Action Collection Agency Harassment?
Is Action Collection Agency (ACA) calling you?
Many people have fallen prey to unethical debt collectors and ended up paying debts they didn’t owe. This is usually due to the intimidating approach of these debt collectors.
Debt collectors are agencies assigned to pursue debts on behalf of creditors. Anyone who has interacted with a debt collector knows that it is not the best of experiences. Debt collectors are sometimes scary and intimidating. They have just one aim; to get money from you and they do all they can to achieve this aim.
Some debt collectors harass and threaten the people they call, just to make them afraid and confused. The first thing you should know when speaking with a debt collector is that you have rights. Understanding that there are rights that protect you and knowing what those rights are, will keep you from being intimidated by these debt collectors. The Fair Debt Collection Practices Act is one of the laws that protect you from predatory debt collection activities. According to the FDCPA, no debt collector should harass you (by making your phone ring countless times), threaten, or try to deceive you. Any debt collector who does this has violated your rights and you can take action against them. Call us now on 877-700-5790.
How not to fall prey to debt collection scammers
Debt collection scams are on the rise daily and they operate in different ways. Many of them call people about debts they do not owe or debts that do not even exist.
Unsuspecting people fall prey to these scammers because they do not appear as scammers, they pose as real debt collectors. One thing you must refrain from doing is giving out too many details and information especially your personal financial information when debt collectors call. Fraudulent debt collectors thrive on the information you volunteer to them. The more information you give them access to, the more you put yourself at risk.
Even when legit debt collectors call you, you should not give them your personal details. There is no law that demands that you give a debt collector your personal financial details or answer to their intrusive questions. Actually, you should be the one asking the questions because the FDCPA gives you the right to ask for vital information like the name of the debt collector calling you, the agency they represent, and its address, the name of the original creditor, and the name and address of the debtor they’re calling for.
Asking the above questions will usually help you tell if the debt collector is legit or not.
Who is Action Collection Agency?
Action Collection Agency is a third-party debt collector located in Middleboro, Massachusetts. .
Contact Information
16 Commerce Blvd
Middleboro, MA 02346-1085
Phone: (508) 923-0310
Is Action Collection Agency a Scam?
No, they are an approved collection agency. According to the Better Business Bureau website, Action Collection Agency has been in business for 26 years. Read more about them here Action Collection Agency Better Business Bureau
Action Collection Agency Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
615-942-6380, 615-673-8801, 615-352-8257, 800-478-7421, 508-923-0310, (615) 942-6380, (615) 673-8801, (615) 352-8257, (800) 478-7421, (508) 923-0310, 6159426380, 6156738801, 6153528257, 8004787421, 5089230310,
If the answer is yes, then you are receiving calls from a known ACA number. You may be a victim of ACA phone harassment. Call us now on 877-700-5790.
The following is a sample list of complaints filed against Action Collection Agency in the past year and can be found on Pacer.org.
2:94-cv-06785-LEW-B Evan L Murri, et al v. Action Collection, et al
1:90-cv-11557-EFH Chapman v. Action Collection
1:15-cv-14130-PBS Witherell v. Action Collection Agency of Boston
3:17-cv-01598 Reed v. Action Collection Agency, Inc.
3:97-cv-00525 White v. Action Collection, et al
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Action Collection Agency. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at 877-700-5790. for immediate assistance.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
Acceptance Solutions Group Phone Harassment
Comenity Bank Phone Harassment National Enterprise Systems Harassment?
FAQ:
Q1. How to stop harassing calls from collection agencies?
Send a cease-and-desist letter to the collection agency. Under the FDCPA, they must stop calling except to confirm they will stop or inform you of legal action. Legal help can also protect your rights.
Q2. How to get a collection agency to stop harassing you?
If harassment continues, file a complaint with the CFPB or FTC. You can also seek legal help under the FDCPA to stop the calls, recover damages, and hold debt collectors accountable for violations of your consumer rights.
Q3. How to stop recovery agent harassment?
Recovery agents cannot threaten or intimidate you. You can stop harassment by reporting violations to regulators, sending written requests to end calls, and contacting a consumer rights lawyer if the harassment continues.
Q4. How to stop harassment phone calls?
Document every call and request written communication only. If harassment persists, report it to consumer protection agencies and consult an attorney who can sue debt collectors violating the FDCPA on your behalf.
Q5. Who is Action Collection Agency?
Action Collection Agency is a third-party debt collector located in Middleboro, Massachusetts. They have been in business for over 26 years and are accredited by the Better Business Bureau as a legitimate agency.
Q6. Is Action Collection Agency a scam?
No, Action Collection Agency is not a scam. It is a licensed debt collection agency recognized by the Better Business Bureau. However, if they harass or threaten you, those actions may violate consumer protection laws.
Q7. How can I tell if a debt collector is legitimate?
Legitimate collectors must provide their name, the agency’s details, and the original creditor’s information. Always verify before sharing personal details. If they refuse, it may be a scam, and you should avoid giving information.
Q8. What should I avoid when dealing with debt collectors?
Never give personal or financial details over the phone. Instead, request verification of the debt in writing. Sharing unnecessary information can expose you to scams or lead to further harassment by unethical collectors.
Q9. What are common complaints against Action Collection Agency?
Complaints include harassment, repeated calls, and intimidation. Cases have been filed against them in federal courts for alleged violations of consumer rights under the FDCPA. Legal help can stop the harassment.
Q10. How can Consumer Rights Law Firm PLLC assist with Action Collection Agency?
Consumer Rights Law Firm PLLC helps stop harassment from Action Collection Agency. They offer legal support to protect your rights, sue for damages, and end abusive calls—all at no out-of-pocket cost to you.