📞 Advantage Collection Professionals Phone Harassment❓
Is Advantage Collection Professionals (ACP) calling you? Stop Advantage Collection Professionals Phone Harassment. Are they threatening to take legal action or garnish your wages? Are they calling you at all hours or multiple times a day? Is your debt being disclosed to family or neighbors? If so, their actions are illegal and must stop. You have the legal right to end Advantage Collection Professionals debt calls and protect yourself under the Fair Debt Collection Practices Act (FDCPA). If a collection agency violates the FDCPA, you may be entitled to up to $1,000 in statutory damages plus attorney fees.
Is Advantage Collection Professionals a Scam❓
According to the Better Business Bureau website, Advantage Collection Professionals has been in business for 5 years. There have been 4 complaints filed against ACP with the BBB.
🔍Who is Advantage Collection Professionals Collection Agency❓
Advantage Collection Professionals is a third-party debt collector located in Cambridge, Minnesota. ACP is one of many debt collection agencies that have been accused of violating consumer rights. ACP has been involved in cases of debt collection harassment, using illegal and harassing communication tactics, including Advantage Collection Professionals phone harassment, to attempt to coerce payments from consumers. These practices have led to numerous Advantage Collection Professionals complaints and allegations of FDCPA violations.
Address: PO Box 353
Cambridge, MN 55008-0353
Phone: (877) 479-1500
📢Advantage Collection Professionals Phone Harassment Collection Tactics
Advantage Collection Professionals, a third-party collection agency, employs various tactics to collect debts from consumers. Their methods may include:
- Sending letters and emails to consumers
- Making debt calls to consumers at home, work, or on their cell phones, which can sometimes escalate into Advantage Collection Professionals phone harassment
- Using skip-tracing techniques to locate consumers who have moved or changed their contact information
- Reporting debts to credit bureaus negatively impacting consumers’ credit report
- Filing lawsuits against consumers who fail to pay their debts
Consumers need to understand their consumer rights and the tactics used by collection agencies like Advantage Collection Professionals to collect debts. By being aware of these methods, including potential Advantage Collection Professionals harassment, you can better protect yourself and take appropriate action if you feel harassed. For instance, the FDCPA (Fair Debt Collection Practices Act) provides protections against abusive or unfair practices, ensuring you have legal recourse if your rights are violated.
🚫Advantage Collection Professionals Collection Tricks
If Advantage Collection Professionals engages in any of the following tricks, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
- Making repeated collection calls to consumers at inconvenient times
📱 Advantage Collection Professionals Phone Numbers 🔢
877-479-1500, 763-689-5393, 763-689-1500, (877) 479-1500, (763) 689-5393, (763) 689-1500, 8774791500, 7636895393, 7636891500
If the answer is yes, then you are receiving calls from a known ACP number. You may be a victim of Advantage Collection Professionals Phone Harassment. The list above is not all the numbers that ACP uses. The calls can be from a different number, and they could still be Advantage Collection Professionals debt calls contacting you. Contact our office right away so we can start the process to stop Advantage Collection Professionals calls illegally. Above all, no one should live with harassment! Consumers have the right to stop debt collectors from harassing them by using legal protections under the FDCPA.
❓Common Questions❓
Is ACP a scam❓
No, Advantage Collection Professionals has been in business for 4 years.
Can Advantage Collection Professionals garnish my wages❓
Yes, ACP can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACP sue me❓
Yes, ACP can sue you so long as the debt is within the statute of limitations. Their debt collection efforts must comply with legal standards, including the FDCPA (Fair Debt Collection Practices Act).
Can ACP report my debt to the collection bureaus❓
Yes, debt collectors are allowed to place the collection account on your credit report.
Can ACP arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g., an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of Advantage Collection Professionals complaints filed against them in the past can be found on Pacer.org. If you’re experiencing Advantage Collection Professionals harassment, you may want to explore your rights under consumer protection laws.
0:11-cv-01372-PJS-AJB Parrish v. Advantage Collection Professionals
0:10-cv-03249-JNE-JJG Friederichs v. Advantage Collection Professionals
2:17-cv-01301-LA Gruentzel v. Advantage Collection Professionals
2:17-cv-00059-DEJ Sievert v. Advantage Collection Professionals
0:10-cv-00894-JNE-SRN Friederichs v. Advantage Collection Professionals
💼 Fight Back Against Debt Harassment
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Consulting credit counselors can help consumers manage their financial situation and reduce stress from aggressive collection tactics. Rather than suffer alone, contact our office to begin the process to stop the Advantage Collection Professionals phone harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Advantage Collection Professionals, call us at 855-385-8182 for immediate assistance or visit our website.
🏆Success Stories🏆
“Mike was nice, informative, and jumped on the case A.S.A.P. Thank you, consumer rights law firm, for speaking up for me when I thought I did not have a voice. The scariest thing to hear from someone is for them to threaten to garnish your wages, and you are barely making ends meet. Once again, thanks for all your help.”.
“I had a medical collections company calling my number looking for someone I had never heard of. They kept calling, even tho I told them they had the wrong number. Consumer Rights Law Firm took my case & got them to stop calling, plus they got a monetary settlement for me. I am so appreciative of the help they gave me!”
“Mike was nice, informative, and jumped on the case A.S.A.P. Thank you, consumer rights law firm, for speaking up for me when I thought I did not have a voice. The scariest thing to hear from someone is for them to threaten to garnish your wages, and you are barely making ends meet. Once again,n thanks for all your help.”
Read more about how we’ve helped clients like you in our testimonials.
🚨Understanding Debt Collector Harassment
Debt collector harassment is a serious issue that affects many consumers. The Fair Debt Collection Practices Act (FDCPA) regulates the behavior of collection agencies, including Advantage Collection Professionals, and prohibits them from engaging in abusive, harassing, or deceptive practices. Some common examples of debt collector harassment include:
- Repeated phone calls or letters
- Threats of violence or harm
- False or misleading statements
- Unfair or excessive fees
- Failure to provide written notice of debt or proper debt validation
Consumers who experience debt collector harassment should know their rights and take action to stop the harassment. Understanding the protections offered by the FDCPA can empower you to stand up against unfair collection practices, including filing a harassment lawsuit if necessary. If you’re facing persistent phone harassment or other violations, consider sending a cease and desist letter or seeking legal help to enforce your consumer rights.
📝Fair Debt Collection Practices Act (FDCPA)
The FDCPA is a federal law that regulates the behavior of collection agencies, including Advantage Collection Professionals phone harassment. The law prohibits debt collectors from engaging in abusive, harassing, or deceptive practices, such as:
- Making false or misleading statements
- Failing to provide written notice of debt
- Failing to provide a means to dispute the debt
- Failing to provide a written validation notice
- Engaging in abusive or harassing behavior, including excessive debt collector harassment or robocalls
Consumers who believe a debt collector, such as Advantage Collection Professionals, has violated the FDCPA should file a complaint with the (CFPB) or the Federal Trade Commission (FTC). These agencies are responsible for enforcing the law and can take action against collection agencies that violate consumer rights, including addressing FDCPA violations or phone harassment.
💡How to Stop Debt Collector Harassment
Consumers who experience debt collector harassment can take several steps to stop the harassment:
- Send a cease-and-desist letter to the collection agency
- Tell the collector to stop contacting you in certain ways
- Ask the collector to validate the debt
- File a complaint with the CFPB or FTC
For example, if you’re facing Advantage Collection Professionals phone harassment, you can demand they stop calling you under the FDCPA (Fair Debt Collection Practices Act). Consumers should also keep records of all communication with the collection agency, including dates, times, and details of conversations. This documentation can be crucial if you need to take legal action or file a harassment lawsuit against the debt collector.
⚖Suing a Debt Collector for Harassment
Consumers who experience debt collector harassment, such as Advantage Collection Professionals phone harassment, may be able to sue the collection agency for damages. The FDCPA (Fair Debt Collection Practices Act) allows consumers to take legal action against debt collectors for violations of the law, including:
- Abusive or harassing behavior
- False or misleading statements
- Failure to provide written notice of debt
- Failure to provide a means to dispute the debt
If you believe you have a case against a debt collector, it’s important to consult with a lawyer who specializes in consumer rights and debt collection law. Legal professionals can provide guidance and help you navigate the process of filing a lawsuit to seek compensation for the harassment you have endured.
