Debt Harassment from Account Control Technology?
We all detest receiving phone calls that upset and aggravate us. The situation, however, becomes unbearable when the caller is a third-party debt collection agency like Account Control Technology whose calls you cannot refuse to answer.
This is so because ignoring a debt collection agent does not make the harassment go away- it only irritates the debt collector and further damages your credit score. Furthermore, the fact that the third-party debt collection agent may decide to sue you to court and have a default judgment leveled against you (especially if you keep on ignoring them) makes the situation a whole lot worse.
Even if you are facing harassment from your third-party debt collector, ignoring them is never the solution. Instead, you should stand your ground and let them know that you are aware of your rights, and you expect that they respect it.
You may also not realize that the law is on your side when it comes to the issue of debt collection harassment from third-party collection agents. The FDCPA instructs collectors like Account Control Technology to conduct themselves properly and respect your privacy whenever they contact you regarding a debt. If they do not oblige, then you may be able to sue them to court and recover statutory damages of up to $1000 in statutory damages.
Call us now on 877-700-5790 for further assistance.
What does the law prohibit on the part of debt collectors?
• Harass you in their communication with you: There are several actions that are legally considered harassment under the FDCPA. A number of them include:
• Calling you at inconvenient times, before 8am or after 9pm
• Speaking to you in a harassing or abusive manner.
• Ignoring your request to not be contacted at your place of employment.
• Bypassing your attorney to contact you
• Employing vulgar or profane language in their communication with you
• Misrepresenting or misinterpreting the amount of debt you owe.
• Misrepresenting themselves as a lawyer or law enforcement officer.
• Giving details about your debt to a third party, outside of your parent, spouse, or co-signor.
• Threaten legal action or arrest that they cannot or will not pursue.
• Including false information on your credit report: The law forbids debt collectors from providing false information to credit reporting agencies or other entities who need your credit score. It is also considered a violation of the FDCPA if they threaten to do so.
• Publicize your identity and tag you a debt defaulter: Account Control Technology is strictly prohibited from publishing your name, address, or other personal information on any platform such as their website or social media. This is awfully shameful to the debtor and is considered a violation of the FDCPA.
• Contacting you when a validation request is still being processed: Under the law, debt collectors cannot call, email, write, or communicate with you in any form when you have sent then a request for written validation of your debt and the request is still being processed. If you request validation of the debt, the agency heed to your request before they contact you further.
• Contacting you when you have sent them a cease-and-desist letter: A cease and desist letter is expected to stop all communication between you and your debt collector. If you have sent Account Control Technology a cease-and-desist letter which they have refused to acknowledge, you may have a valid case of debt collection harassment on your hands.
Who is Account Control Technology?
Account Control Technology or ACT is a third-party collection agency based in Southern California. According to the Better Business Bureau, Account Control Technology is a legal collection agency founded in 1990 and incorporated in 1993. The BBB has received consumer complaints about ACT alleging violations of the Fair Debt Collection Practices Act (FDCPA) with a vast array of different violations.
Contact Information
Address: PO Box 8012
Canoga Park, California 91309
Phone: 866-744-1153
Is Account Control Technology a Scam?
According to the Better Business Bureau website, Account Control Technology has been in business for 28 years. There have been 62 complaints filed against ACT with the BBB. Read more about it here: Account Control Technology Better Business Bureau
Account Control Technology is often referred to or searched for by other names. These include:
Account control technology complaints, account control technologies, act collections, account control technology inc, act collection, account control, account control technology, act collection agency, account control technology phone number, account control technology scam, account technology, account control technology number, account control technology reviews, account control technology, act debt collectors, act debt collection, account control com, account control tech, act account control technology, act control technology, account control services, account control technology wage garnishment, act debt, act complaints, act control, act collection,
Account Control Technology Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
877-403-7770, 866-744-1153, 888-830-7770, 800-394-4228, (877) 403-7770, (866) 744-1153, (888) 830-7770, (800) 394-4228, 8774037770, 8667441153, 8888307770, 8003944228, (325) 942-7873, 513-234-3238, 866-887-2800, (325) 942-7818
If the answer is yes, then you are receiving calls from a known ACT number. You may be a victim of ACT phone harassment. Call us now on 877-700-5790 for further assistance.
The following is a sample list of complaints filed against Account Control Technology in the past year and can be found on Pacer.org.
2:18-cv-00677-JPS Mitchell Jr v. Account Control Technology Inc.
3:17-cv-01564-JCH Snaider v. Account Control Technology, Inc. et al
2:18-cv-12405-AJT-APP Loveday v. Account Control Technology, Inc. et al
0:18-cv-01354-MJD-SER MacDonald v. Account Control Technology, Inc.
0:18-cv-02396-NEB-BRT Hughes v. Account Control Technology, Inc.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Account Control Technology. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
1. What happens if you ignore CCS?
Ignoring CCS or any debt collector like Account Control Technology doesn’t stop the harassment. It can harm your credit score, lead to more aggressive collection tactics, and even result in lawsuits or judgments against you.
2. Is Control Account a real company?
Yes, Account Control Technology is a legitimate debt collection agency founded in 1990. However, they have been accused of harassment and FDCPA violations, with dozens of complaints filed with the Better Business Bureau.
3. Can a recovery agent track your phone?
Debt collectors like Account Control Technology cannot legally track your phone’s location. They may call known numbers, but invasive tracking or surveillance is not permitted under the FDCPA.
4. What actions by Account Control Technology count as harassment?
Harassment includes calling before 8 a.m. or after 9 p.m., using abusive language, ignoring requests to stop workplace calls, contacting family, or threatening false legal action or arrest.
5. Can Account Control Technology garnish wages?
Yes, ACT can garnish your wages only if they win a court judgment against you or if you owe federal student loans. Without legal action or judgment, wage garnishment is not allowed.
6. How can Consumer Rights Law Firm PLLC assist with Account Control Technology?
Consumer Rights Law Firm PLLC helps victims of Account Control Technology harassment by enforcing FDCPA rights, stopping illegal calls, and pursuing statutory damages of up to $1,000 plus attorney’s fees.
7. Is Account Control Technology a scam?
No, Account Control Technology is a real company. However, many consumers report harassment, misleading tactics, and FDCPA violations, which may give you grounds to file a legal claim.
8. Can Account Control Technology report debts to credit bureaus?
Yes, they can report debts to credit bureaus. However, reporting false or inflated amounts, or threatening to do so without reason, violates the FDCPA and can be legally challenged.
9. What should I do if ACT ignores my cease-and-desist letter?
If Account Control Technology continues to call after you send a cease-and-desist letter, it is a violation of the FDCPA. You may sue for damages and stop the harassment legally.
10. What phone numbers does Account Control Technology use?
ACT calls from numbers like 877-403-7770, 866-744-1153, and 888-830-7770. Calls from these or similar numbers may be harassment. Even if they use different numbers, it can still be ACT contacting you.