Accredited Collection Services, Inc. Phone Harassment?

Accredited Collection Services, Inc. Phone Harassment?

Is Accredited Collection Services, Inc. (ACS) calling you? Stop Accredited Collection Services, Inc. phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day, or is ACS attempting to contact you repeatedly? Are they telling your family and neighbors that you owe a debt? Being contacted by debt collectors can be stressful, and you should know your rights when contacted. Repeated debt collector calls can be considered harassing calls under the law. It is important to distinguish legitimate debt collectors from those who use illegal tactics. If so what they are doing is illegal and needs to stop. You have the legal right to stop ACS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is Accredited Collection Services, Inc. a Scam?

According to the Better Business Bureau website, they have been in business for 35 years as a debt collection agency. There have been 5 complaints filed against ACS with the BBB. Read more here: Accredited Collection Services Inc.

Who is Accredited Collection Services, Inc.?

Accredited Collection Services, Inc. is a third party debt collector located in Papillion, Nebraska. ACS has been a party to a Federal Court case several times, often acting on behalf of creditors to collect debts. Consumers should be aware of their rights under collector’s laws and protections, which are designed to prevent abusive or illegal collection practices. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Address: 714 Tara Plz Papillion, NE 68046-2032

Phone: (402) 331-0103

Accredited Collection Services Inc Collection Tactics

• ➤ Using profanity or abusive language
• ➤ Calling you before 8:00 a.m. or after 9:00 p.m.
• ➤ Calling you multiple times per week
• ➤ Talking to others about your debt
• ➤ Calling your workplace
• ➤ Threatening to sue you, harm you, or destroy your credit
• ➤ Telling you or anyone else that you’ve committed a crime
• ➤ Calling repeatedly for the wrong person
• ➤ Failing to notify you of your right to dispute the debt
• ➤ Trying to collect more than legally allowed

Accredited Collection Services Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

• ☎️ 402-331-0103
• ☎️ 402-592-0941
• ☎️ 402-593-1397
• ☎️ (402) 331-0103
• ☎️ (402) 592-0941
• ☎️ (402) 593-1397
• ☎️ 4023310103
• ☎️ 4025920941
• ☎️ 4025931397

If the answer is yes, then you are receiving calls from a known ACS number. You may be a victim of ACS phone harassment.  The list above is not all the numbers that ACS uses. ACS contacts consumers using a variety of phone numbers, and these contacts can be persistent. The calls can be from a different number and it still be Accredited Collection Services, Inc. calling you.  Contact our office right away so we can start the process to stop ACS from calling you illegally. Above all, no one should live with harassment!

Stopping Debt Collection Calls

Dealing with debt collection calls can be overwhelming, especially when debt collectors contact you repeatedly or use harassing tactics. Fortunately, there are clear steps you can take to protect yourself and stop unwanted debt collection calls, thanks to federal laws like the Fair Debt Collection Practices Act (FDCPA).

The FDCPA, enforced by the Federal Trade Commission (FTC), sets strict rules for debt collectors and debt collection agencies. Under these fair debt collection practices, debt collectors are prohibited from making repeated phone calls intended to harass, abuse, or oppress you. They cannot call you before 8 a.m. or after 9 p.m., and they are not allowed to contact you at work if you’ve told them not to. If you’re receiving calls outside these hours or at your workplace without your permission, the debt collector may be violating the law.

One of the most effective ways to stop debt collection calls is to send a cease-and-desist letter. This letter should include your name, address, and telephone number, as well as the debt collector’s name and address. Clearly state that you want the debt collector to stop contacting you about the debt. It’s best to send this letter via certified mail and keep a copy for your records. Once the collection agency receives your letter, they are legally required to stop contacting you, except to confirm they will no longer contact you or to notify you of specific legal actions, such as filing a lawsuit.

If you believe the debt is not valid or you do not owe the amount claimed, you have the right to dispute the debt. Send a dispute letter to the debt collector within 30 days of the initial communication, requesting proof of the debt. The debt collector must then provide verification, including the name of the original creditor, the amount owed, and any interest charges or fees. Always keep a note of when you send your letter and any responses you receive.

It’s also important to be cautious of fake debts and debt collection scams. Some scammers may attempt to collect money for debts you don’t owe or that are no longer valid. Before making any payments, check your credit report to see if the debt appears, and contact the original creditor directly to confirm the debt is legitimate. Never provide personal or financial information to a caller unless you are certain they are a legitimate debt collector.

If you want to resolve the debt, you can try to negotiate a payment plan or a settlement with the debt collector. Make sure you understand the terms and get any agreement in writing before making payments. Be wary of any collector who pressures you to pay immediately or threatens legal action without proper documentation.

Throughout the process, keep detailed records of all communications with debt collectors, including dates, times, and the content of calls, letters, or text messages. This documentation can be crucial if you need to file a complaint with the FTC, your state Attorney General, or if you decide to take legal action against the collection agency for harassment or abuse.

Remember, you have legal rights and protections when dealing with debt collectors. By understanding the laws, sending a cease-and-desist or dispute letter, verifying debts, and staying alert to scams, you can take control of the situation and stop harassing collection calls. If you feel overwhelmed or unsure, don’t hesitate to seek help from a consumer rights attorney or a reputable consumer protection agency. Protect yourself, know your rights, and don’t let debt collection calls take over your life.

Complaints Against Accredited Collection Services

The following is a sample list of complaints filed against Accredited Collection Services, Inc. in the past and can be found on Pacer.gov.

• 📝 4:11-cv-00054-JEG-CFB Lange v.
• 📝 8:09-cv-00381-LES-FG3 Galda v.

Consumer Rights Law Firm PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Accredited Collection Services, Inc. call us at 877-700-5790 for immediate assistance or visit our website.

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