Account Recovery Solutions Phone Harassment?
Is Account Recovery Solutions (ARS) calling you? Stop Account Recovery Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. However, it is not advisable to ignore calls from debt collectors, as ignoring the situation can lead to escalation or legal action. Failing to address the situation with Account Recovery Solutions can result in further negative consequences, such as damage to your credit or additional legal trouble.
You have the legal right to stop ARS phone harassment. It is important to block unwanted calls from Account Recovery Solutions to reduce harassment and control communication. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Account Recovery Solutions a Scam?
According to the Better Business Bureau (BBB) website, Account Recovery Solutions has been in business for 2 years. Account Recovery Solutions is a legitimate business and not fake, addressing common concerns about scams. The BBB provides information about the company’s legitimacy and reputation, helping consumers verify that Account Recovery Solutions is not a scam. Account recovery solutions reviews on the BBB and other platforms show a mix of positive and negative customer experiences, with some clients praising their services and others mentioning issues such as aggressive tactics or communication problems.
Account Recovery Solutions Better Business Bureau
Who is Account Recovery Solutions?
Account Recovery Solutions is a third party debt collector located in Amherst, New York. With decades of experience in the debt collection industry, the staff at ARS maintain a strong focus on delivering effective solutions while showing respect for customers and upholding consumer rights. Their dedicated staff are trained to manage and resolve debt collection issues, ensuring that customers are treated with dignity and professionalism.
Does Account Recovery Solutions work with various creditors? Yes, ARS collects debts on behalf of various creditors from different industries, such as healthcare providers, utility companies, and financial institutions. There are several reasons creditors use ARS, including their expertise in collecting overdue accounts and their ability to help creditors recover funds efficiently.
While ARS has been a party to a Federal Court case several times and has been accused of violating consumer rights and using illegal or harassing communication tactics, they also address common issues and complaints from customers by working to manage and resolve these issues through improved communication and dispute resolution processes. In some cases, depending on the financial situation and legal process, ARS may pursue wage garnishment as a last resort to collect outstanding debts.
If you are facing debt collection from ARS, it is advisable to reach out for guidance. Customers are encouraged to contact ARS or seek professional assistance to manage or resolve their debt effectively and protect their financial situation.
Address: 100 Corporate Pkwy
Amherst, NY 14226-1200
Phone: (855) 797-5895
Account Recovery Solutions Collection Tactics
As a debt collection agency, Account Recovery Solutions uses a variety of methods to collect outstanding debts from consumers. These tactics often include frequent phone calls, written notices, and emails designed to encourage you to make payments on your account. While it is the job of a collection agency to recover debts, it is essential for consumers to understand their rights under fair debt collection practices. Recovery Solutions must follow strict guidelines that protect you from harassment, threats, or misleading information.
When dealing with Account Recovery Solutions, always verify the legitimacy of the debt before making any payments. Ask for written validation of the debt and review all details carefully to ensure you actually owe the amount in question. If you believe the debt is not yours or there are errors, you have the right to dispute it. Understanding your rights and the proper process can help protect you from unfair tactics and ensure that you only pay debts you truly owe. Remember, being informed and proactive is key when dealing with any collection agency or recovery solutions company.
Account Recovery Solutions Collection Tactics
If Account Recovery Solutions engages in any of the following tactics, you may have a case:
- Calling you multiple times per week
- Calling repeatedly for the wrong person
Account Recovery Solutions Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
855-797-5895, 716-332-6609, (855) 797-5895, (716) 332-6609, 8557975895, 7163326609
If the answer is yes, then you are receiving calls from a known ARS number. You may be a victim of ARS phone harassment. The list above is not all the numbers that ARS uses. The calls can be from a different number and it still be Account Recovery Solutions calling you. Contact our office right away so we can start the process to stop ARS from calling you illegally. Above all, no one should live with harassment!
Impact of Account Recovery Solutions on Your Credit Score
The presence of Account Recovery Solutions on your credit report can have a significant negative impact on your credit health. When a debt collection agency reports an outstanding debt to the credit bureaus, it signals to potential lenders that you have unresolved financial obligations, which can lower your credit score and make it more difficult to obtain loans or favorable interest rates. Under the Fair Credit Reporting Act, debt collectors like Account Recovery Solutions are permitted to report debts, but you also have rights as a consumer to ensure the information is accurate.
To minimize the negative impact on your credit report, it is important to address any accounts listed by Account Recovery Solutions as soon as possible. You can dispute inaccuracies, negotiate payment arrangements, or work with a reputable credit repair company to remove Account Recovery Solutions from your credit report. Taking these steps can help eliminate the negative effects of collections, improve your credit health, and restore your financial confidence. Always review your credit reports regularly to catch any errors early and take action to protect your credit standing.
Is ARS a scam? No, Account Recovery Solutions has been in business for 2 years.
Can Account Recovery Solutions garnish my wages? Yes, wage garnishment can occur if ARS obtains a judgment from the courts or if you have a Federal Student loan. Wage garnishment is a legal process where a portion of your wages may be withheld to pay off your debt.
Can ARS sue me? Yes, legal action may occur if the debt is within the statute of limitations. ARS can sue you as long as the debt is not time-barred.
Can ARS report my debt to the collection bureaus? Yes, debt collectors are allowed to place the collection account on your credit report. ARS collects debts on behalf of various creditors and may report these accounts to the credit bureaus.
Can ARS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Note: Consumers can sometimes request a pay for delete or send a goodwill letter to Account Recovery Solutions to attempt to delete the collection account from their credit report if the debt is inaccurate or has been resolved.
The following is a sample list of complaints filed against Account Recovery Solutions in the past and can be found on Pacer.org.
2:13-cv-00887-JCM-GWF Gray v. Account Recovery Solutions
1:18-cv-07816 Bowens v. Account Recovery Solutions
1:18-cv-01842 Baez v. Account Recovery Solutions
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Account Recovery Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Account Recovery Solutions. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
