AAA Collections Phone Harassment?
Is AAA Collections (AAAC) calling you? Stop AAA Collections phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop AAAC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is AAA Collections a Scam?
According to the Better Business Bureau website, they have been in business for 54 years. There have been 9 complaints filed against AAAC with the BBB.
AAA Collections Better Business Bureau
Who is AAA Collections?
They are a third party debt collector located in Sioux Falls, South Dakota. AAAC has been a party to a Federal Court case over 85 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 3500 S 1st Ave Cir # 100
Sioux Falls, SD 57105-5800
Phone: (605) 339-1333
AAA Collections Collection Tactics
If they engage in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
AAA Collections Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
605-339-1333, 800-611-7371, 605-978-9668, (605) 339-1333, (800) 611-7371, (605) 978-9668, 6053391333, 8006117371, 6059789668
If the answer is yes, then you are receiving calls from a known AAAC number. You may be a victim of AAAC phone harassment. The list above is not all the numbers that AAAC uses. The calls can be from a different number and it still be AAA Collections calling you. Contact our office right away so we can start the process to stop AAAC from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is AAAC a scam? No, AAA Collections has been in business for 54 years.
Can AAA Collections garnish my wages? Yes, AAAC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can AAAC sue me? Yes, AAAC can sue you so long as the debt is within the statute of limitations
Can AAAC report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can AAAC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against AAA Collections in the past and can be found on Pacer.org.
4:94-cv-04036-JBJ DuMarce v. AAA Collections
2:00-cv-00074 Hargis, et al v. AAA Collections
0:10-cv-03255-MJD Friederichs v. AAA Collections
1:18-cv-00017-CSM Kuntz v. AAA Collections
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the AAA Collections harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from AAA Collections. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
1. How to stop harassing calls from collection agencies?
You can stop harassing calls by knowing your rights under the FDCPA, documenting each call, requesting written validation of the debt, and contacting a consumer rights attorney to enforce legal protections against abusive collection practices.
2. How can I stop collection agencies from calling me?
You can request in writing that the collection agency cease calls. Under the FDCPA, they must stop contacting you once they receive this request, except to notify you of legal action or other permitted communications.
3. What happens if you never pay collections?
Unpaid collections can be reported to credit bureaus, affect your credit score, and result in lawsuits, wage garnishments, or liens if the collector obtains a judgment. However, collectors cannot harass you illegally to collect the debt.
4. Is AAA Collections a scam?
No, AAA Collections has been in business for 54 years and is a legitimate third-party debt collector. Complaints may exist, but the company is recognized by the Better Business Bureau.
5. Can AAA Collections garnish my wages?
Yes, AAA Collections can garnish wages if they have a valid court judgment or for certain federal debts like student loans. They must follow legal procedures and cannot garnish wages without proper authorization.
6. Can AAA Collections sue me?
Yes, AAA Collections can sue you for debts within the statute of limitations. They must file in court, and you have the right to dispute or defend against any lawsuit through the legal process.
7. Can AAA Collections report my debt to credit bureaus?
Yes, AAA Collections can report your unpaid debt to credit bureaus. This may impact your credit score, but they must accurately report the information and follow applicable reporting rules.
8. Can AAA Collections arrest me?
No, debt collectors cannot arrest you for unpaid debt. Only a court can issue orders, and arrests are only possible for certain legal violations like unpaid child support or court orders.
9. What collection tactics by AAA Collections are illegal?
Using profanity, calling before 8 a.m. or after 9 p.m., repeatedly calling, discussing your debt with others, threatening harm, or attempting to collect more than legally allowed are illegal under the FDCPA.
10. How can Consumer Rights Law Firm PLLC assist with AAA Collections?
Consumer Rights Law Firm PLLC helps stop harassment from AAA Collections by enforcing your rights under the FDCPA, guiding dispute resolution, and taking legal action if the collector violates consumer protection laws.