Advantage Financial Services LLC Phone Harassment?
Is Advantage Financial Services LLC (AFS) calling you? Stop Advantage Financial Services LLC phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop AFS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Phone Harassment
Phone harassment by debt collection agencies such as Advantage Financial Services LLC is a growing concern for many clients. This type of unwanted contact can disrupt daily life and create unnecessary stress, especially when communication is not handled in an honest or respectful manner. For those dealing with financial services, it’s important to understand that there are simple steps you can take to address these issues. Open and honest communication is key throughout the process, ensuring that your needs are met and your rights are protected. If you find yourself receiving repeated calls or feeling pressured, remember that you have the advantage of legal protections and resources designed to help you regain control. By staying informed and proactive, clients can ensure that their interactions with Advantage Financial and other financial services providers remain professional and respectful.
Is Advantage Financial Services LLC a Scam?
According to the Better Business Bureau website, Advantage Financial Services LLC has been in business for 8 years. There have been 12 complaints filed against AFS with the BBB.
Advantage Financial Services LLC Better Business Bureau
Who is Advantage Financial Services LLC?
Advantage Financial Services LLC is third party debt collector located in Bosie, Idaho. AFS has been a party to a Federal Court case over 460
Address: 10 S Cole Rd
Boise, ID 83709-0930
Phone: (208) 258-2272
Advantage Financial Services LLC Collection Tactics
If Advantage Financial Services LLC engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Advantage Financial Services LLC Contact Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
208-258-2272, 208-258-2277, (208) 258-2272, (208) 258-2277, 2082582272, 2082582277
If the answer is yes, then you are receiving calls from a known AFS number. You may be a victim of AFS phone harassment. The list above is not all the numbers that AFS uses. The calls can be from a different number and it still be Advantage Financial Services LLC calling you. Contact our office right away so we can start the process to stop AFS from calling you illegally. Above all, no one should live with harassment!
The following is a sample list of complaints filed against Advantage Financial Services LLC in the past and can be found on Pacer.org.
The Impact of Phone Harassment
The effects of phone harassment by debt collectors can be far-reaching, impacting not only your peace of mind but also your ability to manage your finances effectively. When clients are constantly pressured to pay, it can become overwhelming, making it difficult to keep track of accounts and make sound financial decisions. For a business like Advantage Financial Services, maintaining trust with clients is essential. Persistent or aggressive communication can erode this trust, potentially harming the reputation of the financial services team and making it harder to provide the support clients truly need. That’s why it’s so important for businesses to prioritize transparent and respectful communication at every stage. A responsive team that is ready to answer questions and address client needs can make all the difference, ensuring that clients feel supported and understood throughout the process.
Rights and Protections
Knowing your rights is a powerful tool when dealing with debt collectors. The Fair Debt Collection Practices Act (FDCPA) offers important protections, setting clear boundaries for how and when collectors can contact you. For example, collectors must provide accurate information about your accounts, including the amount owed and the name of the creditor, and they cannot use threats or harassment to pressure you into paying. If you’re seeking financial services in Boise or elsewhere, understanding these rights can help you navigate the approval process for loans or other financial products with confidence. Reliable financial services providers will always provide clear information and respect your rights. For more details, you can visit official resources like www.ftc.gov or reach out to local financial services teams for guidance on managing your accounts and protecting your personal information.
Is AFS a scam? No, Advantage Financial Services LLC has been in business for 8 years.
Can Advantage Financial Services LLC garnish my wages? Yes, AFS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can AFS sue me? Yes, AFS can sue you so long as the debt is within the statute of limitations
Can AFS report my debt to the collection bureaus?
Can AFS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a zample list of complaints filed against Advantage Financial Services LLC in the past and can be found on Pacer.org.
3:95-cv-00086-WHR Pytel v. Advantage Financial
3:95-cv-00076-WHR Lee v. Advantage Financial
3:95-cv-00009-WHR Taylor, et al v. Advantage Financial
3:94-cv-00434-WHR Rountree v. Advantage Financial
1:09-cv-01195-JBM-JAG Community Merchant Services Inc v. Advantage Financial Services
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. The Consumer Rights Law Firm has extensive experience dealing with cases across the debt collection industry. Rather than suffer alone, contact our office to begin the process to stop the Advantage Financial Services LLC harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Advantage Financial Services LLC. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
Check out the links below for more information:
Conclusion and Next Steps
In summary, phone harassment from debt collectors is a serious issue that can have lasting emotional and financial consequences. For clients working with Advantage Financial Services or similar businesses, it’s essential to expect honest, respectful communication and a simple, straightforward process for resolving debts. If you’re experiencing harassment, start by learning about your rights under the FDCPA, and don’t hesitate to contact the debt collector to request that they stop unwanted communication. If the problem persists, seeking legal advice may be the next step. Remember, the goal of financial services should be to provide support and solutions tailored to your needs—not to intimidate or harass. Advantage Financial and other reputable businesses should always have a team ready to provide assistance, answer questions, and help you manage your accounts and pay your debts in a way that works for you. By staying informed and proactive, you can take control of your financial future and ensure that your experience with financial services is positive and productive.