AAA Collection & Counseling Svcs Phone Harassment?
Is AAA Collection & Counseling Svcs (AAAC&CS) calling you? Stop AAA Collection & Counseling Svcs phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop AAAC&CS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is AAA Collection & Counseling Svcs a Scam?
According to the Better Business Bureau website, they have been in business for 35 years.
AAA Collection & Counseling Svcs Better Business Bureau
Who is AAA Collection & Counseling Svcs?
They are a third party debt collector located in Cookeville, Tennessee.
Address: 122 S Madison Ave
Cookeville, TN 38501-4171
Phone: (931) 526-2979
AAA Collection & Counseling Svcs Collection Tactics
If they engage in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
AAA Collection & Counseling Svcs Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
931-526-2979, (931) 526-2979, 9315262979
If the answer is yes, then you are receiving calls from a known AAAC&CS number. You may be a victim of AAAC&CS phone harassment. The list above is not all the numbers that AAAC&CS uses. The calls can be from a different number and it still be AAA Collection & Counseling Svcs calling you. Contact our office right away so we can start the process to stop AAAC&CS from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is AAAC&CS a scam? No, they have been in business for 35 years.
Can they garnish my wages? Yes, AAAC&CS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can AAAC&CS sue me? Yes, AAAC&CS can sue you so long as the debt is within the statute of limitations
Can AAAC&CS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can AAAC&CS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the AAA Collection & Counseling Svcs harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from AAA Collection & Counseling Svcs. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
1. How to stop harassing calls from collection agencies?
You can stop harassing calls by sending a written cease-and-desist letter to the collection agency. After this, they may only contact you to confirm receipt or inform you of legal action. Keep records of all calls.
2. How to get a collection agency to stop harassing you?
Notify the agency in writing that their calls are harassing and request they stop. If they continue, file a complaint with the CFPB or FTC, or consult an attorney to pursue FDCPA violations for damages.
3. How do you stop a collection agency from calling you?
Send a certified cease-and-desist letter demanding they stop calls. Track all calls, times, and dates. If ignored, legal action under the FDCPA may be taken, and you could receive statutory damages.
4. Is AAA Collection & Counseling Svcs a scam?
No. AAA Collection & Counseling Svcs has been in business for 35 years and is a legitimate third-party debt collector according to the Better Business Bureau.
5. Can AAA Collection & Counseling Svcs garnish my wages?
Yes. They may garnish wages for Federal Student Loans or if they obtain a judgment from the courts. Only a court order allows wage garnishment.
6. Can AAA Collection & Counseling Svcs sue me?
Yes, they can sue you if the debt is within the statute of limitations. Always review legal notices carefully and contact a consumer rights attorney if you receive a summons.
7. Can AAA Collection & Counseling Svcs report my debt to the collection bureaus?
Yes. Debt collectors like AAAC&CS can report collection accounts to credit reporting agencies, potentially affecting your credit score. Dispute incorrect debts in writing promptly.
8. Can AAA Collection & Counseling Svcs arrest me?
No. Debt collectors cannot arrest you. However, violating a court order may lead a judge to issue a warrant, and unpaid obligations like child support may have legal consequences.
9. What tactics by AAA Collection & Counseling Svcs may be illegal?
Illegal tactics include using profanity, calling outside 8 a.m.–9 p.m., repeatedly contacting you or your workplace, threatening harm, discussing your debt with others, or trying to collect more than legally allowed.
10. How can Consumer Rights Law Firm PLLC assist with AAA Collection & Counseling Svcs?
Consumer Rights Law Firm PLLC helps clients stop phone harassment, protect rights under FDCPA, file complaints, and recover damages. They have been assisting consumers since 2010 with proven expertise.
