Meridian Financial Services Phone Harassment?
Is Meridian Financial Services (MFS) calling you? Stop Meridian Financial Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Many consumers report being called repeatedly or in a threatening manner by MFS, which can be considered debt harassment. Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. You have the legal right to demand that Meridian Financial Services stop calling you. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Meridian Financial Services a Scam?
According to the Better Business Bureau website, Meridian Financial Services has been in business for 30 years. There have been 44 complaints filed against MFS with the BBB. In fact, many complaints have been reported by consumers, highlighting widespread issues with Meridian Financial Services.
Meridian Financial Services Better Business Bureau
Who is Meridian Financial Services?
Meridian Financial Services is a debt collection agency and third party debt collector located in Asheville, North Carolina. MFS has been a party in a Federal Court case over 90 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Meridian Financial Services collects debts on behalf of property management companies, resort developers, and homeowner associations. Meridian Financial Services collect accounts from these industries, and Meridian Financial Services collections often involve timeshare, real estate, and vacation ownership debts. Meridian Financial Services collects for a wide range of clients, and consumers have reported issues with their collection practices.
Address: 1636 Hendersonville Rd Ste 135
Asheville, NC 28803-3057
Phone: (828) 575-9564
Meridian Financial Services is often referred to or searched for by other names. These include:
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Meridian Financial Services Collection Tactics
If Meridian Financial Services engages in any of the following tactics, you may have a case, especially if you are experiencing Meridian Financial Services harassing you with repeated or aggressive calls:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, including threats that Meridian Financial Services sue or garnish your wages without a court judgment
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
- Demanding payments for debts you do not owe, asking you to pay amounts that have already been paid, or continuing collection efforts after payments have been made or debts have been discharged
If you have been subjected to illegal collection practices, you may be able to recover money through legal action.
Meridian Financial Services Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
605-956-4138, 828-575-9564, 800-849-1236, 828-365-1084, (605) 956-4138, (828) 575-9564, (800) 849-1236, (828) 365-1084, 6059564138, 8285759564, 8008491236, 8283651084
If the answer is yes, then you are receiving calls from a known MFS number. You may be a victim of MFS phone harassment. The list above is not all the numbers that MFS uses. The calls can be from a different number and it still be Meridian Financial Services calling you. Contact our office right away so we can start the process to stop MFS from calling you illegally. Above all, no one should live with harassment!
Debt Collection Harassment Laws
Dealing with Meridian Financial Services or any debt collector can be stressful, but it’s important to know that there are strong federal laws in place to protect you from unfair and abusive debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is the primary federal law that regulates how debt collectors, including Meridian Financial Services, can interact with consumers. Under the FDCPA, debt collectors are prohibited from using harassing tactics, making repeated or threatening phone calls, or providing false or misleading information about your debts.
In addition to the FDCPA, the Fair Credit Reporting Act (FCRA) ensures that any information reported to credit bureaus about your collection accounts is accurate and fair. If Meridian Financial Services or another collection agency reports inaccurate information to the credit bureaus, you have the right to dispute it and have your credit report corrected. The Telephone Consumer Protection Act (TCPA) also protects you from unwanted calls, including those made with automated dialing systems or prerecorded messages, which are often used by collection agencies.
Common Questions
Is MFS a scam? No, Meridian Financial Services has been in business for 30 years.
Can Meridian Financial Services garnish my wages? Yes, MFS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can MFS sue me? Yes, MFS can sue you so long as the debt is within the statute of limitations. If a lawsuit is filed and you lose, you may also be required to pay court costs in addition to the debt and any attorney fees.
Can MFS report my debt to the collections bureaus? Yes, debt collectors are allowed to place the collection account on your credit report. This means Meridian Financial Services can report the debt to your credit file, which may negatively impact your credit reports and lower your credit score. A negative report from MFS can remain on your credit reports for up to seven years, making it important to address any inaccuracies or disputes promptly.
Can MFS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Meridian Financial Services in the past year and can be found on Pacer.org.
5:14-cv-02039-JGB-SP Brett Blankenship v. Meridian Financial Services
1:93-cv-00401-LON White v. Meridian Financial Services
2:19-cv-00135-SPC-MRM Hebert et al v. Meridian Financial Services
4:15-cv-00688-SWW Riley v. Meridian Financial Services
4:16-cv-00296-DPM Carter v. Meridian Financial Services
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Meridian Financial Services harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
Another legal resource for consumers facing debt collection harassment is Lemberg Law, a firm known for assisting individuals with cases involving violations of the Fair Debt Collection Practices Act (FDCPA) and stopping abusive collection tactics.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Meridian Financial Services call us at
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“Because of a lie from a third party debt collector that threatened me financially, I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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