Account Recovery Inc Phone Harassment?
Is Account Recovery Inc (ARI) calling you? Stop Account Recovery Inc phone harassment.
Do they threaten to take legal action or file a lawsuit, or garnish your wages? Are you being called at all hours or multiple times a day? These repeated phone calls from debt collectors can be considered harassment if they occur excessively. Are they telling your family and neighbors that you owe a debt, making you feel harassed? If so, what they are doing is illegal and needs to stop. You have the legal right to stop ARI phone harassment, including threats and other aggressive tactics. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Account Recovery Inc a Scam?
Account Recovery Inc is a company and debt collection agency. According to the Better Business Bureau website, Account Recovery Inc has been in business for 10 years. Like other companies in the debt collection industry, ARI’s practices and reputation can vary, and it is important to be aware of their legal obligations and consumer rights.
Account Recovery Inc Better Business Bureau is considered a legitimate collection agency according to public records.
Who is Account Recovery Inc?
Account Recovery Inc is a third-party debt collector located in Woodstock, Georgia. ARI attempts to collect debts on behalf of creditors, working to recover outstanding amounts owed. ARI has been a party to a Federal Court case over 10 times.
Address: 3217 S Cherokee Ln Ste 740
Woodstock, GA 30188-7053
Phone: (770) 516-2021
ARI often seeks to recover unpaid debts such as credit card balances or medical bills. Before responding to collection efforts, consumers should verify whether the debts have already been paid.
Account Recovery Inc Collection Tactics
If Account Recovery Inc engages in any of the following tactics, you may have a case. Some of these tactics may be considered FDCPA violations, which are illegal under federal law:
- ➡️ Consumers have the right to dispute a debt if they believe it is invalid. Disputing a debt in writing can halt collection efforts until the debt is verified.
- ➡️ Laws prohibit debt collectors from using certain aggressive or harassing tactics, such as repeated or inconvenient phone calls.
- ➡️ Protecting consumers from unfair practices is a key goal of these regulations.
- ➡️ Always verify the debt before paying any amount to ARI to ensure the debt is valid and to avoid unnecessary payments.
Account Recovery Inc Phone Numbers
The following numbers are used by ARI: 770-516-2021, (770) 516-2021, 7705162021.
If the answer is yes, then you may receive calls from these known ARI numbers. The first contact from ARI is a critical moment to exercise your rights, such as disputing the debt or requesting that further communication cease. Be sure to document any telephone calls you receive from these numbers, as more than seven calls in seven days may be considered harassment under the law. The list above is not all the numbers that ARI uses; calls can come from a different number and still be from Account Recovery Inc. Remember, telephone calls from debt collectors are subject to legal restrictions. Contact our office right away so we can start the process to stop ARI from calling you illegally. Above all, no one should live with harassment!
Debt Collection Laws: Your Rights and Protections
When dealing with debt collectors, it’s crucial to know that you are protected by several important laws designed to prevent debt collection harassment and abusive tactics. The Fair Debt Collection Practices Act (FDCPA) is the primary federal law that prohibits debt collectors from using unfair, deceptive, or abusive language and from making repeated calls intended to harass you. If a debt collector violates these fair debt collection practices, you may be entitled to statutory damages and attorney fees, giving you the power to hold them accountable.
As a consumer, you have the legal right to demand that a debt collector stop contacting you. By sending a written desist letter, you can require the collection agency to cease all communication. If the debt collector continues to call or send text messages after receiving your letter, this could be considered harassment and a violation of the law, opening the door for you to take legal action.
It’s also important to verify the legitimacy of any debt collection agency contacting you. The Better Business Bureau (BBB) is a valuable resource for checking complaints and business history, while your state’s attorney general office can provide information about lawsuits or legal actions filed against a debt collector. If you believe a debt collector is using aggressive tactics or violating your rights, you can file a complaint with the Federal Trade Commission (FTC) or your state attorney general.
In addition to the FDCPA, the Telephone Consumer Protection Act (TCPA) protects you from unwanted collection calls and text messages, especially those made using autodialers or without your consent. If you’re receiving calls from a debt collector, you have the right to request verification of the debt, including the original contract, payment history, and the amount owed. If the collector cannot provide this information, they may be in violation of the law.
Remember, debt collectors cannot garnish your wages without first obtaining a court judgment. If you are threatened with wage garnishment or other legal action, contact a law firm experienced in debt collection harassment for immediate assistance. They can help you understand your legal protections, respond to collection calls, and ensure your rights are upheld.
You don’t have to face harassing calls or aggressive debt collection tactics alone. Laws are in place to protect consumers like you, and there are steps you can take to stop the harassment and seek compensation if your rights are violated. If you’re facing harassment from a debt collector, don’t hesitate to reach out for help—know your rights, report violations, and take action to protect yourself.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. We are dedicated to protecting consumers from debt collection harassment and unfair practices. Rather than suffer alone, contact our office to begin the process to stop the Account Recovery Inc harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Account Recovery Inc, it’s important to understand the role of security in protecting consumers from harassment. 📞Call us at (877) 700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
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Amazing! My experience was very quick and easy and I got a nice settlement in no time. Also, their word was kept as far as not paying any fees. Zero out of pocket, and great settlement in return. 5 stars!⭐⭐⭐⭐⭐
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from the beginning to end, this company went above and beyond for me and I NEVER paid a thing and those annoying collecting calls indeed stopped a week after the team said it would and we all WON!
so very satisfied with Consumer Rights Law Firm!⭐⭐⭐⭐⭐ -
Matt and Derek worked as a team to get me a fair and adequate solution for my concern. They kept me updated throughout the whole process and answered any questions I had. I would highly recommend them.⭐⭐⭐⭐⭐
Frequently Asked Questions
1. Why is Account Recovery Inc calling me?
They may be trying to collect a debt they believe you owe or are attempting to locate you.
2. Can Account Recovery Inc call me repeatedly?
No. Repeated or excessive calls meant to harass or pressure you are illegal under federal law.
3. Is Account Recovery Inc allowed to call me at work?
They must stop calling your workplace if you tell them your employer does not allow such calls.
4. Can Account Recovery Inc call me early in the morning or late at night?
No. Debt collectors cannot call before 8 a.m. or after 9 p.m.
5. Can Account Recovery Inc leave voicemails?
Yes, but voicemails cannot include threats, misleading information, or disclose your debt to others.
6. Can they contact my family or friends?
They can only contact others to locate you and cannot discuss your debt.
7. What if Account Recovery Inc is calling about a debt I don’t owe?
You have the right to dispute the debt and request written validation.
8. Can I ask Account Recovery Inc to stop calling me?
Yes. You can request that they stop contacting you or only communicate in writing.
9. Is threatening legal action over the phone allowed?
No. Collectors cannot threaten lawsuits or legal action they do not intend to take.
10. What should I do if Account Recovery Inc violates the law?
You may have the right to take legal action and seek compensation.
