Accelerated Financial Solutions Debt Collection Harassment? Tired of Accelerated Financial Solutions Debt Collection Harassment? Wish there was a way to make the calls stop? Is Accelerated Financial Solutions, also known as AFS, constantly calling and harassing you? Does your phone ring every day, several times per day, because AFS is calling you to demand payment? Threatening you with legal action? Has AFS ever used abusive or profane language when speaking with you on the phone? If so, AFS may be violating your legal rights. Stop the harassment. The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.
Accelerated Financial SolutionsAFS is third party debt collector located in Simpsonville, South Carolina. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court cases alleges that Accelerated Financial Solutions used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Accelerated Financial Solutions Debt Collection Harassment TacticsIf AFS engages in any of the following tactics, you may have a case:
- Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
- Talking to others about your debt
- Call the consumer’s place of employment after being advised that calls cannot be accepted at work.
- Use any profane language or any language that is harassing and abusive
- Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
- Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
- Threaten arrest or criminal prosecution
- Send false information to the credit bureaus
- Cause a telephone to ring an unreasonable amount of times