Absolute Collections Corporation Phone Harassment❓
Is Absolute Collections Corporation (ACC) calling you? Stop Absolute Collections Corporation phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. Absolute Collections Corp does not impose upfront charges for multiple accounts. You have the legal right to stop ACC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Click on the links for more information about your rights under the FDCPA.
Introduction to Debt Collection Agencies
Debt collection agencies, such as Absolute Collections Corp, play a significant role in the financial industry by helping businesses and individuals recover debts owed to them. These agencies specialize in collecting debts that are past due, often using various strategies to persuade debtors to pay their outstanding balances. However, it’s essential for consumers to understand their rights and protections when dealing with debt collection agencies to avoid harassment and unfair practices. Knowing how to handle interactions with these agencies can make a significant difference in managing your financial health and ensuring that your rights are respected.
Understanding Fair Debt Collection Practices
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collection agencies, including Absolute Collections Corp. This law prohibits debt collectors from engaging in abusive, deceptive, or unfair practices when collecting debts. Some of the key provisions of the FDCPA include restrictions on the time and place of debt collection calls, the prohibition of false or misleading statements, and the requirement for debt collectors to provide validation of the debt. Consumers should familiarize themselves with the FDCPA to recognize when debt collectors are violating their rights. Understanding these protections can empower you to stand up against unfair treatment and ensure that your interactions with debt collectors are conducted legally and respectfully.
Is Absolute Collections Corporation a Scam❓
According to the Better Business Bureau website, Absolute Collections Corporation has been in business for 10 years. Absolute Collections Corp operates nationwide. There have been 18 complaints filed against ACC with the BBB. The president of the company, Mr. Mark Naiman, leads Absolute Collections Corp.
Who is Absolute Collections Corporation❓
Absolute Collections Corporation is third party debt collector located in San Diego, California. Various companies, including credit card companies, may require collection services. ACC has been a party to a Federal Court case over 15 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer. It is important to consult a lawyer if facing harassment from debt collectors.
🏛️ Absolute Collections Corporation Address: 591 Camino De La Reina Ste 1219 San Diego, CA 92108-3114
📞 Phone: (877) 771-3323
Absolute Collections Corporation Collection Tactics
If Absolute Collections Corporation engages in any of the following tactics, you may have a case. There are different kinds of complaints related to their collection tactics, ranging from harassment to illegal practices:
- 🗯️ Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, or destroy your credit
- 🚔 Telling you or anyone else that you’ve committed a crime
- ❌ Calling repeatedly for the wrong person
- 📄 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
Taking legal action can bring an end to such harassment and ensure your rights are protected.
Absolute Collections Corporation Phone Numbers
📲 Are you receiving any harassing phone calls from any of the following numbers?
- 877-771-3323
- 619-295-1200
- 800-713-0670
- (877) 771-3323
- (619) 295-1200
- (800) 713-0670
- 8777713323
- 6192951200
- 8007130670
If the answer is yes, then you are receiving calls from a known ACC number. Debt collectors can mark an individual’s credit report with the debts they attempt to collect. You may be a victim of ACC phone harassment. The list above is not all the numbers that ACC uses. The calls can be from different numbers and it still be Absolute Collections Corporation calling you. Contact our office right away so we can start the process to stop ACC from calling you illegally. Above all, no one should live with harassment! Accurate credit information is crucial to avoid hindering one’s ability to secure a job.
Consumer Rights and Protections
Consumers have several rights and protections under the FDCPA, including the right to dispute the debt, the right to request validation of the debt, and the right to stop debt collection calls. Additionally, the Telephone Consumer Protection Act (TCPA) protects consumers from unwanted robocalls and text messages. The Fair Credit Reporting Act (FCRA) also plays a crucial role in ensuring the accuracy of credit reports and protecting consumers from inaccurate information. By understanding these laws and regulations, consumers can better navigate the debt collection process and protect themselves from harassment and unfair practices. Knowing your rights is the first step in defending yourself against aggressive debt collection tactics and maintaining control over your financial situation.
Dealing with Debt Collection Agencies
When dealing with debt collection agencies, it’s essential to remain calm and assertive. Consumers should verify the debt and the identity of the debt collector, and they should not provide personal or financial information without proper validation. It’s also crucial to keep records of all communication with the debt collector, including dates, times, and details of conversations. If a debt collector is violating the FDCPA or other laws, consumers should consider seeking the help of a qualified attorney or a reputable consumer protection agency. By staying informed and organized, you can effectively manage your interactions with debt collectors and protect yourself from potential abuses.
Taking Action against Harassment
If a consumer is being harassed by a debt collection agency, they should take immediate action to stop the harassment. This may involve sending a cease-and-desist letter, filing a complaint with the Better Business Bureau (BBB) or the Federal Trade Commission (FTC), or seeking the help of an attorney. Consumers can also contact the BBB or the FTC to report any suspicious or abusive practices by debt collection agencies. By taking action against harassment, consumers can protect themselves and help prevent others from being victimized by unfair debt collection practices. Standing up against harassment not only safeguards your rights but also contributes to holding debt collectors accountable for their actions.
Resources for Consumers
Consumers can find a wealth of resources to help them navigate the debt collection process and protect themselves from harassment. The BBB, FTC, and state attorneys general offices often provide guidance and support for consumers dealing with debt collection agencies. Additionally, non-profit credit counseling agencies and consumer protection organizations can offer valuable advice and assistance. By educating themselves and seeking help when needed, consumers can effectively manage their debts and avoid the pitfalls of unfair debt collection practices. Absolute Collections Corp, as a debt collection agency, should be aware of these resources and ensure that their practices comply with the FDCPA and other relevant laws. Taking advantage of these resources can provide you with the knowledge and support necessary to handle debt collection issues confidently and legally.
Common Questions
Is ACC a scam❓
No, Absolute Collections Corporation has been in business for 10 years. Lawsuits filed against Absolute Collections Corporation frequently involve consumer grievances related to violations of rights and debt collection laws, highlighting the agency’s contentious reputation in the industry.
Can ACC garnish my wages❓
Yes, ACC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ACC sue me❓
Yes, ACC can sue you so long as the debt is within the statute of limitations.
Can ACC report my debt to the collection bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report
Can ACC arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. Obtaining debt relief is crucial to protect consumers from creditor harassment and ensure compliance with their legal rights.
📋 The following is a sample list of complaints filed against Absolute Collections Corporation in the past and can be found on Pacer.gov.
- 1:12-cv-08417 Clark v.
- 1:11-cv-03296 Texas v.
- 0:16-cv-62113-RNS Osborne v.
- 3:18-cv-00727-BAS-WVG Castaneda v.
- 3:14-cv-01546-H-WVG Andrews v.
About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Mr. Mark Naiman is the president of Absolute Collections Corp. Rather than suffer alone, contact our office to begin the process to stop the Absolute Collections Corporation harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Absolute Collections Corporation, call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 “ACC claimed I owed a payday loan from 2013, but I was in prison at the time! They threatened wage garnishment and called my family, spreading false information. Consumer Rights Law Firm PLLC stepped in, demanded debt validation, and proved ACC had no legal standing. The calls stopped immediately, and the firm even got the collection removed from my credit report. Their team was professional and relentless—I’m so grateful I didn’t ignore this harassment.”
- 🏆 “Absolute Collections Corporation bombarded me with robocalls, sometimes 10 times a day, threatening to sue me over a debt I didn’t even recognize. They even called my workplace, which was humiliating. I reached out to Consumer Rights Law Firm PLLC, and within weeks, the harassment stopped. Not only did they send a cease-and-desist letter, but they also helped me file a claim under the FDCPA. I received compensation for the illegal calls, and ACC was held accountable. The firm handled everything at no cost to me—I can’t recommend them enough!”
- 🏆 “I was shocked when ACC started calling my job, leaving voicemails saying I was ‘being sued.’ The calls were relentless, and my boss was getting annoyed. Consumer Rights Law Firm PLLC took my case, citing violations of the FDCPA and TCPA. They negotiated a settlement where ACC paid me damages for their illegal tactics. The firm’s attorneys were transparent and aggressive—I never paid a dime, and the harassment ended for good.”
