Accounts Receivable Management Phone Harassment?
Is Accounts Receivable Management (ARM) calling you? Stop Accounts Receivable Management phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Being called multiple times a day or receiving constant calls can be overwhelming and is often considered harassment. ARM is a debt collection agency and must follow legal boundaries set by the FDCPA. Repeated or excessive calls, especially outside permitted hours, are considered harassment under the FDCPA. Are they telling your family and neighbors that you owe a debt? Debt collectors may contact you if you owe money, but you should always verify the debt before paying debts. If so what they are doing is illegal and needs to stop. You have the legal right to stop ARM phone harassment. Consumers have legal rights under the FDCPA to protect against constant calls and other forms of harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. FDCPA violations can also result in additional compensation for the consumer. If you are experiencing harassment or FDCPA violations, seek legal assistance to protect your rights.
Introduction to Debt Collection
Debt collection is the process by which businesses or individuals attempt to recover money owed to them, often for unpaid invoices or services rendered. When a debt goes unpaid, creditors may turn to debt collectors or collection agencies to help recover the funds. These agencies specialize in the debt collection process and are skilled at contacting consumers to collect debts on behalf of the original creditor.
For many consumers, dealing with debt collectors can feel overwhelming, especially when aggressive collection tactics are used. That’s why it’s crucial to understand your rights under fair debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive or deceptive practices by debt collectors. Under this law, collection agencies must follow strict guidelines when attempting to collect debts, ensuring that consumers are treated fairly and respectfully throughout the process. Knowing your rights and the rules that debt collectors must follow can help you regain control and protect your financial health.
Is Accounts Receivable Management a Scam?
According to the Better Business Bureau website, Accounts Receivable Management has been in business for 20 years. There have been 6 complaints filed against ARM with the BBB. When verifying the legitimacy of a debt collection agency, be sure to check for relevant details such as business address, phone number, and complaint history.
Accounts Receivable Management Better Business Bureau
Who is Accounts Receivable Management?
Accounts Receivable Management is a third party debt collector located in Miramar, Florida. In the industry, Accounts Receivable Management is sometimes referred to as receivables management partners. ARM provides collection services for a variety of clients, including healthcare providers. ARM has been a party in Federal Court cases over 310 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. ARM may contact consumers by phone or text message as part of their collection efforts. When contacted by ARM, consumers should verify the telephone number to ensure the legitimacy of the communication.
Address: 3400 Lakeside Dr STE 505
Miramar, FL 33027-3288
Phone: (888) 548-8829
Accounts Receivable Management Collection Tactics
Accounts receivable management is a vital part of any business’s financial stability, as it involves tracking and collecting payments owed by customers. Effective receivable management helps businesses improve cash flow and maintain financial health. Collection agencies are often hired to assist with this process, using a variety of methods to collect debts, such as phone calls, letters, and emails.
While many collection agencies operate within the bounds of the law, some may resort to aggressive or questionable tactics, including using threatening language or making repeated phone calls. As a consumer, you have the right to dispute any debt you believe is incorrect and to request verification of the debt from the collection agency. It’s important to keep detailed records of all communications with debt collectors, including dates, times, phone numbers, and the content of each conversation. These records can be invaluable if you need to dispute a debt or report abusive behavior. Remember, you are entitled to fair treatment throughout the accounts receivable management process.
Recognizing Abusive Practices
Abusive practices by debt collectors can take many forms, from using profane or abusive language to making constant phone calls or threatening legal action that they are not authorized to take. It’s important to recognize when a debt collector crosses the line into harassment. Under the FDCPA, debt collectors are prohibited from using abusive language, making excessive or harassing phone calls, or pretending to be government officials.
If you experience any of these behaviors, you have the right to request that the debt collector cease communication. You can also file a complaint with the Better Business Bureau or your state attorney general’s office if you believe a collection agency is violating your rights. Remember, debt collectors are not government officials and cannot threaten you with actions they are not legally permitted to take. Protect yourself by staying informed and taking action if you encounter abusive collection tactics.
Federal Laws and Regulations
Federal laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are in place to regulate the debt collection industry and protect consumers. The FDCPA prohibits debt collectors from engaging in abusive, deceptive, or unfair practices, such as using threatening language or making excessive phone calls. The FCRA governs how debts are reported to credit reporting agencies, ensuring that information on your credit report is accurate and up to date.
As a consumer, you have the right to dispute debts and request verification from the debt collector. Debt collectors are required to provide you with a written notice detailing the amount owed and the original creditor. If you wish to stop communication from a debt collector, you can send a written request via certified mail, instructing them to cease contact. Keeping copies of all correspondence and sending requests by certified mail can help protect your rights and provide evidence if you need to escalate your complaint.
Accounts Receivable Management Collection Tactics
If Accounts Receivable Management engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Accounts Receivable Management Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
888-548-8829, 305-354-7557, 954-874-9920, (888) 548-8829, (305) 354-7557, (954) 874-9920, 8885488829, 3053547557, 9548749920
If the answer is yes, then you are receiving calls from a known ARM number. You may be a victim of ARM phone harassment. The list above is not all the numbers that ARM uses. The calls can be from a different number and it still be Accounts Receivable Management calling you. Contact our office right away so we can start the process to stop ARM from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is ARM a scam? No, Accounts Receivable Management has been in business for 20 years.
Can Accounts Receivable Management garnish my wages? Yes, ARM can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ARM sue me? Yes, ARM can sue you so long as the debt is within the statute of limitations
Can ARM report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can ARM arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Credit Report Implications
When a debt is sent to collections, it can have a significant impact on your credit report and overall financial health. Debt collectors may report unpaid debts to credit reporting agencies, which can lower your credit score and affect your ability to obtain credit in the future. It’s important to regularly monitor your credit report to ensure that all information is accurate and up to date.
If you notice a debt on your credit report that you believe is incorrect or has been reported inaccurately by a debt collector, you have the right to dispute it with the credit reporting agency. You can request a free credit report from each of the three major credit reporting agencies once a year. Taking proactive steps to address errors and resolve outstanding debts can help you maintain a healthy credit profile.
Cease Communication Requests
If you no longer wish to receive calls or messages from a debt collector, you have the right to request that they cease communication. To do this, send a written notice to the debt collector, including your name, address, and account number, via certified mail. You may also specify your preferred method of contact, such as mail or email.
Once a debt collector receives your cease communication request, they are legally required to stop contacting you, except to inform you of specific actions such as legal proceedings. However, this does not eliminate the debt or prevent the collector from pursuing legal action to collect what is owed. If a debt collector continues to contact you after receiving your written notice, you can file a complaint with the Better Business Bureau or your state attorney general’s office. Understanding your rights and taking the appropriate steps can help you regain control and put an end to unwanted collection calls.
The following is a sample list of complaints filed against Accounts Receivable Management in the past year and can be found on Pacer.org.
8:07-cv-01053-AG-AN Schwebs et al v. Accounts Receivable Mgmt
1:17-cv-00361 Tortorice v. Accounts Receivable Mgmt
3:94-cv-50087 Ida v. Accounts Receivable Mgmt
1:08-cv-01040-JBS Schuler v. Accounts Receivable Mgmt
1:08-cv-03158-JEI-AMD Dudley v. Accounts Receivable Mgmt
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Accounts Receivable Management harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Key Takeaways:
These success stories highlight the importance of seeking professional help when facing debt collection harassment. Acting quickly and making timely payments can help prevent collection issues and protect your credit. Remember, understanding your rights and taking action are essential steps to resolving disputes.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/alacrity-collections-corp-phone-harassment/
https://consumerlawfirmcenter.com/deville-asset-management-phone-harassment/
https://consumerlawfirmcenter.com/alliance-financial-management-phone-harassment/
https://consumerlawfirmcenter.com/burton-neil-associates-phone-harassment/
https://consumerlawfirmcenter.com/montgomery-lynch-associates-phone-harassment/
https://consumerlawfirmcenter.com/allied-account-services-phone-harassment/
https://consumerlawfirmcenter.com/monarch-recovery-management-phone-harassment/
https://consumerlawfirmcenter.com/a-g-adjustments-phone-harassment/
https://consumerlawfirmcenter.com/accounts-retrievable-system-debt-collection-harassment/
https://consumerlawfirmcenter.com/atlas-collections-phone-harassment/
