Allied International Credit Corp Phone Harassment!
Have you ever been on the receiving end of collection efforts made by a debt collection agency like Allied International Credit Corp? If you have, then you may have a similar story to tell about how it was (or is) bothersome and can at times be downright annoying. The issue only becomes worse when you do not have enough money available to put towards resolving your debts and the calls and letters just keep pouring in. Many consumers are first contacted by Allied International Credit Corp through phone calls or letters, and it’s important to understand your rights when you are contacted.
If you are currently receiving a string of letters and messages reminding you about a debt you currently do not have the financial resources to pay, then you may be happy to know that the law is on your side and it prevents you from getting harassed, intimidated, and shamed by debt collectors throughout the process of trying to recover a debt. Consumers have the ability to dispute improper collection practices and protect their rights under federal law.
The law strictly prohibits debt collectors like Allied International Credit Corp from violating your human and consumer rights which may include engaging in unethical behavior such as calling you whenever they please, harassing, threatening, or intimidating you in bid to collect on a debt, as doing so may qualify as a debt collection harassment charge. They may however sue you.
If you remain unresponsive to the attempts made by a debt collection agency to collect on a debt you owe, you may get slammed with a court notice. Ignoring such a notice can have terrible implications on your finances and your credit score. Lawsuits initiated by debt collectors can have serious financial consequences if not properly addressed.
Have you recently been served a court notice by Allied International Credit Corp or a third-party collection agency like the? Are you confused regarding what steps to take now that you have a pending court case? Put your mind at ease, the steps below may give you a clearer insight into how to handle being sued by a debt collection agency. they are, however, not meant to replace legal guidance. We still advise you to speak with a qualified consumer rights attorney and get them to represent you. Working with experienced attorneys is important to navigate lawsuits and ensure your legal protections are enforced. Call us now on 877-700-5790 for further assistance.
How to address a collection lawsuit in 5 steps
- Be calm and rational. Try not to panic no matter how disturbing the situation might be. Losing your cool may result in you making decisions that may hurt you in the long run.
- Do NOT ignore a lawsuit: Whatever you do, do not ignore the lawsuit, as it would only make the situation worse. Ignoring a lawsuit can lead to serious consequences. You may have your wages garnished.
- Involve a lawyer. The next step would be to consult a consumer rights attorney who would counsel you, tell you your rights, and point you in the right direction. Get an A+ accredited consumer rights lawyer for free, call 877-700-5790.
- Respond carefully to debt collectors. Be sure to watch how you respond to collectors so you don’t rope yourself in. Also, it is allowed under the Fair Debt Collection Practices Act to write a cease letter to a collector, but be careful how you do this because if a collector cannot contact you, they might be forced to sue you to protect their interest especially if the debt is substantial. It is advisable to negotiate with the collector instead.
- Put your papers in order. This involves organizing all relevant documents and evidence gathered. Also, make sure you are absolutely sure that the debt is yours.
- Don’t miss the hearing. If you get sued, endeavor to show up for the hearing. Else, the court would automatically rule in favor of the collector. Debt collectors may consider suing as a last resort if other collection efforts fail, so understanding your rights is crucial if you are facing the possibility of being sued.
What is Allied International Credit Corp?
Allied International Credit Corp, (US) is a third-party debt collector located in Richmond, Virginia. Allied International Credit Corp is one of several collections companies that work with different creditors to recover outstanding debts. The company was founded in 1977 and specializes in collection and adjustment services on claims and other insurance-related issues.
Allied International Credit Corp often buys debt from creditors after it has been charged off, and specializes in post charge off collections and pre-legal recovery efforts. The company handles charge off collections for various creditors, using skip tracing to locate individuals who owe debts. The list of creditors they collect for is constantly changing as they acquire accounts from different sources. David Rae is the Key Principal and leader of Allied International Credit Corp, overseeing compliance and company operations.
Contact Information
Address: 6800 Paragon Pl Richmond, VA 23230-1649 Phone: (800) 285-0636
Is Allied International Credit Corp a scam?
According to the Better Business Bureau website, Allied International Credit Corp has been in business since 2001. It is one of many collections companies operating in the United States and is subject to regulatory oversight. There have been 53 complaints closed in the last 3 years and 10 complaints closed out in the last 12 months. Read more about it here: Allied International Credit Corp
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Known Allied International Credit Corp Collection Call Numbers
Are you receiving any harassing phone calls from the following number?
(800) 285-0636
If the answer is yes, then you are receiving calls from a known Allied International Credit Corp number. If you are receiving any form of harassment during these calls, do not hesitate to reach out to a qualified professional at 877-700-5790 for help.
If you see a collection account or account from Allied International Credit Corp on your credit report, it is likely the result of collections activity related to unpaid debts. These collection accounts can negatively impact your credit score. Consumers sometimes try to resolve these accounts through settlement or pay-for-delete deals, but even if the debt is paid, the negative mark may remain on your credit report. Allied International Credit Corp generally does not accept goodwill letters to remove collection accounts or charge-offs, and goodwill letters are typically ineffective with most debt collectors. Mistakes, such as reporting errors or identity theft, can also result in false collection accounts appearing on your credit report; federal law gives you the right to dispute these inaccuracies. Additionally, debt collectors are prohibited by federal law from contacting your family members about your debt except in limited circumstances, so your privacy is protected.
The following is a sample list of complaints filed against Allied International Credit Corp and can be found on Pacer.org.
8:19-cv-00841-SCB-CPT Garner v. Allied International Credit Corp.
1:18-cv-05821-JPB Mitchell v. Allied International Credit Corp.
1:18-cv-05362-PKC-JO Pena v. Allied International Credit Corp.
1:18-cv-05847 McCaleb v. Allied International Credit Corp.
5:18-cv-00241-JSM-PRL Perry v. Allied International Credit Corp.
Lawsuits can arise from disputes over collection accounts, and understanding your rights under federal law is essential when dealing with collections.
Understanding Debt Collector Tactics
Dealing with a debt collection agency like Allied International Credit Corp can be overwhelming, especially if you’re not familiar with the tactics debt collectors often use. Understanding these strategies is key to protecting yourself and ensuring your rights are respected under fair debt collection practices.
Debt collectors, including Allied International Credit Corp, typically reach out to consumers through persistent phone calls, letters, and sometimes even emails, all in an effort to collect debts. While it’s their job to attempt to collect on overdue accounts, federal laws such as the Fair Debt Collection Practices Act (FDCPA) set strict boundaries on how they can interact with you. For example, debt collectors are prohibited from using abusive language, making threats, or contacting you at unreasonable hours. They also cannot misrepresent the amount you owe or provide false information about your debt.
It’s important to remember that not every call or letter you receive is from a legitimate debt collection company. Before engaging with any debt collector, always verify their identity and request written validation of the debt. Allied International Credit Corp, as a legitimate debt collection agency, is required to provide you with details about the debt, including the original creditor and the amount owed. This step helps protect you from scams and ensures you’re not paying a debt you don’t actually owe.
If you believe you’re being harassed or treated unfairly by Allied International Credit Corp or any other debt collection company, you have the right to take action. You can file a complaint with the Federal Trade Commission (FTC) or the (CFPB). Additionally, consulting with a credit repair company or an attorney who specializes in consumer rights can provide valuable assistance in resolving disputes and protecting your credit history.
Debt collectors may also report collection accounts to credit bureaus, which can negatively impact your credit report and credit score. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any inaccurate or incomplete information on your credit reports. Taking steps to remove collection accounts or correct mistakes can help you repair your credit and regain control of your financial future.
In some cases, if a debt remains unpaid, debt collectors may pursue legal actions such as attempting to garnish wages. However, federal laws are in place to ensure you have the opportunity to dispute the debt and request validation before any drastic measures are taken.
By staying informed about the tactics used by debt collection agencies like Allied International Credit Corp and understanding your rights under the FDCPA and FCRA, you can better protect yourself from harassment and unfair practices. If you’re dealing with aggressive collection efforts or have concerns about your credit, don’t hesitate to seek assistance from a qualified attorney or credit repair company. Taking proactive steps can help you resolve your debts, protect your credit, and move forward with confidence.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Allied International Credit Corp. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
