AAA Credit Bureau Phone Harassment?
Is AAA Credit Bureau (AAACB) calling you? Stop AAA Credit Bureau phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? Collection agencies may attempt to contact you multiple times, sometimes even if the debt is not legitimate or has not been properly validated. If so what they are doing is illegal and needs to stop.
You have the legal right to stop AAACB phone harassment. There are specific time limits, such as 30 days, for you to respond to collection notices or dispute a debt. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is AAA Credit Bureau a Scam?
According to the Better Business Bureau website, they have been in business for 4 years.
While some companies in the debt collection industry may engage in questionable practices, it is important to verify the legitimacy of any company contacting you.
AAA Credit Bureau
Who is AAA Credit Bureau?
They are a third party debt collector located in Payson, Arizona.
Address: 107 W Wade Ln Ste 6
Payson, AZ 85541-4872
Phone: (800) 576-1111
For more details about their services and contact information, you can visit the Better Business Bureau page or the company’s own web page.
AAA Credit Bureau Collection Tactics
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling your workplace or contacting you at work or during work hours, which can be a violation of your rights under certain circumstances
AAA Credit Bureau Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-576-1111, (800) 576-1111, 8005761111
If the answer is yes, then you are receiving calls from a known AAACB number. You may be a victim of AAACB phone harassment. The list above is not all the numbers that AAACB uses. The calls can be from a different number and it still be AAA Credit Bureau calling you. Contact our office right away so we can start the process to stop AAACB from calling you illegally. Above all, no one should live with harassment!
If you are receiving harassing calls, you may also consider having the number blocked to prevent further contact.
Your Rights and Protections Against Harassment
When dealing with a third party debt collector like AAA Collections, it’s crucial to understand your rights as a consumer. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect you from abusive tactics by any debt collection agency. Under the FDCPA, debt collectors are strictly prohibited from using harassment, threats, or deceptive practices to collect a debt. This means they cannot make repeated or excessive calls, use profane language, or misrepresent the amount you owe.
If you find yourself receiving unwanted calls from AAA Collections or any other company, you have the right to request that they stop contacting you. You can do this by sending a written request, which legally obligates the collection agency to cease most forms of communication. If the calls continue after your request, this could be considered illegal harassment, and you may have grounds to file a complaint with the Better Business Bureau (BBB), the Federal Trade Commission (FTC), or your state’s attorney general.
Another important protection is your right to verify the debt. If a debt collector contacts you, you can—and should—ask for proof of the debt, including the original creditor’s name, the amount owed, and supporting documentation. Until the debt is verified, you are not required to pay. This step helps protect you from scams and ensures you’re not paying for a debt you don’t owe.
Debt collectors are also forbidden from making false claims, such as threatening legal action or wage garnishment unless they actually intend to pursue those steps and are legally allowed to do so. If you feel threatened or financially pressured by a collection agency, it’s wise to consult a consumer protection attorney who can help you respond appropriately and safeguard your rights.
In addition to the FDCPA, the Telephone Consumer Protection Act (TCPA) offers further protection by restricting automated calls and texts to your cell phone without your consent. If you receive unwanted robocalls or texts from a collection agency, you can report these violations to the FTC and may be eligible for damages.
Remember, you are not alone in dealing with debt collection harassment. Take proactive steps to protect yourself: keep records of all communications, request verification of any debts, and don’t hesitate to reach out to the BBB, FTC, or a qualified attorney for help. Knowing your rights is the first step toward stopping harassment and regaining control of your financial situation.
Common Questions
Is AAACB a scam? No, they have been in business for 4 years.
Can they garnish my wages? Yes, AAACB can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. If a claim is made against you for a debt, it is important to verify its legitimacy before taking any action.
Can AAACB sue me? Yes, AAACB can sue you so long as the debt is within the statute of limitations
Can AAACB report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. Sometimes, debts are found on your credit report due to errors or outdated information, so always check the details carefully.
Can AAACB arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. Sometimes, a person may be wrongly targeted for a debt due to mistaken identity, so it is important to confirm all information.
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the AAA Credit Bureau harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Numerous complaints have been filed against debt collectors for harassment, making it crucial to seek legal assistance to protect your rights.
If you are interested in learning more about how to safeguard yourself and prevent harassment from AAA Credit Bureau. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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