Debt Harassment from Account Control Technology?
We all detest receiving phone calls that upset and aggravate us. The situation, however, becomes unbearable when the caller is a third-party debt collection agency like Account Control Technology whose calls you cannot refuse to answer.
This is so because ignoring a debt collection agent does not make the harassment go away- it only irritates the debt collector and further damages your credit score. Furthermore, the fact that the third-party debt collection agent may decide to sue you to court and have a default judgment leveled against you (especially if you keep on ignoring them) makes the situation a whole lot worse.
Even if you are facing harassment from your third-party debt collector, ignoring them is never the solution. Instead, you should stand your ground and let them know that you are aware of your rights, and you expect that they respect it.
You may also not realize that the law is on your side when it comes to the issue of debt collection harassment from third-party collection agents. The FDCPA instructs collectors like Account Control Technology to conduct themselves properly and respect your privacy whenever they contact you regarding a debt. If they do not oblige, then you may be able to sue them to court and recover statutory damages of up to $1000 in statutory damages.
Call us now on 877-700-5790 for further assistance.
What does the law prohibit on the part of debt collectors?
• Harass you in their communication with you: There are several actions that are legally considered harassment under the FDCPA. A number of them include:
• Calling you at inconvenient times, before 8am or after 9pm
• Speaking to you in a harassing or abusive manner.
• Ignoring your request to not be contacted at your place of employment.
• Bypassing your attorney to contact you
• Employing vulgar or profane language in their communication with you
• Misrepresenting or misinterpreting the amount of debt you owe.
• Misrepresenting themselves as a lawyer or law enforcement officer.
• Giving details about your debt to a third party, outside of your parent, spouse, or co-signor.
• Threaten legal action or arrest that they cannot or will not pursue.
• Including false information on your credit report: The law forbids debt collectors from providing false information to credit reporting agencies or other entities who need your credit score. It is also considered a violation of the FDCPA if they threaten to do so.
• Publicize your identity and tag you a debt defaulter: Account Control Technology is strictly prohibited from publishing your name, address, or other personal information on any platform such as their website or social media. This is awfully shameful to the debtor and is considered a violation of the FDCPA.
• Contacting you when a validation request is still being processed: Under the law, debt collectors cannot call, email, write, or communicate with you in any form when you have sent then a request for written validation of your debt and the request is still being processed. If you request validation of the debt, the agency heed to your request before they contact you further.
• Contacting you when you have sent them a cease-and-desist letter: A cease and desist letter is expected to stop all communication between you and your debt collector. If you have sent Account Control Technology a cease-and-desist letter which they have refused to acknowledge, you may have a valid case of debt collection harassment on your hands.
Who is Account Control Technology?
Account Control Technology or ACT is a third-party collection agency based in Southern California. According to the Better Business Bureau, Account Control Technology is a legal collection agency founded in 1990 and incorporated in 1993. The BBB has received consumer complaints about ACT alleging violations of the Fair Debt Collection Practices Act (FDCPA) with a vast array of different violations.
Address: PO Box 8012
Canoga Park, California 91309
Is Account Control Technology a Scam?
According to the Better Business Bureau website, Account Control Technology has been in business for 28 years. There have been 62 complaints filed against ACT with the BBB. Read more about it here: Account Control Technology Better Business Bureau
Account Control Technology is often referred to or searched for by other names. These include:
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Account Control Technology Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
877-403-7770, 866-744-1153, 888-830-7770, 800-394-4228, (877) 403-7770, (866) 744-1153, (888) 830-7770, (800) 394-4228, 8774037770, 8667441153, 8888307770, 8003944228, (325) 942-7873, 513-234-3238, 866-887-2800, (325) 942-7818
If the answer is yes, then you are receiving calls from a known ACT number. You may be a victim of ACT phone harassment. Call us now on 877-700-5790 for further assistance.
The following is a sample list of complaints filed against Account Control Technology in the past year and can be found on Pacer.org.
2:18-cv-00677-JPS Mitchell Jr v. Account Control Technology Inc.
3:17-cv-01564-JCH Snaider v. Account Control Technology, Inc. et al
2:18-cv-12405-AJT-APP Loveday v. Account Control Technology, Inc. et al
0:18-cv-01354-MJD-SER MacDonald v. Account Control Technology, Inc.
0:18-cv-02396-NEB-BRT Hughes v. Account Control Technology, Inc.
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Account Control Technology. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information: