Allen Maxwell & Silver Phone Harassment?
Is Allen Maxwell & Silver (AMS) calling you? Stop Allen Maxwell & Silver phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Many consumers are called repeatedly by debt collectors, sometimes at their workplace or personal number. If you are the subject of such phone harassment, you may have legal recourse. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. It is important to consider whether the intent behind these calls is to collect a debt or simply to harass and intimidate you, which may violate the law. You have the legal right to stop AMS phone harassment. You can also defend yourself against unlawful collection practices by seeking legal support. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Allen Maxwell & Silver a Scam?
According to the Better Business Bureau profile page, Allen Maxwell & Silver has been in business for 26 years. There have been 6 complaints filed against AMS with the BBB.
Allen Maxwell & Silver Better Business Bureau
Who is Allen Maxwell & Silver?
Allen Maxwell & Silver is a third-party debt collector located in Fair Lawn, New Jersey. As an LLC, AMS interacts with both creditors, who are the original debt holders, and customers, who may owe debts. Disputes often arise over the terms of a contract and the obligation to pay, especially when billing errors, inaccurate charges, or unclear statements are involved. Sometimes, debts are transferred between agencies, leading to confusion for customers. Before making any payments, it is important to verify whether the debt truly needs to be paid and if the collection actions are lawful. AMS has been a party to a Federal Court case several times, with lawsuits involving multiple parties, including the plaintiff who initiates the legal action. They have been accused of violating consumers’ rights and using illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 17-17 Route 208 North, Suite 340
Fair Lawn, NJ 07410-2819
Phone: (201) 871-0044
Allen Maxwell & Silver Collection Tactics
If Allen Maxwell & Silver engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
These actions may violate the debt collection system and consumer protection laws such as the FDCPA. Some agencies use outsourcing or specialized services to manage collections and customer communication, but even these services must comply with legal requirements.
Allen Maxwell & Silver Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
201-871-0044, 201-871-1197, (201) 871-0044, (201) 871-1197, 2018710044, 2018711197
If the answer is yes, then you are receiving calls from a known AMS number. You may be a victim of AMS phone harassment. If you have been contacted by AMS regarding alleged debts or have experienced phone harassment, it is important to recognize these contacts as potential violations of your rights. The list above is not all the numbers that AMS uses. The calls can be from a different number and it still be Allen Maxwell & Silver calling you. Contact our office right away so we can start the process to stop AMS from calling you illegally. Above all, no one should live with harassment!
Credit Report Concerns
When dealing with a debt collection agency like Allen Maxwell & Silver, concerns about your credit report are both common and valid. As a third-party debt collector, AMS has the authority to report unpaid debts to credit reporting agencies, which can have a significant impact on your credit score and overall financial health. Negative entries from a collection agency can remain on your credit report for years, making it harder to secure loans, credit cards, or even housing.
It’s important to know that the Fair Credit Reporting Act (FCRA) protects your rights when it comes to how debts are reported. If you notice that Allen Maxwell & Silver—or any debt collector—has reported inaccurate or outdated information on your credit report, you have the right to dispute these errors. Taking action quickly can help protect your credit and prevent further financial harm.
Start by regularly checking your credit report through reputable sources, such as the Better Business Bureau or major credit reporting agencies. If you find any mistakes related to AMS or any other collection agency, contact a law firm experienced in fair debt collection practices, like Consumer Rights Law Firm, PLLC. They can guide you through the process of disputing errors, ensuring your rights are upheld under the FCRA.
Remember, monitoring your credit report is a crucial step in defending yourself against unfair collection tactics and maintaining your financial well-being. Don’t let a debt collector’s actions go unchecked—stay informed, take action, and protect your credit from unnecessary harm.
Common Questions
Is AMS a scam? No, Allen Maxwell & Silver has been in business for 26 years.
Can Allen Maxwell & Silver garnish my wages? Yes, AMS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can AMS sue me? Yes, AMS can sue you so long as the debt is within the statute of limitations. Before you pay any debt, make sure to verify if you are legally required to pay it and that the debt is valid.
Can AMS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can AMS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Allen Maxwell & Silver in the past and can be found on Pacer.org.
2:04-cv-02246-HAB-DGB McCready v. Allen Maxwell & Silver
2:15-cv-01871-SVW-MRW Ann Fox v. Allen Maxwell & Silver
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. As a law office with expertise in debt collection harassment cases, we provide legal assistance, advice, and representation to protect your rights under the Fair Debt Collection Practices Act. Rather than suffer alone, contact our office to begin the process to stop the Allen Maxwell & Silver harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Allen Maxwell & Silver. call us at 855-385-8182 for immediate assistance or visit our website at
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
It is important to address the matter of debt collection harassment promptly to protect your rights and seek the legal help you deserve.
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