Accounts Receivable Service Corp Phone Harassment❓
Is Accounts Receivable Service Corp (ARSC) calling you? Stop Accounts Receivable Service Corp phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop ARSC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Effective debt collection practices are essential to protect consumers from abusive and deceptive debt collection tactics. A well-structured collection plan is crucial for managing past due accounts within the accounts receivable department.
Debt collectors must provide clear and accurate information about the debt and the debt collection process, and must respond to customers regarding disputes in a timely manner. They must cease communication with consumers who have requested that they do so. Further communication is legally limited once a consumer has formally requested to cease communication.
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates debt collection practices, prohibiting debt collectors from engaging in unfair or deceptive practices. Enforcement responsibilities for these regulations may be assigned to different government agencies, such as the Federal Trade Commission and the Bureau, depending on the context and applicable laws.
Introduction to Debt Collection
Debt collection is the process of recovering unpaid debts from individuals or businesses. It is a critical function in business operations, requiring attention to detail, organization, and communication skills. Effective debt collection practices are essential to protect consumers from abusive and deceptive debt collection tactics. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates debt collection practices, prohibiting debt collectors from engaging in abusive or deceptive practices. Debt collectors must provide clear and accurate information about the debt and the debt collection process, and must cease communication with consumers who have requested that they do so.
Is Accounts Receivable Service Corp a Scam?
According to the Better Business Bureau website, they have been in business for 23 years. It is important to distinguish legitimate operations from fraudulent activities, as recognizing fraud can help protect against potential scams.
Who is Accounts Receivable Service Corp?
Accounts Receivable Service Corp is a third-party debt collector located in Holmes, Pennsylvania. ARSC has been a party to a Federal Court case several times. Adhering to best practices in debt collection is crucial for maintaining compliance and avoiding legal issues. The accounts receivable department plays a vital role in managing consumer disputes and adhering to compliance laws. They have been accused of violating consumers’ rights and failing to disclose essential information as required under the Fair Debt Collection Practices Act, along with using illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Companies must stay informed about evolving credit and collections laws to avoid such legal repercussions.
🏛️ Accounts Receivable Service Address: 2173 Macdade Blvd Ste K Holmes, PA 19043-1217
📞 Phone: (610) 522-1033
Accounts Receivable Service Corp Collection Tactics
If they engage in any of the following tactics, you may have a case:
- ➡️ Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- ➡️ Repeated calls can take an emotional toll on consumers, contributing to feelings of harassment and stress.
- ➡️ Talking to others about your debt
- ➡️ Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- ➡️ Use aggressive tactics to coerce payment from consumers.
- ➡️ Use any profane language or any language that is harassing and abusive
- ➡️ Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- ➡️ Make any false representation of fact, such as how much is owed, or certain actions they may take to force payment
- ➡️ Threaten arrest or criminal prosecution
- ➡️ Send false information to the credit bureaus
- ➡️ Cause a telephone to ring an unreasonable amount of times
- ➡️ Fail to verify the legitimacy of debts during their collection efforts
Accounts Receivable Service Corp Phone Numbers
- 📲 610-522-1033
- 📲 (610) 522-1033
- 📲 6105221033
If the answer is yes, then you are receiving calls from a known ARSC number. You may be a victim of ARSC phone harassment. The list above is not all the numbers that ARSC uses. Debt collectors are required to send a written notice to consumers within a specified timeframe, informing them of the debt details and their rights. The calls can be from different numbers and it still be Accounts Receivable Service Corp calling you, as they must maintain legal compliance in their communications with customers.
Contact our office right away so we can start the process to stop ARSC from calling you illegally. Consumers have the right to dispute the validity of a debt within thirty days after receiving a notice. Above all, no one should live with harassment over outstanding money owed!
State Laws and Debt Collection Practices Act
State laws and the Debt Collection Practices Act work together to regulate debt collection practices. The FDCPA sets a national standard for debt collection, while state laws provide additional protections for consumers. For example, some states have laws that prohibit debt collectors from contacting consumers at their place of employment or at unusual hours. Debt collectors must comply with both federal and state laws when collecting debts. The Debt Collection Practices Act also requires debt collectors to provide consumers with certain information, such as the amount of the debt and the name of the creditor, and to verify the debt upon request.
Protecting Yourself from Harassment
To protect yourself from harassment by debt collectors, it is essential to know your rights under the FDCPA. Debt collectors are prohibited from using abusive, deceptive, or unfair debt collection practices, including harassment. If a debt collector is harassing you, you can request that they cease communication with you. You can also report the debt collector to the Federal Trade Commission (FTC) or the (CFPB). Additionally, you can seek legal advice from an attorney to ensure that your rights are protected. It is also important to keep records of all communications with the debt collector, including dates, times, and details of conversations. By being informed and taking action, you can protect yourself from harassment and ensure that debt collectors comply with the law.
The following is a sample complaint filed against Accounts Receivable Service Corp in the past and can be found on Pacer.gov.
- 📋 0:04-cv-01047-RHK-AJB Brower v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Accounts Receivable Service Corp harassment. Our office has been assisting consumers with recovering court costs since 2010. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Accounts Receivable Service Corp. call us at 877-700-5790 for immediate assistance or visit our website.
For more information visit Pennsylvania Attorney General.
FAQs
Who is Accounts Receivable Service Corp and why are they calling me?
Accounts Receivable Service Corp is a third-party debt collector. If they’re phoning you, they believe you have an outstanding debt and are attempting to collect it.
Is Accounts Receivable Service Corp a legitimate debt collector or a scam?
They’re a legitimate collection agency regulated by the FDCPA, but you should always request written validation of any debt to confirm its accuracy and legitimacy.
Can Accounts Receivable Service Corp call me multiple times a day?
Under the FDCPA and CFPB rules, calling more than 7 times in 7 days about the same debt is presumed harassment. Even fewer calls can be illegal if made with harassing intent.
Are they allowed to call me before 8 a.m. or after 9 p.m.?
No, the FDCPA prohibits debt collectors from contacting you before 8 a.m. or after 9 p.m. in your local time zone.
They called my workplace – is that legal?
They can call your employer only to ask for your contact info, not to discuss your debt. If you tell them to stop calling at work, they must comply.
What should I do if Accounts Receivable Service Corp harasses me by phone?
Keep a detailed log of calls, send a written cease-and-desist or validation letter, and report violations to the CFPB, FTC, or consult a consumer attorney.
Can I sue Accounts Receivable Service Corp for phone harassment?
Yes. If they violate FDCPA/TCPA rules, you may be entitled to statutory damages, actual damages, and attorney fees.
They claim to be from a law firm – can they lie about that?
No. Under the FDCPA, it is illegal for debt collectors to falsely claim they are attorneys or misrepresent the legal status of the debt.
Can they call my family or coworkers about my debt?
They can contact third parties only to obtain your contact information and cannot discuss your debt with them. Any disclosure of your debt is illegal.
Will Accounts Receivable Service Corp affect my credit score?
Yes. If they report the debt as delinquent, it can harm your credit. You have the right to dispute anything inaccurate.
