Action Revenue Recovery Phone Harassment❓
Is Action Revenue Recovery (ARR) calling you? Stop Action Revenue Recovery phone and debt harassment. Are they threatening legal action or to garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ARR phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is the process of pursuing the payment of debts owed by individuals or businesses. Debt collection agencies, such as Action Revenue Recovery, play a crucial role in this process. These agencies work on behalf of creditors to collect debts that are past due. It is essential for consumers to understand their rights and the fair debt collection practices that debt collectors must follow. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors, including Action Revenue Recovery. This law protects consumers from abusive and unfair debt collection practices.
Is Action Revenue Recovery a Scam❓
According to the Better Business Bureau website, Action Revenue Recovery has been in business for 20 years. There have been 13 complaints filed against ARR with the BBB.
Who is Action Revenue Recovery❓
Action Revenue Recovery is a third party collection agency located in Monroe, Louisiana. ARR has been a party to a Federal Court case over 230 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Consumer complaints often highlight unfair practices employed by Action Revenue Recovery, such as harassment, lack of transparency, and misrepresentations about debts. These practices underscore the importance of knowing one’s rights under the Fair Debt Collection Practices Act (FDCPA).
🏛️ Address: 910 Bres Ave Monroe, LA 71201-5955
📞 Phone: (318) 387-9002
Action Revenue Recovery Collection Tactics
Action Revenue Recovery, like many debt collection agencies, uses various tactics to collect debts. These tactics may include phone calls, letters, and emails. The agency may also report debts to credit bureaus, which can negatively impact a consumer’s credit report. It is essential for consumers to be aware of their rights and to verify the legitimacy of any debt before making payments. Action Revenue Recovery may use computer-generated notices and collection account specialists to communicate with consumers. However, the agency must comply with federal laws, including the FDCPA and the Telephone Consumer Protection Act (TCPA).
Action Revenue Recovery Collection Examples
If Action Revenue Recovery engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Action Revenue Recovery Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 318-387-9002
- 📲 318-807-9004
- 📲 (318) 387-9002
- 📲 (318) 807-9004
- 📲 3183879002
- 📲 3188079004
If the answer is yes, then you are receiving calls from a known ARR number. You may be a victim of ARR phone harassment. The list above is not all the numbers that ARR uses. The calls can be from different numbers and it still be Action Revenue Recovery calling you. Contact our office right away so we can start the process to stop ARR from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is ARR a scam❓
No, Action Revenue Recovery has been in business for 20 years.
Can Action Revenue Recovery garnish my wages❓
Yes, ARR can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ARR sue me❓
Yes, ARR can sue you so long as the debt is within the statute of limitations.
Can ARR report my debt to the collection bureaus❓
Yes, debt collectors are allowed to place the collection account on your credit report. They can report your debt to credit reporting agencies and credit bureaus, which can affect your credit score.
Can ARR arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
How do I file a formal complaint against Action Revenue Recovery❓
If you believe that Action Revenue Recovery has violated your rights under the Fair Debt Collection Practices Act (FDCPA) or the Fair Credit Reporting Act (FCRA), you can file a formal complaint. Start by documenting all communications and attempts to resolve the issue directly with ARR. If the issue remains unresolved, you can file a complaint with the (CFPB), your state’s Attorney General’s office, or the Federal Trade Commission (FTC).
Consumer Rights and Protections
Consumers have several rights and protections under the FDCPA. These rights include the right to dispute a debt, the right to request validation of a debt, and the right to stop collection calls. Consumers can also file a complaint with the Federal Trade Commission (FTC) or the Better Business Bureau (BBB) if they believe a debt collector has engaged in unfair or abusive practices. It is essential for consumers to understand these rights and to seek help from a reputable credit repair company or law firm if they are experiencing debt collection harassment.
Negotiation and Settlement Strategies
Negotiating with a debt collector, such as Action Revenue Recovery, can be challenging. However, consumers may be able to settle a debt for less than the original amount owed. This is often referred to as a “pay for delete” agreement. In exchange for payment, the debt collector agrees to remove the debt from the consumer’s credit report. Consumers should be cautious when negotiating with debt collectors and should seek help from a reputable credit repair company or law firm if necessary. It is also essential to understand the potential benefits and risks of settling a debt, including the impact on credit scores and credit reports.
Professional Help and Resources
Consumers who are experiencing debt collection harassment or who need help negotiating with a debt collector can seek professional help. Reputable credit repair companies, such as The Credit Pros, can provide assistance with disputing debts, negotiating settlements, and repairing credit reports. Law firms, such as Consumer Rights Law Firm PLLC, can also provide help with debt collection cases and can represent consumers in court if necessary. The Better Business Bureau (BBB) and the Federal Trade Commission (FTC) are also resources that consumers can use to file complaints and seek help with debt collection issues. Additionally, consumers can explore alternative strategies, such as credit counseling and debt management plans, to manage their debt and improve their credit health.
The following is a sample list of complaints filed against Action Revenue Recovery in the past and can be found on Pacer.gov.
- 📋 4:14-cv-01076-NCC Cox v.
- 📋 4:14-cv-01919-HEA Jamison v.
- 📋 5:18-cv-05147-PKH Blakeley v.
- 📋 2:14-cv-05621-FSH-MAH McMillian v.
- 📋 3:19-cv-00497-MMD-WGC Crafts v.
When filing complaints, consumers should be aware of the potential court costs involved in legal proceedings. After filing a complaint, it is important to consider further action, such as verifying the debt’s legitimacy and assessing available options to manage and resolve the debt effectively.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Action Revenue Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Action Revenue Recovery. call us at 855-385-8182 for immediate assistance or visit our website.
Success Stories
- 🏆 “I was getting bombarded with calls—sometimes ten a day—from a collector who kept threatening legal action. Consumer Rights Law Firm PLLC explained my rights, sent a cease-and-desist letter, and filed a complaint. The calls stopped within days, and I even received statutory damages for the harassment. Incredible service!”
- 🏆 “I didn’t know it was illegal for collectors to curse and threaten jail time. Consumer Rights Law Firm PLLC educated me, pursued the case, and won. Now the harassment is over, and I feel empowered rather than afraid.”
- 🏆 “Robocalls were coming at all hours, including weekends and holidays. After contacting Consumer Rights Law Firm PLLC, the firm filed suit under federal and state laws. The collector settled quickly, and the silence since then has been priceless.”
