurs when debt collectors, such as Emergent Business Group, use aggressive or inappropriate tactics to pressure consumers into making payments. This can include repeated or excessive phone calls, threatening language, or other forms of intimidation. The law, specifically the FDCPA, makes it illegal for debt collectors to engage in harassment, threats, or abuse when attempting to collect a debt. If you are receiving calls from a debt collector and feel that their actions are crossing the line into harassment, you may be entitled to statutory damages and other legal remedies. It’s crucial to understand your rights and know how to respond if you believe you are being harassed. Consulting with a law firm that specializes in debt collection harassment can provide you with a free case review and help you determine the best course of action. Taking steps to address debt harassment not only protects your rights but can also put an end to unwanted calls and abusive behavior.
Do you have a question about Emergent Business Group?
Our team is dedicated to helping people understand their rights and options regarding debt collection, as well as everything you need to know about Emergent Business Group and the debt collection process. Ask us a question here.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Emergent Business Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Emergent Business Group, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
Attorney General Pennsylvania
