Stop the Calls from Alliance Group & Associates
Tired of Alliance Group & Associates Debt Collection Harassment? Do you wish there was a way to make the calls stop? Is Alliance Group & Associates constantly calling and harassing you? Does your phone ring every day, several times per day, because Alliance Group & Associates is calling you to demand payment? Threatening you with legal action? Have they ever used abusive or profane language when speaking with you on the phone? If so, Alliance collection agency may be violating your legal rights and you can stop the harassment. These aggressive tactics, including harassment, threats, and intimidation, are prohibited under the law.
protects consumers’ rights in the context of debt collection. In other words, debt collectors like Alliance collection agency must adhere to a certain set of rules when they are pursuing consumers who owe money. If any process in Alliance group collection agency debt collection violates the , you can sue them in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recovering statutory damages of up to $1,000, plus attorney fees and court costs. Victims can also sue for actual damages suffered as a result of the unlawful collection practices.
This law makes it illegal for Alliance debt collection agency to call you up several times a day (especially after you have told them not to), harass, threaten, or intimidate you over the phone, report your debt to unauthorized persons, or threaten to sue and have your wages garnished. Thus, if you have been putting up with Alliance group and associates phone harassment, this is the time to end it.
Who are Third Party Collection Agencies?
Third-party debt collectors come to play when a creditor loses hope in the ability of a debtor to pay back his/her debt. The creditor pretty much says “you know what? This person can not pay this debt but we can at least try to get a little fraction of the full amount from them” then they hand the debt over to a debt collector like Alliance Collection Agency or sell it to a debt buyer for pennies on the dollar. Alliance Group & Associates operates as a debt collection business that works with various creditors, including healthcare providers, financial institutions, and utility companies.
The responsibility now rests on the debt collector to recover the debt from you. Associates collect different types of debts on behalf of various creditors. Doing this will be to the benefit of the debt collector. This is why debt collectors will use any and every technique to try and get to you, just to ensure that you pay off what you owe. Debt collectors make efforts to recover debts and collect debts for their clients. You must stay aware of this when dealing with a debt collector.
Understanding this and your rights will help you overcome your fear of Alliance Group & Associates Debt Collection agency.
Is Alliance Group & Associates Threatening You With Wage Garnishment?
Alliance Group & Associates is not permitted by law to threaten you with wage garnishments or a court case they do not intend to file because it is not within their power to decide whether your wages would be garnished or not. Only a court order gives legal authority to garnish wages, and debt collectors must follow the legal process to obtain such an order.
Can Alliance Group & Associates garnish wages or sue you? They can pursue legal action and, if they obtain a court judgment against you, may have the legal authority to garnish wages as part of debt collection. However, this can only happen after a court ruling.
Is Alliance Group & Associates a scam?
According to the Better Business Bureau website, Alliance Group & Associates is a legitimate company operating as a debt collection agency. They have been in business since 2012, and there have been 38 customer complaints filed against them during those years. The company’s average rating on the BBB is 1.1 out of 5 stars, reflecting customer experiences and concerns. Read more about it here: Alliance Group & Associates Better Business Bureau.
It is nevertheless important to verify the credibility of the debt collection agency calling you because they may be fraudsters posing as Alliance collection agency.
Who is Alliance Group & Associates?
Alliance Group & Associates is a third-party debt collector located in Travelers Rest, South Carolina. They have been sued in federal court a few times for violating consumer’s rights while collecting on alleged debts. Debt collection practices are regulated by laws such as the Fair Debt Collection Practices Act (FDCPA), which prohibit the use of obscene language and contacting consumers at inconvenient times, like before 8 a.m. or after 9 p.m. A recent Federal Court case alleges that Alliance collection agency used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
🏛️ Address: 600 E North St Greenville, SC 29601-3044
☎️ Phone: (877) 908-5360
Alliance Group & Associates Phone Harassment?
Are you receiving any harassing phone calls from any of these numbers?
- 📲 817-928-4476
- 📲 877-615-0337
- 📲 518-920-5244
You may have been contacted by associates calling from Alliance Group & Associates about a debt, even if it does not appear on your credit report. If you are being contacted, you have rights under the FDCPA, including the right to request that they stop contacting you. To stop Alliance Group from contacting you, you can send a written request asking them to cease all communication, or seek legal assistance if the calls continue.
Call us now on 877-700-5790 because you may be a victim of debt collection harassment from Alliance Group & Associates via telephone.
Complaints Against Alliance Group & Associates
The following is a sample list of complaints filed against Alliance Group & Associates and can be found on Pacer.gov.
- 📋 8:18-cv-02849-EAK-JSS Spradley v.
- 📋 3:18-cv-02323-S Virden v.
How Debt Collection Affects Your Credit Report
Dealing with a debt collection agency like Alliance Group & Associates can have a serious impact on your credit report and overall financial health. When a debt collector reports an outstanding debt to the credit bureaus, it can cause your credit score to drop significantly. This is because collection accounts are seen as a sign of financial distress, making it harder for you to qualify for future loans, credit cards, or even rental agreements.
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors and collection agencies are required to follow strict rules when reporting debts. They must provide accurate information about the debt, including the amount owed, the original creditor, and the date of your last payment. If a debt collector reports false or incomplete information, it can result in errors on your credit report that may harm your creditworthiness.
To protect yourself from illegal debt collection practices and credit report errors, it’s important to regularly review your credit report for any signs of debt collection activity. If you notice a debt you don’t recognize or believe there’s a mistake, you have the right to request a debt validation letter from the collection agency. This letter should confirm the legitimacy of the debt and provide details about the original creditor. If the debt collector cannot provide this information, you can dispute the debt with the credit bureaus and have it removed from your report.
It’s also important to keep all communication with debt collectors in writing and to save copies of any correspondence. This documentation can be crucial if you need to dispute a debt or file a complaint with the Better Business Bureau or the Federal Trade Commission. Remember, paying a debt collection agency does not automatically remove the collection account from your credit report. In some cases, you may be able to negotiate a “pay for delete” agreement, but always get any promises in writing before making a payment.
The debt collection industry is regulated to protect consumers from aggressive and harassing tactics, but not all third party collection agencies follow the law. If you experience debt collection harassment, inaccurate reporting, or other illegal debt collection practices, you have the right to take legal action. A reputable law firm can help you understand your debt collection rights, dispute invalid debts, and stop harassing phone calls.
Don’t let debt collection calls from Alliance Group & Associates or any other collection agency damage your credit or peace of mind. Stay informed about your rights under the collection practices act FDCPA, monitor your credit report, and seek professional help if you need it. By taking these steps, you can protect your credit, stop illegal collection practices, and regain control over your financial future.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Alliance debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to keep yourself safe and prevent Alliance Group & Associates debt collection harassment, call us now.
Success Stories
- 🏆 I ran into several financial hardships over the last few years. Constantly harassed by a company to pay up on fees owed that I wasn’t entirely sure were owed… because I was so overwhelmed. Scott and his crew came to my rescue. I was a bit unsure first wondering if it was a scam.:. But it was not! Scott got my close to $1,000 debt dropped and had the company pay the lawyer fees. I also haven’t received anymore harassing phone calls from the company that was trying to collect the debt. Thank you so much Scott!
- 🏆 I wish there was an option to select more stars. I was getting harassed by a debt collector. They would call me (and my mother?!), threaten to sue me and overall extremely unprofessional. I found CRLF on Google, read the reviews and immediately texted them. This was around 11pm. Scott texted back within 10 minutes!!!!!!!!!!!! He was extremely patient with me, reassured me when I was crying on the phone, and quite literally took a weight off my shoulders. I had no idea this was even possible with what they deal with, but Scott was/is a God-sent. Please let them help you! You will NOT regret it.
- 🏆 Scott was soo very helpful in getting this resolved for me. I had a nasty collection agency call me & harass me & my family. I reached out to this company & he got it resolved in no time. They also never asked me for any money out of pocket what so ever either which was a bonus. What did I have to loose?! Check them out if being harassed or threatened by a collection agency. Thank you again Scott for all your help. Stay safe!!!!
Frequently Asked Questions
Who is Alliance Group Associates?
Alliance Group Associates is a debt collection agency that contacts consumers in an attempt to recover unpaid debts on behalf of original creditors or third parties.
Why is Alliance Group Associates calling me?
They may be contacting you regarding an outstanding debt. However, debt collectors are required by law to treat you fairly and may not use abusive or deceptive tactics.
Is it considered harassment if Alliance Group Associates keeps calling me?
Yes, if the calls are excessive, threatening, or made outside of allowed hours, it may qualify as harassment under the Fair Debt Collection Practices Act (FDCPA).
What should I do if I feel harassed by Alliance Group Associates?
You can request that they stop contacting you by sending a cease-and-desist letter. It’s also helpful to document all communications and consult with a consumer rights attorney.
Can Consumer Rights Law Firm PLLC help stop the calls from Alliance Group Associates?
Absolutely. Consumer Rights Law Firm PLLC helps consumers take legal action against debt collectors that violate the FDCPA. They may help you stop the harassment and seek compensation.
What rights do I have when dealing with Alliance Group Associates?
Under the FDCPA, you have the right to dispute the debt, request validation, and be free from abusive, deceptive, or unfair collection tactics.
Can Alliance Group Associates report the debt to credit bureaus?
Yes, they can report valid debts to credit reporting agencies, but they must ensure the information is accurate and comply with all credit reporting regulations.
What should I include in a cease-and-desist letter to Alliance Group Associates?
Your cease-and-desist letter should clearly request that they stop all communication, include your account details, and be sent via certified mail for record keeping.
Can I sue Alliance Group Associates for harassment?
Yes, if they violate the FDCPA by engaging in harassing or unlawful behavior, you may file a lawsuit within one year of the violation and seek damages.
How can I verify if the debt Alliance Group Associates claims I owe is valid?
Request a written debt validation letter within 30 days of their first contact. They must provide details about the original creditor, amount owed, and proof of the debt.
