AAA Credit Bureau Phone Harassment?

AAA Credit Bureau Phone Harassment?

Is AAA Credit Bureau (AAACB) calling you? Stop AAA Credit Bureau phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Collection agencies may attempt to contact you multiple times, sometimes even if the debt is not legitimate or has not been properly validated. If so what they are doing is illegal and needs to stop.

You have the legal right to stop AAACB phone harassment. There are specific time limits, such as 30 days, for you to respond to collection notices or dispute a debt. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is AAA Credit Bureau a Scam?

According to the Better Business Bureau website, they have been in business for 4 years.

While some companies in the debt collection industry may engage in questionable practices, it is important to verify the legitimacy of any company contacting you.

Read more here: AAA Credit Bureau Better Business Bureau

Who is AAA Credit Bureau?

They are a third party debt collector located in Payson, Arizona.

Address: 107 W Wade Ln Ste 6 Payson, AZ 85541-4872

Phone: (800) 576-1111

For more details about their services and contact information, you can visit the Better Business Bureau page or the company’s own web page.

AAA Credit Bureau Collection Tactics

• ➤ Using profanity or abusive language (prohibited by FDCPA, see line 806)
• ➤ Calling you before 8:00 a.m. or after 9:00 p.m. (prohibited by FDCPA, see line 805(a)(1))
• ➤ Calling you multiple times per week
• ➤ Talking to others about your debt
• ➤ Calling your workplace
• ➤ Threatening to sue you, harm you, or destroy your credit
• ➤ Telling you or anyone else that you’ve committed a crime
• ➤ Calling repeatedly for the wrong person
• ➤ Failing to notify you of your right to dispute the debt
• ➤ Trying to collect more than legally allowed

AAA Credit Bureau Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

• 📲 800-576-1111
• 📲 (800) 576-1111
• 📲 8005761111

If the answer is yes, then you are receiving calls from a known AAACB number. You may be a victim of AAACB phone harassment.  The list above is not all the numbers that AAACB uses. The calls can be from different phone numbers and it still be AAA Credit Bureau calling you.  Contact our office right away so we can start the process to stop AAACB from calling you illegally. Above all, no one should live with harassment!

If you are receiving harassing calls, you may also consider having the number blocked to prevent further contact.

Your Rights and Protections Against Harassment

When dealing with a third party debt collector like AAA Collections, it’s crucial to understand your rights as a consumer. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect you from abusive tactics by any debt collection agency. Under the FDCPA, debt collectors are strictly prohibited from using harassment, threats, or deceptive practices to collect a debt. This means they cannot make repeated or excessive calls, use profane language, or misrepresent the amount you owe.

If you find yourself receiving unwanted calls from AAA Collections or any other company, you have the right to request that they stop contacting you. You can do this by sending a written request, which legally obligates the collection agency to cease most forms of communication. If the calls continue after your request, this could be considered illegal harassment, and you may have grounds to file a complaint with the Better Business Bureau (BBB), the Federal Trade Commission (FTC), or your state’s attorney general.

Another important protection is your right to verify the debt. If a debt collector contacts you, you can—and should—ask for proof of the debt, including the original creditor’s name, the amount owed, and supporting documentation. Until the debt is verified, you are not required to pay. This step helps protect you from scams and ensures you’re not paying for a debt you don’t owe.

Debt collectors are also forbidden from making false claims, such as threatening legal action or wage garnishment unless they actually intend to pursue those steps and are legally allowed to do so. If you feel threatened or financially pressured by a collection agency, it’s wise to consult a consumer protection attorney who can help you respond appropriately and safeguard your rights.

In addition to the FDCPA, the Telephone Consumer Protection Act (TCPA) offers further protection by restricting automated calls and texts to your cell phone without your consent. If you receive unwanted robocalls or texts from a collection agency, you can report these violations to the FTC and may be eligible for damages.

Remember, you are not alone in dealing with debt collection harassment. Take proactive steps to protect yourself: keep records of all communications, request verification of any debts, and don’t hesitate to reach out to the BBB, FTC, or a qualified attorney for help. Knowing your rights is the first step toward stopping harassment and regaining control of your financial situation.

Consumer Rights Law Firm PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the AAA Credit Bureau harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Numerous complaints have been filed against debt collectors for harassment, making it crucial to seek legal assistance to protect your rights.

If you are interested in learning more about how to safeguard yourself and prevent harassment from AAA Credit Bureau. call us at 877-700-5790 for immediate assistance or visit our website.

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