AAA Recovery Systems Phone Harassment?
Is AAA Recovery Systems (ARS) calling you? Stop AAA Recovery Systems phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?
There have been many complaints filed against AAA Recovery Systems for phone harassment and aggressive debt collection tactics.
If so what they are doing is illegal and needs to stop. You have the legal right to stop ARS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Are they a Scam?
According to the Better Business Bureau website, they have been in business for 27 years.
AAA Recovery Systems
Who is AAA Recovery Systems?
They are a third party debt collector located in Council Bluffs, Indiana. ARS has been a party to a Federal Court case. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Many consumers are first contacted by AAA Recovery Systems regarding alleged debts, so it is important to understand your rights when this happens.
Address: 25 S 15th St # I
Council Bluffs, IA 51501-3900
Phone: (712) 328-7868
AAA Recovery Systems Collection Tactics
AAA Recovery Systems often employs accelerated recovery tactics to quickly collect debts, utilizing technology-driven approaches to manage accounts receivable efficiently.
Their collection tactics may include frequent phone calls, sending letters, and reporting debts to credit bureaus. Some agencies may also use skip tracing to locate debtors who have moved or changed contact information. These methods are designed to maximize the chances of recovering the outstanding balance as swiftly as possible.
AAA Recovery Systems Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
712-328-7868, (712) 328-7868, 7123287868
If the answer is yes, then you are receiving calls from a known ARS number. You may be a victim of ARS phone harassment. The list above is not all the numbers that ARS uses. The calls can be from a different number and it still be AAA Recovery Systems calling you.
Be sure to keep a record of each call, including the date, time, and content of the communication, for your documentation.
Contact our office right away so we can start the process to stop ARS from calling you illegally. Above all, no one should live with harassment!
Federal Laws and Regulations
When dealing with debt collectors like AAA Recovery Systems—also known as AAA Collections or Advanced Asset Alliance—it’s crucial to understand the federal laws that protect you as a consumer. The Fair Debt Collection Practices Act (FDCPA) is the primary federal law that regulates the conduct of any debt collection agency, ensuring fair debt collection practices and safeguarding consumers from harassment and abuse.
Under the FDCPA, debt collectors are strictly prohibited from using abusive, harassing, or deceptive tactics to collect an alleged debt. This means AAA Collections cannot make excessive phone calls, send threatening text messages, or use any form of intimidation to pressure you into paying. The law also restricts debt collectors from contacting you at work or at inconvenient times, unless you have given explicit permission, and forbids them from discussing your debt with third parties such as family members or neighbors.
Additionally, the Telephone Consumer Protection Act (TCPA) sets rules for how debt collectors can use phone numbers and text messages to contact consumers, further protecting your privacy and safety. If you are receiving calls or messages from AAA Collections that feel harassing or excessive, you have the right to request that they stop contacting you. You can also block their phone number and keep a record of all communications, including dates, times, and the content of calls or messages.
The Federal Trade Commission (FTC) enforces the FDCPA and can take legal action against any debt collection agency that violates these federal laws. If you believe AAA Collections has crossed the line, you can file a complaint with the FTC or seek assistance from a professional attorney. In many cases, attorney fees and other costs may be covered if your rights have been violated. The Better Business Bureau (BBB) also provides a platform for consumers to report violations and file complaints, helping to hold businesses accountable and prevent further abuse.
When AAA Collections first contacts you about a debt, they are required by law to send a written validation notice. This notice must include the amount of the alleged debt, the name of the original creditor, and the address and phone number of the debt collector. If you believe there has been a mistake or you do not recognize the debt, you have the right to dispute it and request verification in writing. This process helps ensure that you are not held responsible for debts you do not owe and that all information provided is accurate.
By understanding your rights under the FDCPA and other federal laws, you can better protect yourself from harassment and ensure that any debt collection process is handled fairly and professionally. If you are unable to resolve issues directly with AAA Collections, do not hesitate to seek legal assistance. Keeping detailed records of all interactions and knowing the rules that debt collectors must follow will help you respond effectively and maintain your peace of mind throughout the process.
Common Questions
Is ARS a scam? No, they have been in business for 27 years.
Can they garnish my wages? Yes, ARS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can ARS sue me? Yes, ARS can sue you so long as the debt is within the statute of limitations
Can ARS report my debt to the collection bureaus?
Can ARS arrest me?
The following is an example of complaints filed against AAA Recovery Systems in the past and can be found on Pacer.org.
8:07-cv-00326-JFB-TDT Birge v AAA Recovery Systems
About Us
If you are interested in learning more about how to safeguard yourself and prevent harassment from AAA Recovery Systems. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumerlawfirmcenter.com/advantage-recovery-service-inc-phone-harassment/
https://consumerlawfirmcenter.com/ars-national-services-phone-harassment-2/
https://consumerlawfirmcenter.com/account-recovery-solutions-phone-harassment/
https://consumerlawfirmcenter.com/advanced-recovery-solutions-phone-harassment/
https://consumerlawfirmcenter.com/nationwide-recovery-services-phone-harassment/
https://consumerlawfirmcenter.com/capital-collections-debt-collection-harassment/
https://consumerlawfirmcenter.com/advanced-recovery-systems-phone-harassment-3/
https://consumerlawfirmcenter.com/association-capital-recovery-phone-harassment/
https://consumerlawfirmcenter.com/9aaa-acceptance-corp-phone-harassment/
