A. C. Wilson & Associates Phone Harassment?
Is A. C. Wilson & Associates, Inc (ACW) calling you? Stop A. C. Wilson & Associates phone harassment Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop, as the law does not allow debt collectors to harass consumers. Repeated or unwanted calls with the intent to harass are not allowed under the law.
A. C. Wilson & Associates, Inc may or may not be registered as a collection agency in your state. Always check if the debt collector contacting you is registered and legitimate. You have the legal right to stop ACW phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is A. C. Wilson & Associates a Scam?
According to the Better Business Bureau website, A. C. Wilson & Associates, Inc has been in business for 18 years. It is important to check if A. C. Wilson & Associates, Inc is registered with the Better Business Bureau or other relevant authorities before engaging with them. Always verify a company’s registration status to ensure legitimacy.
A. C. Wilson & Associates, Inc
Who is A. C. Wilson & Associates?
C. Wilson & Associates Inc is a third party debt collector located in Colorado Springs, Colorado.
Address: 6165 Lehman Dr #200
Colorado Springs, CO 80918-5406
Phone: (719) 694-8285
A. C. Wilson & Associates Inc may collect on various types of accounts, such as credit card, medical, or utility accounts.
A. C. Wilson & Associates Inc is a registered collection agency in Colorado.
A. C. Wilson & Associates Collection Tactics
Collection tactics can be divided into different divisions, such as phone harassment, written threats, and digital monitoring, each representing a distinct approach to debt collection.
The presentation of these tactics may vary, including both direct and indirect forms of harassment that can impact consumers in different ways.
Debt collectors may use data about consumers to inform their collection tactics, tailoring their approach based on personal or financial information.
Some tactics are designed to pressure consumers into paying money they may not actually owe.
If they engage in any of the following tactics, you may have a case:
A. C. Wilson & Associates Phone Numbers
719-694-8285, 800-218-9074, (719) 694-8285, (800) 218-9074, 7196948285, 8002189074
If the answer is yes, then you are receiving calls from a known ACW number. You may be a victim of ACW phone harassment. The list above is not all the numbers that ACW uses. Always check the phone numbers you receive against the list on this page or other official sources to verify if they are associated with A. C. Wilson & Associates. The calls can be from a different number and it still be A. C. Wilson & Associates calling you. For more information or additional resources, visit the relevant page provided. Contact our office right away so we can start the process to stop ACW from calling you illegally. Above all, no one should live with harassment!
Mental Health Outcomes of Debt Collection Harassment
Dealing with debt collectors can take a serious toll on your mental health. Harassment from collection agencies like A. C. Wilson & Associates often goes beyond just phone calls—it can include repeated letters, threats, and even contacting your family or workplace. These tactics can trigger intense stress, anxiety, and depression, leaving victims feeling overwhelmed and unable to focus on daily life. For many, the constant pressure to pay debts or respond to aggressive calls can result in feelings of hopelessness, isolation, and even fear for their security.
Women and families are especially vulnerable, as the relentless actions of some debt collectors can disrupt the peace and stability of the home. In addition, the use of technology by collection agencies means that calls, emails, and even online attacks can come at any time of day, making it difficult to block or avoid harassment. Sometimes, security services like Cloudflare are used by websites to protect users from online threats, but these same security solutions can inadvertently block legitimate requests for help, leaving victims feeling even more isolated and unable to resolve their situation.
The Fair Debt Collection Practices Act (FDCPA) was created to protect consumers from illegal tactics, such as using threatening language, making false statements, or calling repeatedly. If you feel that certain words or phrases used by debt collectors have triggered fear or anxiety, know that you have rights. You can take several actions to protect yourself and your family, including:
- Keeping detailed records of all calls, letters, and emails from debt collectors
- Using technology to block unwanted phone numbers and emails
- Contacting a credit counseling agency or financial professional for support
- Filing a complaint with the Federal Trade Commission (FTC) or your state Attorney General’s office
- Considering legal action if the harassment continues
Research shows that the mental health outcomes of debt collection harassment are significant. According to the National Foundation for Credit Counseling, 64% of people who experienced harassment reported high stress, 45% felt anxious, and 27% suffered from depression. If you are experiencing these symptoms, it’s important to reach out for help and use the resources available to you.
Remember, you are not alone. There are professionals, legal protections, and security solutions designed to help you resolve your debts and protect your well-being. If you feel blocked or unable to access support due to security restrictions or technology issues, try reaching out through different forms of contact, such as email or a secure website form. Taking action today can help you regain control, protect your mental health, and put an end to illegal debt collection harassment.
Is ACW a scam? No, they have been in business for 18 years. Always check the legitimacy of any debt collector contacting you to avoid scams.
Can they garnish my wages? Yes, but the law only allows ACW to garnish your wages on a Federal Student loan or if they obtain a judgment from the courts under specific conditions.
Can ACW sue me? Yes, ACW can sue you only if the debt is within the statute of limitations, as the law is not allowing lawsuits for debts outside this period.
Can ACW report my debt to the collection bureaus? Yes, only registered debt collectors are allowed to place the collection account on your credit report. The collection account may appear as a separate account on your credit report.
Can ACW harass me? No, debt collectors are not allowed to harass you. Repeated or unwanted communication with intent to harass or annoy is illegal.
Can ACW arrest me?
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop their harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from A. C. Wilson & Associates. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
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