Accounts Management Services Phone Harassment?
Is Accounts Management Services (AMS) calling you? Stop Accounts Management Services phone harassment. Do they threaten to take legal action or garnish your wages? Such threats are illegal if the collector does not have the legal authority to do so. Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop AMS phone harassment. You can formally request AMS to stop contacting you by sending a written cease-and-desist letter. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. It is important to respond promptly to any legal notices or communications from AMS to protect your rights.
Introduction to Debt Collection
Debt collection is the process by which a debt collector or collection agency attempts to recover unpaid debts from consumers on behalf of creditors. Debt collectors, including companies like Account Management Services, are often hired when original creditors are unable to collect the money owed. While debt collection is a legitimate business practice, it is crucial for consumers to be aware of their debt collection rights and the fair debt collection practices that must be followed under the law.
The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive, unfair, or deceptive debt collection practices. This law sets clear guidelines for how debt collectors can contact and communicate with consumers, ensuring that individuals are not subjected to harassment or illegal tactics. If you are contacted by a debt collector, it is important to know your rights, understand the debt collection process, and be aware of the protections available to you under the FDCPA. By staying informed, you can avoid harassment and ensure that your rights are respected throughout the debt collection process.
Is Accounts Management Services a Scam?
According to the Better Business Bureau website, Accounts Management Services has been in business for 17 years. Consumers should always verify the authenticity of any contacts claiming to be from AMS by checking official documentation or contact details. There have been 5 complaints filed against AMS with the BBB. Read more here: Accounts Management Services Better Business Bureau.
Who is Accounts Management Services?
Accounts Management Services is third party debt collector located in Cypress, California. Before making any payments, it is important to confirm that any debt claimed by AMS is a valid debt. They have been a party to over 40 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. Furthermore, a recent Federal Court cases alleges that Accounts Management Services used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. Consumers should only make payments through legitimate, trackable methods and should not pay until the debt has been verified as valid.
🏛️ Address: 6101 Ball Rd #207 Cypress, CA 90630
📞 Phone: (714) 821-4704
Accounts Management Services Collection Tactics
Account Management Services, like many collection agencies, uses a variety of tactics to collect debts from consumers. These may include persistent phone calls, sending letters, and even text messages in an effort to collect what is owed. While some of these tactics are legal, it is important for consumers to recognize when a debt collector crosses the line into harassment. Signs of harassment can include the use of obscene or profane language, making threats of legal action or wage garnishment without proper authority, or contacting you multiple times a day.
If you notice any of these behaviors from Account Management Services or any other debt collector, it is essential to take immediate action. Harassment is not only stressful but also illegal under the FDCPA. Consumers should document all communications, be aware of their rights, and consider reaching out to a law firm that specializes in debt collection rights. Taking prompt action can help stop the harassment and protect you from further abusive tactics.
Accounts Management Services Harassment Examples
If Accounts Management Services engages in any of the following tactics, you may have a case:
- ➡️ Using profanity or abusive language
- ➡️ Calling you before 8:00 a.m. or after 9:00 p.m.
- ➡️ Calling you multiple times per week
- ➡️ Talking to others about your debt
- ➡️ Calling your workplace
- ➡️ Threatening to sue you, harm you, or destroy your credit
- ➡️ Telling you or anyone else that you’ve committed a crime
- ➡️ Calling repeatedly for the wrong person
- ➡️ Sending you a text message demanding payment or threatening legal action
- ➡️ Failing to notify you of your right to dispute the debt
- ➡️ Trying to collect more than legally allowed
Accounts Management Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 📲 800-922-4704
- 📲 714-821-4704
- 📲 (800) 922-4704
- 📲 (714) 821-4704
- 📲 8009224704
- 📲 7148214704
If the answer is yes, then you are receiving calls from a known AMS number. You may be a victim of AMS phone harassment. The list above is not all the numbers that AMS uses. The calls can be from different phone numbers and it still be Accounts Management Services calling you. Be sure to keep a record of all calls and messages you receive from these numbers to protect yourself. Contact our office right away so we can start the process to stop AMS from calling you illegally. Above all, no one should live with harassment!
Debt Collection Process
The debt collection process usually starts when a creditor enlists a debt collector to recover an unpaid debt. Once assigned, the debt collector will reach out to the consumer, often through an initial communication such as a letter or phone call. This first contact must include important validation information: the amount of the debt, the name and address of the original creditor, and a statement informing you of your right to dispute the debt.
If you receive a collection notice, it is your right to request proof of the debt and verify that the information is accurate. This step is crucial to ensure you are not being pursued for a debt you do not owe. If the debt is valid, you can discuss payment options or seek assistance from a credit reporting company to resolve the issue and protect your credit report. Always remember to keep records of all communications and request validation information in writing to safeguard your consumer rights.
Collection Agency Regulations
Collection agencies like Account Management Services are strictly regulated by the Fair Debt Collection Practices Act (FDCPA) and must adhere to specific guidelines when collecting debts. These regulations require agencies to respect your rights as a consumer, provide clear validation information, and avoid any form of harassment or abusive behavior. If a collection agency violates these rules, they may face legal action, including lawsuits and statutory damages.
If you believe that a collection agency has overstepped its legal boundaries or violated your debt collection rights, it is important to contact a law firm experienced in debt collection cases. Legal professionals can help you determine the best course of action, whether that means filing a complaint, seeking statutory damages, or pursuing other remedies under the law. Protecting your rights is essential, and you do not have to face debt collection harassment alone.
Law Firm Involvement
When dealing with aggressive debt collectors or questionable debt collection practices, having a law firm on your side can make all the difference. Law firms that specialize in debt collection rights are equipped to help consumers stop harassment, dispute fake debts, and fully understand their legal protections under the FDCPA. They can also guide you through the process of taking legal action against collection agencies that have violated your rights.
Many law firms, such as Sue the Collector, offer free consultations and share success stories from clients who have successfully stopped harassment and even received compensation for FDCPA violations. If you are unsure whether you have a case against a debt collector, reaching out to a law firm can help you determine your options and take the necessary steps to protect yourself and your financial future.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Accounts Management Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Accounts Management Services call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I love this company . I’ve dealt with collection agencies constantly calling me , my parents , my sisters , etc . It had gotten to be too much of a hassle so I did some research and stumbled across Consumer Rights Law firm. That was the best thing to ever happen to me . Matthew was amazing , kept me updated and always gave me hope . This was the best decision ever !!!
- 🏆 I love this company . I’ve dealt with collection agencies constantly calling me , my parents , my sisters , etc . It had gotten to be too much of a hassle so I did some research and stumbled across Consumer Rights Law firm. That was the best thing to ever happen to me . Matthew was amazing , kept me updated and always gave me hope . This was the best decision ever !!!
- 🏆 I recently brought a case to Matthew in regards to a debt I had. He was diligent in handling the case and was very communicative regarding what to expect. He was able to get great results and quick results at that. I highly recommend calling if you need help and are still debating.
Frequently Asked Questions
1. Who is Accounts Management Services?
Accounts Management Services is a debt collection agency that contacts consumers to recover unpaid debts on behalf of creditors. Many consumers report frequent collection calls and letters from this company.
2. Why is Accounts Management Services calling me?
If you are receiving calls from Accounts Management Services, they may believe you owe a debt. Sometimes, they may contact the wrong person or attempt to collect a debt that is inaccurate, already paid, or too old to collect.
3. Is Accounts Management Services debt collection harassment legal?
No. Under the Fair Debt Collection Practices Act (FDCPA), Accounts Management Services cannot harass you with repeated calls, threats, or abusive language. You have the right to dispute the debt and request that they stop contacting you.
4. How do I stop Accounts Management Services debt collection harassment?
You can send a written cease-and-desist letter requesting that Accounts Management Services stop contacting you. You can also consult with a consumer rights attorney to protect yourself and explore legal action if the harassment continues.
5. Can I sue Accounts Management Services for harassment?
Yes. If Accounts Management Services violates your rights under the FDCPA, you may be entitled to sue them for damages of up to $1,000, plus attorney fees and costs. Legal representation can help you take the right steps.
6. What are my rights under the FDCPA when dealing with Accounts Management Services?
The FDCPA gives you the right to dispute the debt, request verification, and demand that Accounts Management Services stop contacting you. They cannot use abusive language, make false threats, or call at inconvenient times.
7. Can Accounts Management Services report debts to credit bureaus?
Yes. Accounts Management Services can report valid debts to credit bureaus, but they must do so accurately. If the information is incorrect, you have the right to dispute it with the credit bureau and the collector.
8. What should I do if Accounts Management Services is contacting me about someone else’s debt?
If you are receiving calls or letters for a debt that isn’t yours, notify Accounts Management Services in writing and dispute the claim. Keeping records of all communications can help protect your rights.
9. How can I verify a debt with Accounts Management Services?
You can send a written request for debt validation within 30 days of their first contact. Accounts Management Services must provide documentation proving you owe the debt before they can continue collection efforts.
10. Will hiring a lawyer stop Accounts Management Services from contacting me?
Yes. Once Accounts Management Services is notified that you are represented by an attorney, they must contact your attorney instead of you directly. A lawyer can also help you file complaints or lawsuits if necessary.
