Accounts Service of Colorado Ltd Phone Harassment❓
Is Accounts Service of Colorado Ltd (ASC) calling you? Stop Accounts Service of Colorado Ltd phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ASC phone harassment. Allegations of harassment should be taken seriously and addressed promptly to avoid further complications. Conducting thorough evaluations of legal actions can help ensure that victims receive the protection they deserve. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees and other legal consequences.
Introduction to Harassment by Debt Collectors
Harassment by debt collectors is a significant concern for many individuals in Colorado. Debt collectors, also known as collection agencies, are companies that pursue the payment of debts owed by individuals or businesses. While their role is to collect debts, some debt collectors may engage in harassing behaviors, causing emotional distress and harm to the individuals they are pursuing. In Colorado, harassment by debt collectors is considered a serious offense, and victims have the right to take legal action against these unfair practices.
Is Accounts Service of Colorado Ltd a Scam❓
According to the Better Business Bureau website, they have been in business for 74 years.
Who is Accounts Service of Colorado Ltd❓
Accounts Service of Colorado Ltd is a third-party debt collector located in Colorado Springs, Colorado. ASC has been a party to several Federal Court cases as a perpetrator of illegal and harassing communication tactics. They have been accused of violating consumers’ rights and using these tactics to attempt to coerce a payment from the harassed consumer. The subject of these cases often revolves around the legal definitions and categories of harassment in Colorado, which help delineate unacceptable behaviors and provide clarity for both potential victims and offenders.
In Colorado, harassment by debt collectors is defined as a serious offense, and victims have the right to take legal action against these abusive practices.
🏛️ Accounts Service of Colorado Address: 1520 N Union Blvd #103 Colorado Springs, CO 80909-2840
📞 Phone: (719) 632-7099
Accounts Service of Colorado Ltd Collection Tactics
If Accounts Service of Colorado Ltd engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
These actions can create significant emotional distress and contribute to a hostile environment for the victim.
Understanding the context and intent behind these actions is crucial for determining their legality.
Accounts Service of Colorado Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 719-632-7099
- 📲 719-634-7707
- 📲 (719) 632-7099
- 📲 (719) 634-7707
- 📲 7196327099
- 📲 7196347707
If the answer is yes, then you are receiving calls from a known ASC number. You may be a victim of ASC phone harassment. The list above is not all the numbers that ASC uses. The calls can be from different numbers and it still be Accounts Service of Colorado Ltd calling you. Contact our office right away so we can start the process to stop ASC from calling you illegally. Above all, no one should live with harassment!
Understanding Harassment and Emotional Distress
Harassment by debt collectors can take many forms, including repetitive and threatening phone calls, abusive language, and intimidation tactics. These behaviors can cause significant emotional distress, fear, and harm to the victim. In Colorado, the law defines harassment as actions intended to annoy, alarm, or cause emotional distress to another person. Debt collectors who engage in such behaviors can be held liable for their actions, and victims may be entitled to seek remedies, including monetary damages and injunctive relief.
Consumer Rights
Consumers in Colorado have robust protections against harassment and abusive language from debt collectors. The Fair Debt Collection Practices Act (FDCPA) explicitly prohibits debt collectors from using threatening or intimidating conduct to collect debts. If you believe a collection agency is violating your rights, you have the ability to request immediate assistance from the Consumer Credit Unit (CCU). The CCU can provide guidance on how to handle debt collectors and support you in filing complaints against abusive collection agencies. They also ensure the confidentiality of your reports and case information, disclosing it only under specific court orders. Additionally, consumers have the right to seek legal action against debt collectors who violate the FDCPA, potentially making them eligible for statutory damages and attorney fees. Remember, you don’t have to endure harassment, know your rights and take action to protect yourself.
Prevention and Protection
To prevent harassment from debt collectors, it’s crucial to keep detailed records of all communications, including dates, times, and the content of conversations. Reporting any suspicious or abusive behavior to the CCU or the Federal Trade Commission (FTC) is also essential. Understanding your rights and the limitations of debt collectors, such as the prohibition on using abusive language or intimidation, can empower you to stand up against harassment. It is important to establish intent by documenting these interactions thoroughly. Be prepared to provide evidence of harassment, such as recordings or witness statements, for evaluation if needed. Additionally, seeking support from non-profit credit counseling agencies or attorneys specializing in consumer law can help you navigate the debt collection process more effectively. Protect yourself by staying informed and prepared.
Taking Legal Action Against Harassment
If you’re experiencing debt collection harassment in Colorado, you have legal options to protect yourself. Begin by documenting all incidents, including calls, messages, and correspondence. Seek help from an attorney experienced in debt harassment cases, as they can guide you through the process and help you file complaints with the Colorado Consumer Credit Unit, the FTC, and the Colorado Attorney General. Courts consider factors like the frequency of calls, abusive language, and failure to respect your rights, and may award damages and legal fees. With a one-year statute of limitations, it’s crucial to act promptly. Colorado also offers support through government agencies and non-profits that provide debt management and legal assistance.
Resources for Victims
Victims of harassment by Accounts Service of Colorado have several resources available to assist them. The Consumer Credit Unit (CCU) and the National Foundation for Credit Counseling (NFCC) are excellent starting points. The CCU provides guidance on handling debt collectors and supports filing complaints against abusive collection agencies, emphasizing the effectiveness of these measures in protecting consumers. The NFCC, a non-profit organization, offers financial education and credit counseling services to consumers. Additionally, victims can contact the Colorado Attorney General’s office for assistance in filing a complaint or seeking legal action against a debt collector. It is important to address any physical abuse or intimidation that may occur during these interactions. Online resources, such as the Federal Trade Commission (FTC) website, provide valuable information on debt collection laws and how to protect oneself from harassment. Don’t hesitate to access these resources to safeguard your rights and well-being.
Common Questions
Is ASC a scam❓
No, Accounts Service of Colorado Ltd has been in business for 74 years.
Can Accounts Service of Colorado Ltd garnish my wages❓
Yes, ASC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ASC sue me❓
Yes, ASC can sue you so long as the debt is within the statute of limitations.
Can ASC report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can ASC arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
What legal remedies are available to victims of harassment by ASC❓
Victims can seek monetary damages or restraining orders as legal remedies.
The following is a sample list of complaints filed against Accounts Service of Colorado Ltd in the past and can be found on Pacer.gov.
- 📋 1:01-cv-10034-REL Bergen v.
- 📋 1:03-cv-01367-EWN-CBS Phillips v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Accounts Service of Colorado Ltd harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Our firm collaborates with various support systems to ensure comprehensive assistance for victims.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Accounts Service of Colorado Ltd. call us at 877-700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “I was receiving collection calls for a debt I had already paid off years ago. No matter what I said, they kept harassing me. Consumer Rights Law Firm PLLC stepped in, demanded proof, and got them to back off. Their service is compassionate, fast, and effective. I wish I’d contacted them sooner!”
- 🏆 “I didn’t know debt collectors weren’t allowed to contact other people about your debt until one started calling my neighbors. It was humiliating. I reached out to Consumer Rights Law Firm PLLC, and they took it from there. They stopped the calls, held the collector accountable, and helped restore my peace of mind.”
- 🏆 “The debt collector kept calling me before 7 a.m. and wouldn’t stop, even after I asked them not to. I felt like I had no control until I called Consumer Rights Law Firm PLLC. They handled everything legally and professionally, and the calls stopped in less than a week. I can’t recommend them enough.”
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