Advanced Financial Company Phone Harassment and how to take action?
Have you been receiving numerous calls from Advanced Financial Company? Are these calls tiring and do they never seem to stop? Advanced Financial Company is a debt collection agency contacting you about the debt they believe you owe. Believe here implies that under the Fair Debt Collection Practices Act (FDCPA) you have the right to request debt verification.
Here, the collection agency is expected to provide clear details about your debt for you to be able to verify that it is actually yours. The FDCPA is not just for debt verification, it is a body of Federal laws which ensure that the rights of consumers like you are not violated by debt collection agencies like advancedfinco while trying to recover a debt. Under the FDCPA Advanced Financial Company is not allowed to:
- Call or come to your workplace (especially if you have told them not to)
- Call you at inconvenient times.
- Try to get you to pay more than you owe.
- Use abusive or inappropriate word choices while addressing you
- Present false information about your debt.
- Publish your debt.
- Threaten to harm you or your family in any way.
These are some of the things that are against the FDCPA Laws. Any collector that violates one or more of these may have broken the law. However, it is not against the law for a collection agency to sue you in an event that they failed to recover the debt owed. Suing a consumer is usually one of the last options a debt collector resorts to and usually happens when the amount owed is substantial.
If a debt collector is doing any of the above to you, they are violating your rights and you can stop them. Call us now on 877-700-5790 to discover how.
Understanding Phone Harassment
Phone harassment is a growing concern in today’s connected world, affecting countless individuals and causing significant emotional distress. Whether you’re receiving repeated calls about home improvement loan servicing, billing, or payment issues, it’s important to recognize the signs of harassment and know how to protect yourself.
One of the first steps in safeguarding your privacy is to verify the identity of any caller before sharing sensitive information about your accounts or proceeding with a conversation. Many reputable companies, especially those involved in servicing loans or handling billing, will have secure verification processes in place. This may include completing a verification prompt, responding to a security question, or clicking a secure link to confirm your identity. These steps help ensure that your connection is protected and that you’re communicating with a legitimate representative.
If you suspect that a call is related to harassment—especially if it involves aggressive tactics or requests for immediate payment—it’s crucial to review the caller’s credentials and never feel pressured to act on the spot. Take the time to learn about the company by visiting their official website, such as www.advancedfinancialtc.com, where you can find information on security measures, verification procedures, and how to report suspicious activity.
For those in California, state laws provide additional protections against phone harassment. If you’re experiencing persistent unwanted calls, you can respond by filing a complaint with the appropriate authorities or seeking support from a specialized center. Many organizations offer resources and guidance to help you take action and regain control over your communications.
Modern phone harassment can also involve advanced tactics like spoofing or phishing, where scammers attempt to trick you into revealing personal information. To counter these threats, always be cautious when discussing your accounts or payment details over the phone. Use the “report” feature on your device or change your phone settings to block unwanted numbers. If you’re unsure about a caller’s legitimacy, don’t hesitate to end the call and contact the company directly through their official channels.
Websites often use security measures such as verification successful waiting periods or ray id checks to ensure that only human users can access their services. If prompted, complete these steps to confirm your identity and maintain a secure connection. This not only protects your information but also helps prevent automated spam and harassment.
By staying informed and vigilant, you can reduce your risk of falling victim to phone harassment. Regularly review your phone’s security settings, keep up with the latest best practices, and don’t hesitate to seek support from industry leaders or consumer protection centers. Remember, your privacy and peace of mind are worth protecting—take action, verify every caller, and use the resources available to you to ensure a safer communication experience.
How to respond if a debt collection agency sues you.
If you get sued, it is necessary to always respond to the lawsuit. You can either respond personally or through an attorney, and your response should be by the time stipulated in the court papers.
When a debt collector like Advanced Financial sues you, they would have to prove the validity of the debt. You should also endeavor to carefully go through the lawsuit and respond when due, as failure to respond would make the court rule in favor of the collector. You might also lose the right to dispute your debt if the court rules against you. If the court rules in favor of the collector, they may be allowed to:
- Claim your property
- Garnish your wages
- Have the go-ahead to freeze or garnish some or all the funds in your bank account.
You do not want this to happen. It is for this reason that it is extremely important to respond accordingly to your court summons and seek the counsel of a qualified lawyer.
Who is Advanced Financial Company?
Advanced Financial Company is a third-party debt collector located in Houston, Texas, providing resort financial services that range from comprehensive loan servicing to debt collection, and management services. The company is a leader in providing loan servicing and management services. You can reach advanced financial customer service by dialing any of the numbers below.
Contact Information
9700 Bissonnet
Suite 2000
Houston, TX 77036
Website:
Phone: (713) 596-6206
Is Advanced Financial Company a legitimate collection agency for accounts?
Yes, Advanced Financial Services is an approved collection agency based in the United States. According to the Better Business Bureau website, AFC has had an active BBB file since 2004 and has had several complaints leveled against them with the BBB. Read more about them here. Advanced Financial Services inc
Advanced Financial Company Phone Numbers
Are you receiving any harassing phone calls from the following number?
713-596-6206
If the answer is yes, then you are receiving calls from a known AFC number. You may be a victim of debt collection harassment. Call us now on 877-700-5790 for further assistance.
is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Advanced Financial Company. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790 for immediate assistance.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
Tennessee Attorney General
https://consumerlawfirmcenter.com/stop-acceptance-solutions-group-phone-harassment/
