Accounts Recovery Bureau, Inc. Phone Harassment?
*Is Accounts Recovery Bureau, Inc. (ARBI) calling you?*Stop Accounts Recovery Bureau, Inc. phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Debt collection calls are regulated by federal laws, and there are legal boundaries and legal protections in place to prevent harassment through repeated telephone calls. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ARBI. If a collection agency violates federal laws such as the FDCPA or TCPA, which provide legal protections and set legal boundaries for debt collection calls and telephone calls, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Accounts Recovery Bureau, Inc. a Legitimate Debt Collection Agency or a Scam?
According to the Better Business Bureau website, they have been in business for 32 years.
Accounts Recovery Bureau, Inc.
Who is Accounts Recovery Bureau, Inc.?
They are a third party debt collector located in Wyomissing, Pennsylvania. Debt collection agencies like ARBI are hired by various creditors to recover unpaid debts and financial obligations. As a legitimate debt collection agency, ARBI and similar agencies must follow federal laws such as the FDCPA, but ARBI has been involved in legal disputes when accused of violating consumer rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 555 Van Reed Rd
Wyomissing, PA 19610-1756
Phone: (610) 378-5000
Accounts Recovery Bureau, Inc. Collection Tactics
Debt collection agencies must follow specific rules set by federal laws like the Fair Debt Collection Practices Act (FDCPA). These rules require that debt collectors provide a written notice detailing the debt, including the amount owed and the name of the creditor. If you request it, they must also provide written proof to verify the validity of the debt before you take further action.
Debt collectors are prohibited from contacting you multiple times a day or having you contacted repeatedly by the same debt collector, as this can be considered harassment. If you experience repeated calls or other harassing behavior, it is important to document when and how you were contacted.
Before taking further legal actions, such as wage garnishment or court judgments, debt collectors must send legal notices. Understanding these requirements can help you protect your rights and respond appropriately to any collection attempts.
Accounts Recovery Bureau, Inc. Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
610-378-5000, 800-229-2574, (610) 378-5000, (800) 229-2574, 6103785000, 8002292574
If the answer is yes, then you are receiving calls from a known ARBI number. You may be a victim of ARBI phone harassment. Debt collector calls are regulated by law, and under current rules, debt collectors are generally limited to no more than seven calls within seven days to prevent harassment. These calls are part of the debt collection process, which is governed by laws designed to protect consumers from excessive or harassing contact. The list above is not all the numbers that ARBI uses. The calls can be from a different number and it still be Accounts Recovery Bureau, Inc. calling you. Contact our office right away so we can start the process to stop ARBI from calling you illegally. Above all, no one should live with harassment!
Documenting Incidents of Harassment
When you’re facing debt collection harassment from a recovery bureau or any debt collection agency, keeping detailed records is one of the most powerful steps you can take to protect your rights. Debt collectors are required by federal law to follow fair debt collection practices, and thorough documentation can be crucial if you need to take legal action or file a complaint.
Here’s how to effectively document incidents of debt collection harassment:
- Record Dates, Times, and Telephone Numbers: Each time you receive a call from a debt collector, write down the date, time, and the telephone number they used. This helps establish if the agency is repeatedly calling you, especially outside of permitted hours or multiple times a day, which can be considered harassment under the Fair Debt Collection Practices Act (FDCPA).
- Note the Content of Calls: After each call, jot down what was said, including any threats, demands for payment, or inappropriate behavior. If the debt collector makes threats of legal action, wage garnishment, or uses abusive language, these details are important for proving unfair debt collection practices.
- Save All Written Communication: Keep every letter, email, text message, or legal notice you receive from the debt collection agency. These documents can show if the agency is making threats, providing false information, or using deceptive tactics to collect debts owed.
- Gather Witness Statements: If someone else overheard the call or witnessed the harassment—such as a family member or coworker—ask them to write a brief statement describing what they observed. Witnesses can help corroborate your claims if you file a lawsuit.
- Preserve Voicemails and Text Messages: Don’t delete any voicemails or text messages from the debt collector. These can serve as direct evidence of repeated or inappropriate contact.
- Consider Recording Calls (If Legal): In some states, you are allowed to record phone calls as long as you inform the other party. If this is permitted in your area, recordings can provide undeniable proof of debt collection harassment. Always check your state’s laws before recording any calls.
- Keep a Call Log: Maintain a detailed log of all collection calls, including those you make to the agency. Note the date, time, phone number, and a summary of the conversation.
Is ARBI a scam? No, they have been in business for 32 years.
Yes, ARBI can garnish your wages on a Federal Student loan or if they obtain a court judgment from the courts after filing a lawsuit or other legal actions to recover unpaid debts.
Can ARBI sue me? Yes, ARBI can sue you so long as the debt is within the statute of limitations. Debt collection agencies can initiate lawsuits and other legal actions to recover unpaid debts, which may result in a court judgment allowing them to pursue wage garnishment or other remedies.
Can ARBI report my debt to the collection bureaus? Yes, ARBI can report your debt to credit bureaus, which can negatively affect your credit report. Debts reported to credit bureaus may lower your credit score and remain on your credit report for several years. Making payments or negotiating to pay can help resolve debts and potentially improve your credit report.
Can ARBI arrest me?
The following is a sample list of complaints filed against Accounts Recovery Bureau, Inc. in the past and can be found on Pacer.org.
4:11-cv-01200-YGR Rohrer v. Accounts Recovery Bureau, Inc.
8:14-cv-00836-JSM-TGW Miranda v. Accounts Recovery Bureau, Inc
9:12-cv-80834-DTKH Meserve v. Accounts Recovery Bureau, Inc.
1:10-cv-00060-SEB-DML Punjack v. Accounts Recovery Bureau, Inc.
1:10-cv-00449-TWP-TAB McCanless v. Accounts Recovery Bureau, Inc.
Consumers have legal options if they believe their rights have been violated by debt collectors. You can seek legal help or legal assistance from experienced attorneys, file complaints with regulatory agencies, or even seek compensation for damages. Legal actions, such as filing lawsuits, can be taken against debt collectors who violate the law.
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We offer a free consultation to individuals experiencing debt collection harassment, ensuring your concerns are heard confidentially and without charge. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our legal services protect consumers from unfair, abusive, and deceptive practices, helping to safeguard your financial well being. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Accounts Recovery Bureau, Inc. call us at 855-385-8182 for immediate assistance or visit our website at
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
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