Who is A & M Financial Services and why are they calling me?

A & M Financial Services is a third-party debt collection agency that contacts individuals about alleged overdue debts. They often call to collect on behalf of original creditors when debts become delinquent.

Is A & M Financial Services a legitimate collector or a scam?

They appear to be a legitimate debt collector, but it’s important to verify the debt in writing. Always ask for documentation proving the debt’s validity before paying anything.

What constitutes debt collection harassment under federal law?

Harassment can include repeated or continuous phone calls, calling outside permitted hours, using threats or abusive language, disclosing your debt to third parties improperly. Such practices are banned under the Fair Debt Collection Practices Act (FDCPA). :contentReference[oaicite:0]{index=0}

Can A & M Financial Services call me several times a day?

No. Multiple calls per day with intent to annoy, harass, or abuse can be a violation of the FDCPA. They are limited in how frequently they may contact you. :contentReference[oaicite:1]{index=1}

Are there rules about when they can call me?

Yes. Under the FDCPA, debt collectors generally cannot call before 8 a.m. or after 9 p.m. local time, unless you agree. They also must respect requests not to call at your workplace if you’ve told them not to. :contentReference[oaicite:2]{index=2}

Can A & M Financial Services contact my friends, family or employer about my debt?

They may contact third parties only to obtain location information (like your address or phone number), but they cannot disclose that you owe a debt or discuss your debt with others beyond permissible limits. :contentReference[oaicite:3]{index=3}

What should I do if A & M Financial Services won’t stop calling me?

Document every call (date, time, content), send them a written “cease and desist” request, and if they continue, file a complaint with the (CFPB), Federal Trade Commission (FTC), or your state attorney general. :contentReference[oaicite:4]{index=4}

Can I dispute or validate the debt A & M Financial Services claims I owe?

Yes. You have the right to request verification of the debt (who the creditor is, amount owed, etc.) within 30 days of first being contacted. They must provide documentation before continuing collection efforts. :contentReference[oaicite:5]{index=5}

Can I sue A & M Financial Services for violating my rights?

Yes. If they violate the FDCPA or other applicable laws (e.g. through harassment, false threats, calling at prohibited times), you may be able to sue for damages, including statutory damages, plus attorney fees and costs. :contentReference[oaicite:6]{index=6}

What damages or relief can I get if A & M Financial Services harassed me?

You could be eligible for statutory damages (often up to $1,000), compensation for any actual harm (stress, loss of work, etc.), and reimbursement of attorney fees, depending on your case. :contentReference[oaicite:7]{index=7}

A & M Financial Services Phone Harassment?

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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A & M Financial Services Phone Harassment?

Is A & M Financial Services (AMFS) calling you? Stop A & M Financial Services phone harassment Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop AMFS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is A & M Financial Services a Scam?

According to the Better Business Bureau website, they have been in business for 27 years.

A & M Financial Services Better Business Bureau

Who is A & M Financial Services?

They are a third party debt collector located in Los Angeles, California.

Address: 3870 Crenshaw Boulevard #221

Los Angeles, CA 90008-1815

Phone: (323) 290-0591

Company Services and Team

At A&M Financial Group, we understand that navigating the financial services industry can be challenging, whether you’re an individual planning for the future or a business seeking to maximize profitability and growth. That’s why our company is dedicated to providing a complete suite of financial services tailored to meet the unique needs of our clients. With a focus on business administration, finance, and investments, we strive to be the trusted partner you can rely on for every stage of your financial journey.

Our team is composed of seasoned professionals with decades of combined experience in the financial services industry. From MBAs to certified financial planners, our experts bring a wealth of knowledge and a commitment to excellence that sets us apart. We specialize in helping clients tackle complex problems, offering strategic guidance and actionable solutions designed to enhance financial security and drive success. Whether you need assistance with tax preparation, investment strategies, or business administration, our team is equipped to provide the resources and expertise you need.

We believe that every client deserves personalized attention and a strategy that reflects their individual goals. That’s why we work closely with both individuals and businesses to develop customized plans that support long-term growth and financial stability. Our services are designed to help you manage your finances efficiently, make informed decisions about investing, and ensure that your business or personal finances are on the right track.

Staying current in an ever-evolving industry is essential, and our team is committed to providing the latest updates and insights to help you make the best choices for your financial future. We pride ourselves on our integrity, accuracy, and dedication to client satisfaction. Numbers don’t lie—our track record of success speaks to the quality of our work and the trust our clients place in us.

If you’re ready to take action and secure your financial future, we invite you to connect with A&M Financial Group today. Let us help you complete your financial planning, file your taxes, and achieve your long-term goals. Our team is always available to answer questions, provide updates, and offer guidance on a wide range of financial topics. Experience the difference of working with a company that puts your needs first and is committed to your success in the financial services industry.

A & M Financial Services Collection Tactics

If they engage in any of the following tactics, you may have a case:

A & M Financial Services Phone Numbers

323-290-0591, 323-290-1381, (323) 290-0591, (323) 290-1381, 3232900591, 3232901381

If the answer is yes, then you are receiving calls from a known AMFS number. You may be a victim of AMFS phone harassment. The list above is not all the numbers that AMFS uses. The calls can be from a different number and it still be A & M Financial Services calling you. Contact our office right away so we can start the process to stop AMFS from calling you illegally. Above all, no one should live with harassment!

Is AMFS a scam? No, they have been in business for 27 years.

Can they garnish my wages? Yes, AMFS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can AMFS sue me? Yes, AMFS can sue you so long as the debt is within the statute of limitations

Can AMFS report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report

Can AMFS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. In this era of rapid change in financial services and debt collection, our firm is dedicated to helping clients adapt and protect their rights. Rather than suffer alone, contact our office to begin the process to stop the A & M Financial Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

Take the next step toward completing your financial journey and resolving your issues with our support.

If you are interested in learning more about how to safeguard yourself and prevent harassment from A & M Financial Services, call us at 855-385-8182 for immediate assistance—now is the right time to take action—or visit our website at

“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.

“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”

https://consumer.ftc.gov/articles/debt-collection-faqs

California Attorney General

https://consumerlawfirmcenter.com/advantage-financial-services-llc-phone-harassment/

https://consumerlawfirmcenter.com/ar-group-phone-harassment/

https://consumerlawfirmcenter.com/stop-cmre-financial-services-debt-collection-harassment/

https://consumerlawfirmcenter.com/united-consumers-phone-harassment/

https://consumerlawfirmcenter.com/meridian-financial-services-phone-harassment/

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.

A & M Financial Services Phone Harassment?

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

A & M Financial Services Phone Harassment?

Is A & M Financial Services a Scam?

Who is A & M Financial Services?

Company Services and Team

A & M Financial Services Collection Tactics

A & M Financial Services Phone Numbers

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