AR Group Phone Harassment?
Is AR Group (ARG) calling you? Stop AR Group phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day with unwanted calls? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop.
Account resolution group harassment refers to abusive or illegal behaviors by debt collectors, such as repeated unwanted calls, threats, or disclosing your debt to others. You have legal rights and protections against this type of harassment.
You have the legal right to stop ARG phone harassment. If a collection agency commits FDCPA violations, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is AR Group a Scam?
According to the Better Business Bureau website, consumers can determine if AR Group is a legitimate business by researching their background and checking for complaints or reviews.
Before responding to any debt collection attempt, always verify the legitimacy of the claim to protect your rights and avoid potential scams.
AR Group Better Business Bureau
Who is AR Group?
They are a third-party debt collector located in Charlotte, North Carolina (also known as Account Resolution Group). ARG has been a party to a Federal Court case several times.
Address: PO Box 38087
Charlotte, NC 28278-1000
Phone: (866) 967-5820
AR Group works with various companies and businesses across different industries to collect outstanding debts. They act on behalf of creditors to recover unpaid balances. Their collection efforts may include contacting consumers, sending notices, and pursuing other legal means to recover debts for their clients.
AR Group Collection Tactics
AR Group, like many collection agencies, often uses a range of debt collection practices to recover owed money from consumers. These tactics can include frequent and persistent phone calls, sometimes placed at odd hours, in an effort to pressure consumers into making payments. It’s not uncommon for debt collectors to use abusive language or make threats of legal action, such as wage garnishment or lawsuits, to intimidate individuals into paying their debts. In addition, AR Group may report outstanding debts to credit bureaus, which can have a negative impact on your credit report and overall credit score.
Consumers should be aware that while collection agencies are allowed to contact you about debts, there are strict limits on how and when they can do so. If you find yourself receiving repeated calls, being contacted at inappropriate times, or facing threats and harassment, it’s important to recognize that these actions may violate fair debt collection practices as outlined in the Fair Debt Collection Practices Act (FDCPA). Understanding your rights can help you identify when a debt collector’s practices cross the line into harassment, and empower you to take action to protect yourself and your credit.
AR Group Collection Tactics
If they engage in any of the following tactics, these actions may constitute violations of the law and you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Protecting yourself from these illegal tactics is essential to safeguard your rights.
AR Group Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
866-967-5820, (866) 967-5820, 8669675820
If the answer is yes, then you are receiving calls from a known ARG number. You may be a victim of ARG phone harassment. The list above is not all the numbers that ARG uses. The calls can be from a different number and it still be AR Group calling you. Contact our office right away so we can start the process to stop ARG from calling you illegally. Above all, no one should live with harassment!
Debt Collection Regulations
Debt collection regulations are designed to protect consumers from unfair and abusive debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is the primary federal law that governs how debt collectors, including collection agencies like AR Group, must conduct themselves when attempting to collect debts. Under the FDCPA, debt collectors are prohibited from using abusive language, making false or misleading statements, or contacting consumers at unreasonable times, such as late at night or early in the morning.
Consumers have important rights under these regulations, including the ability to dispute a debt and request verification from the debt collector. If a debt collector fails to follow these rules, you may be entitled to statutory damages and have your legal fees covered. Organizations like the Better Business Bureau (BBB) and other consumer protection agencies help oversee debt collection practices and provide resources for consumers dealing with debt harassment.
If you believe a debt collector is violating your rights, it’s crucial to seek immediate assistance. Understanding the protections offered by the FDCPA and knowing how to respond to illegal debt collection practices can help you safeguard your finances and well-being. Don’t hesitate to reach out for help if you’re experiencing harassment or unfair treatment from a debt collector.
Common Questions
Is ARG a scam? No, they have been in business for 5 years.
Can they garnish my wages? Yes, ARG can garnish your wages, but only after obtaining a court judgment. This process typically applies to certain types of debts, such as loans, including Federal Student loans, or if they obtain a judgment from the courts.
Can ARG sue me? Yes, ARG can sue you so long as the debt is within the statute of limitations. The lawsuit is typically initiated by the creditor or their agent, such as ARG, especially for debts like loans.
Can ARG report my debt to the collection bureaus? Yes, debt collectors are allowed to place the collection account on your credit report. Making a payment or settling the debt can help improve your credit report and reduce negative impact.
Can ARG arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. It is important to make arrangements to pay your debts to avoid potential legal consequences.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from AR Group. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/atlantic-recovery-group-phone-harassment/
https://consumerlawfirmcenter.com/accounts-receivable-phone-harassment/
https://consumerlawfirmcenter.com/ccb-phone-harassment/
https://consumerlawfirmcenter.com/miramed-revenue-group-phone-harassment/
https://consumerlawfirmcenter.com/wol-inc-phone-harassment/
https://consumerlawfirmcenter.com/apple-recovery-phone-harassment/