Account Resolution Services Debt Collection Harassment
Tired of Account Resolution Services Debt Collection Harassment? Wish there was a way to make the calls stop? Is Account Resolution Services constantly calling and harassing you? Does your phone ring every day, several times per day, because Account Resolution Services is calling you to demand payment? Threatening you with legal action? Has Account Resolution Services ever used abusive or profane language when speaking with you on the phone? If so, Account Resolution Services may be violating your legal rights. Stop the harassment. If you want Account Resolution Services to stop calling, you have legal options to make them cease unwanted communication.
The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs. Contacting Account Resolution Services directly is also important if you need to dispute a debt or address any issues with your account.
Is Account Resolution Services a scam?
Account Resolution Services is a legitimate business and not a scam.
According to the Better Business Bureau website, Account Resolution Services has been in business since 1979. There have been 334 complaints closed in the last 3 years and 100 complaints closed out in the last 12 months. It is also helpful to check reviews and consumer feedback to better understand ARS’s reputation and customer experiences.
Account Resolution Services Better Business Bureau
Who is Account Resolution Services (ARS)?
Account Resolution Services is a third party debt collector located in Sunrise, Florida. On your credit report, ARS may appear under its business name, Account Resolution Services, or under the name of the original creditor. ARS works to collect outstanding debts on behalf of creditors, including medical bills. They are involved in collecting various types of debts, including those from financial institutions. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court case alleges that Account Resolution Services used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 1643 Harrison Pkwy STE 100 Bldg H Sunrise, FL 33323-2857 Phone: (800) 706-3401 Fax: (865) 292-3015
Account Resolution Services is often referred to or searched for by other names. These include:
ars account resolution account resolution services ars collections ars account resolution account resolution servi payars com ripoff ars debt collector ars payment account resolutions ars resolution www.arspayment.com arspayment ars collections florida account resolution ars medical collections credit resolution services ars account resolution s ars account resolution services ars account recovery services ars management collection ars collections payment ars management collections ars sunrise florida ars account ars resolution ars account resolutions account resolution team account resolution group ars collections texas account resolution services collection agency ars payments ars collections nj ars florida ars medical billing client resolution services ars credit ars bill collection account resolution services account resolution services
Account Resolution Services Debt Collection Harassment Tactics
If Account Resolution Services engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Talking to others about your debt
- Contacting your family members, friends, or employer about your debt (ARS cannot contact your family members regarding your debt)
- Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times
- Failing to honor your right to request how and when ARS contacts you, including restrictions on communication methods
- Attempting to collect a debt by contacting you through mail without proper disclosure or in violation of your communication preferences
- Pursuing legal action that could result in wage garnishment or attempting to garnish your wages to collect a debt
- Failing to provide or record the date of any communication or action taken regarding your debt
Account Resolution Services Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
844-729-2772, 800-694-3048, 800-694-3397, 800-562-2945
If so, you may be a victim of Account Resolution Services debt collection harassment. The list above is not all the numbers that Account Resolution Services uses. Also, calls can be from a different numbers and it still be Account Resolution Services calling you. Contact our office right away so we can start the process to stop Account Resolution Services from calling you illegally. Above all, no one should live with harassment.
Credit Report and Credit Bureaus
Understanding the impact of Account Resolution Services (ARS) on your credit report is crucial for managing your financial health. As a debt collection agency, ARS reports to the three major credit bureaus—TransUnion, Experian, and Equifax. When you have outstanding debts or unresolved accounts with ARS, these can appear as negative marks on your credit report, potentially lowering your credit score and making it more difficult to qualify for loans, credit cards, or even certain jobs.
The Fair Debt Collection Practices Act (FDCPA) sets clear guidelines for how debt collectors and collection agencies like ARS must operate, ensuring that consumers are treated fairly throughout the debt collection process. However, it’s important to know that even legitimate businesses can make mistakes, and errors on your credit report can happen. That’s why it’s essential to regularly review your credit report for any inaccuracies related to medical debt, outstanding balances, or other accounts reported by ARS or similar resolution services.
If you discover an error or believe that a debt has been reported unfairly, effective communication with the account resolution team is key. Reach out to ARS or the relevant collection agency in writing, and keep all documentation of your communications, payments, and transactions. This not only helps protect your rights but also provides proof in case you need to dispute information with the credit bureaus or respond to any legal action.
For consumers struggling to resolve outstanding debts or remove Account Resolution Services from their credit report, working with a reputable credit repair company like Credit Saint can help improve operational efficiency and guide you through the process. These services can assist in identifying the root cause of credit issues, negotiating with creditors, and ensuring that your credit report accurately reflects your financial situation.
If you encounter difficulties with ARS or any other debt collector, don’t hesitate to contact the Better Business Bureau (BBB) or other consumer protection agencies. They can provide guidance and help mediate disputes, ensuring that your rights are upheld and that fair debt collection practices are followed.
By staying proactive, maintaining detailed documentation, and prioritizing clear communication, you can take control of your account resolution process, protect your credit, and work towards a stronger financial future.
Common Questions:
Is Account Resolution Services a scam? No, Asset Recovery Associates has been in business since 1979.
Can Account Resolution Services seize my property? Account Resolution Services can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtained a judgment against you, the debt collector may be able to take certain property as permitted by the court. ARS may pursue payment through various lines of collection, including legal action.
Can Account Resolution Services sue me? Yes, Account Resolution Services can sue you so long as the debt is within the statute of limitations. There is a risk of legal action, and if a judgment is obtained, it could result in wage garnishment.
Can Account Resolution Services report my debt to the collections bureaus? Yes, debt collectors are allowed to place the collection account on your credit report. Credit bureaus may have reviewed your account information, and once a dispute is resolved, it should be reflected on your credit report.
Can Account Resolution Services arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Can negotiating a settlement with ARS help resolve my debt? Yes, negotiating a settlement with ARS can help you resolve your debt for less than the full amount owed. A successful settlement may result in the account being marked as resolved, and making a pay arrangement can sometimes help remove negative items from your credit report.
How can unresolved debts with ARS affect my ability to get a loan? Unresolved debts with ARS can negatively impact your credit score, making it more difficult to get approved for a loan or resulting in higher interest rates.
Does ARS use emotional tactics to encourage payment? ARS and other collection agencies may use emotional tactics, such as creating a sense of hope or urgency, to encourage you to pay. It’s important to be aware of these strategies and make decisions based on all the details of your situation.
Why is it important to review all the details when dealing with ARS? Reviewing all the details and account details with ARS is crucial. Make sure you verify the accuracy of the debt, check documentation, and clarify any discrepancies before making payments or agreements.
How can resolving disputes with ARS lead to greater satisfaction? When disputes with ARS are resolved, it can lead to greater satisfaction by improving your financial standing, reducing stress, and helping you maintain positive relationships with creditors.
The following is a sample list of complaints filed against Account Resolution Services in 2018 & 2019 and can be found on Pacer.org.
2:19-cv-01105-MAK RYAN v. ACCOUNT RESOLUTION SERVICES
5:19-cv-00125-F Payne v. Account Resolution Services
2:19-cv-00368-PD HARRIS v. NAZARETH HOSPITAL et al
5:18-cv-05498-CFK COULTER v. EXPERIAN INFORMATION SOLUTIONS, INC. et al
1:18-cv-05659-ARR-PK Faust v. Healthcare Revenue Recovery Group, LLC
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Account Resolution Services debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm, PLLC Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent Account Resolution Services debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.
Success Stories
“What an amazing experience I had with Consumer Rights Law firm. I kept getting constant calls from a debt collector who was asking for someone I didn’t know. After explaining over and over I was not the person they were looking for, The calls still continued , it became frustrating and very annoying. I came across this firm and just called to talk to someone to see how I could get the calls to stop. I spoke to a gentleman that was very professional and very helpful. Not only did they get the calls to stop immediately , they were able to put some money in my pocket as well , Here’s the best thing, it cost me nothing for them to help me. They come highly recommended. Thank you Consumer Rights”
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.”
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.”
Check out a links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
https://consumerlawfirmcenter.com/qualia-collection-services-debt-collection-harassment/