Advance Credit Services Phone Harassment?
*Is Advance Credit Services (ACS) calling you?*Stop Advance Credit Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ACS phone harassment. If a collection agency violates the FDCPA, your rights to receive up to $1000.00 in statutory damages and have your attorney fees covered apply when the violation occurs.
Is Advance Credit Services a Credit Check Scam?
According to the Better Business Bureau website, Advance Credit Services is an approved business and has been in business for 29 years.
Advance Credit Services Better Business Bureau
Who is Advance Credit Services Cash Advance?
Advance Credit Services is a third party debt collector located in Winston Salem, North Carolina. ACS has been a party to a Federal Court case several times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer, and these complaints or violations have been reported to the relevant authorities.
Address: Winston Salem, NC 27106-3264
Phone: (336) 397-0220
Advance Credit Services Collection Tactics
If Advance Credit Services engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Advance Credit Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
336-397-0220, 336-397-0225, (336) 397-0220, (336) 397-0225, 3363970220, 3363970225
If the answer is yes, then you are receiving calls from a known ACS number. You may be a victim of ACS phone harassment. The list above is not all the numbers that ACS uses. The calls can be from a different number and it still be Advance Credit Services calling you. Contact our office right away so we can start the process to stop ACS from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is ACS a scam? No, Advance Credit Services has been in business for 29 years.
Can Advance Credit Services garnish my wages? Yes, ACS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACS sue me? Yes, ACS can sue you so long as the debt is within the statute of limitations
Can ACS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. Once the debt is paid, your credit report will show the account as paid, and paid debts generally have less negative impact on your credit score.
Can ACS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Advance Credit Services in the past and can be found on Pacer.org.
1:95-cv-02311-GET Reavis v. Advance Credit Serv
1:95-cv-00842-ODE Reavis v. Advance Credit Serv
6:98-cv-06178-TC Smith v. Advance Credit Serv
Regulatory Compliance and Consumer Protection
At Advance Financial Federal Credit Union, we are dedicated to upholding the highest standards of regulatory compliance and consumer protection, ensuring that every member enjoys a secure and reliable banking experience. Our cash advance services, such as Fifth Third MyAdvance®, are designed to give eligible members quick and convenient access to cash when they need it most—without the need for a credit check. We understand how important it is to protect your sensitive information, which is why we use advanced security measures, including robust encryption and secure bank linking, to keep your account and personal data safe.
Transparency is at the core of our business. We provide clear, detailed information about all our services, including any fees, terms, and reporting requirements, so you can make informed decisions about your financial options. Whether you’re using our mobile banking app to manage your checking account or exploring different credit options, you’ll find our platform easy to use and packed with helpful features. Our goal is to offer you the benefit of flexible financial solutions that fit your life, while ensuring your security and peace of mind.
We know that circumstances can change, and that’s why our customer support team is always ready to help you resolve any questions or concerns. From providing details about your cash advance eligibility to assisting with account access or reporting issues, our support staff is committed to delivering responsible, responsive service on your behalf.
As part of our commitment to your financial well-being, we offer a range of resources and tools to help you review your options, manage your money, and plan for the future. We maintain accurate, up-to-date records of your account activity and report information as required by law, so you can trust that your financial data is handled with care and integrity.
By choosing Advance Financial Federal Credit Union, you’re partnering with a responsible institution that puts your needs first. We are here to provide the information, support, and security you need to make the most of your financial opportunities—today and in the years to come.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, you can choose to contact our office to begin the process to stop the Advance Credit Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Advance Credit Services, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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