Apex Asset Management, LLC Phone Harassment?
*Is Apex Asset Management, LLC (AAM) calling you?*Stop Apex Asset Management, LLC phone harassment. Do they threaten to take legal action or threaten wage garnishment? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop AAM phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. If legal action is taken and you do not respond appropriately, you may also be responsible for legal fees.
Is Apex Asset Management, LLC a Scam?
According to the Better Business Bureau website, Apex Asset Management, LLC has been in business for 21 years. This long-standing presence has contributed to their reputation as a reliable leader in the collections industry. There have been 18 complaints filed against AAM with the BBB.
Apex Asset Management, LLC Better Business Bureau
Who is Apex Asset Management, LLC?
Apex Asset Management is third party debt collector located in Lancaster, Pennsylvania. As a debt collection agency, they serve a diverse client base and are known for providing excellent service. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. Many complaints allege that the agency used aggressive or unlawful tactics. A recent Federal Court cases alleges that Apex Asset Management used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 2501 Oregon Pike, Suite 102
Lancaster, PA 17601
Phone: (888) 592-2144
Apex’s customized solutions and expertise help clients manage cash flowing, mitigate risk, and improve debt collection outcomes. Choosing a bad debt partner is an important decision for businesses looking to recover more debt and reduce more excuses from debtors. In today’s marketplace, selecting a reliable debt collection agency partner is crucial for maintaining financial health.
Apex Asset Management, LLC is often referred to or searched for by other names. These include:
apex asset management, apex collections, apex asset, apex debt collection, apex collection agency, asset management collection, apex collections agency, management collections, apex asset management llc, national asset management collection agency, apex asset management ag, apex scam, is apex systems legit, apex management, accent management llc, apex systems scam, apex management services, apex billing pay online, apex management company, apex management group reviews, apex credit, apex billing services, apex financial management llc, apex credit solutions, accent management, apex utilities pay bill, bbb lancaster pa, apex legal services, apex agency, apex court reporting, lancaster utilities collections, what is legitimacy apex. Apex Asset Management, LLC also interacts with credit bureaus, and their actions can impact your credit scores, making it important to address debts promptly.
If you are sued by Apex Asset Management, filing a legal answer is essential, and you must respond promptly to avoid additional legal fees or a default judgment. Clients should document all communications and actions taken during the debt collection process to protect their rights. Debts that have been resolved should be properly documented to avoid future disputes.
Apex Asset Management, LLC also handles medical debt, and their expertise helps clients resolve even complex cases. Apex’s customized solutions are designed to keep cash flowing and help clients recover more debt with fewer excuses.
Apex Asset Management, LLC Collection Tactics
If Apex Asset Management, LLC engages in any of the following tactics, you may have a case:
Apex Asset Management, LLC Phone Numbers
888-592-2144, 717-519-1770, (888) 592-2144, (717) 519-1770, 8885922144, 7175191770,
If the answer is yes, then you are receiving calls from a known AAM number. You may be a victim of AAM phone harassment. The list above is not all the numbers that AAM uses. The calls can be from a different number, and it still be Apex Asset Management, LLC calling you. Contact our office right away so we can start the process to stop AAM from calling you illegally. Above all, no one should live with harassment!
Protecting Yourself from Debt Collectors
When you’re contacted by debt collectors such as Apex Asset Management LLC, it’s crucial to understand your rights and take proactive steps to protect yourself from harassment and unfair collection practices. Under federal law, specifically the Fair Debt Collection Practices Act (FDCPA), you are entitled to be treated with respect and dignity throughout the debt collection process. The FDCPA prohibits debt collectors from using abusive, harassing, or deceptive tactics to collect debts, and if these laws are violated, you may be entitled to statutory damages and attorney fees.
To safeguard your consumer rights, start by documenting every interaction you have with Apex Asset Management LLC. Keep detailed records of all phone calls, letters, emails, and any agreements or payments made. Note the date, time, and content of each communication. This documentation is essential if you need to file a complaint with the Better Business Bureau or the Federal Trade Commission, as it provides clear evidence of any repeated phone calls or potential violations.
If you feel overwhelmed by repeated phone calls or believe you’re experiencing harassment from Apex Asset, you have the right to send a cease and desist letter requesting that the company stop contacting you. Should the calls persist, you can file a complaint with the FTC or the BBB. Both organizations are reliable leaders in the collections industry and can offer guidance on how to resolve disputes and mitigate risk.
It’s also important to verify that the debt Apex Asset Management LLC is attempting to collect is valid. Request a validation letter that includes details about the original creditor, the amount owed, and your account information. If you find that the debt is not yours, has already been paid, or is otherwise invalid, you can dispute it and demand that Apex Asset Management LLC cease collection efforts.
Managing your debt effectively is another key step in protecting your financial future and keeping your cash flow healthy. Consider working with a reputable credit counseling agency or debt management company to develop a plan for paying off your debts and improving your credit. By customizing solutions to fit your needs and staying on top of your payments, you can resolve your debts and avoid further collection activity.
Apex Asset Management LLC, as a business in today’s marketplace, has a responsibility to provide excellent service and respect consumer rights. If you encounter issues with the company, don’t hesitate to seek help from the FTC, BBB, or a consumer rights attorney. These resources can assist you in resolving complaints, managing risk, and ensuring your rights are protected.
Remember, you have the power to take control of your financial situation. By staying informed, documenting all communications, and seeking professional guidance when needed, you can navigate the debt collection process with confidence. Prioritize your consumer rights, manage your debt wisely, and don’t be afraid to reach out for support. With the right approach, you can resolve your debt, protect your credit, and move forward toward a more secure financial future.
Common Questions
Is AAM a scam? No, Apex Asset Management, LLC has been in business for 21 years.
Can Apex Asset Management, LLC garnish my wages? Yes, AAM can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can AAM sue me? Yes, AAM can sue you so long as the debt is within the statute of limitations. If you are sued, filing a legal answer with the court by the deadline is crucial to protect your rights and avoid a default judgment.
Can AAM report my debt to the collection’s bureaus? Yes, debt collectors are allowed to report your debt to credit bureaus, which can impact your credit score.
Can AAM arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g., an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Apex Asset Management, LLC in the past year and can be found on Pacer.org. These complaints allege a range of issues, including harassment and improper collection practices.
5:16-cv-00389-JGB-SP Stephanie Robinson v. Apex Asset Management LLC
1:11-cv-01435-RBK-JS WAYE v. APEX ASSET MANAGEMENT, INC. et al
1:15-cv-05038-JHR-KMW TESTA v. APEX ASSET MANAGEMENT, INC. et al
5:10-cv-07315-JS STEELE v. APEX ASSET MANAGEMENT, INC. et al
3:13-cv-01287-WJN Abraham v. Apex Asset Management, Inc.
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. With our expertise in the collections industry and commitment to providing excellent service to every client, we strive to deliver customized solutions that prioritize client satisfaction and effective risk mitigation. Rather than suffer alone, contact our office to begin the process to stop the Apex Asset Management, LLC harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Apex Asset Management, LLC call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/2mg-credit-debt-collection-harassment/
https://consumerlawfirmcenter.com/alliant-capital-management-debt-collection-harassment/
