A-1 Collection Service Debt Collectors Phone Harassment?
*Is A-1 Collection Service (A1CS) calling you?*Stop A-1 Collection Service phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Debt collectors are limited in how often they are allowed to call, and repeated calls—especially if made with the intent to annoy abuse—can be considered harassment under the law. Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop A1CS phone harassment. You also have the right to request that debt collectors stop calling you, and calling at an inconvenient time is prohibited by law. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is A-1 Collection Service a Scam?
According to the Better Business Bureau website, A-1 Collection Service has been in business for 55 years. There have been 14 complaints filed against A1CS with the BBB.
A-1 Collection Service Better Business Bureau
Who is A-1 Collection Service Collection Agency?
A-1 Collection Service is third party debt collector located in Trenton, New Jersey. They are often collecting debts on behalf of creditors, including credit card companies, and must follow legal requirements when doing so. A1CS has been a party to a Federal Court case over 20 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 2297 Highway 33 Ste 906
Trenton, NJ 08690-1717
Phone: (609) 771-9200
A-1 Collection Service is often referred to or searched for by other names. These include:
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A-1 Collection Service Collection Tactics
If A-1 Collection Service engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
Repeated contacts or telephone calls to the same called number or phone number are restricted by law and may constitute harassment. - Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
A-1 Collection Service Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
609-771-9200, 970-241-2075, (609) 771-9200, (970) 241-2075, 6097719200, 9702412075
If the answer is yes, then you are receiving calls from a known A1CS number. You may be a victim of A1CS phone harassment. The list above is not all the numbers that A1CS uses. The calls can be from a different number and it still be A-1 Collection Service calling you. Collectors may also contact you via text message, so be cautious and avoid making payments until you have verified the debt. Contact our office right away so we can start the process to stop A1CS from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is A1CS a scam? No, A-1 Collection Service has been in business for 55 years.
Can A-1 Collection Service garnish my wages? Yes, A1CS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. If you do not pay your debt, you may also incur late fees in addition to the original amount owed.
Can A1CS sue me? Yes, A1CS can sue you so long as the debt is within the statute of limitations. Before making any payments, you should verify that the debt belongs to you and that you actually owe the amount claimed.
Can A1CS report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. A1CS may report your debt to credit reporting agencies and consumer reporting agencies, which can affect your credit score.
Can A1CS arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. If you have already paid the debt or do not owe it, you cannot be arrested for non-payment of a debt.
The following is a sample list of complaints filed against A-1 Collection Service in the past year and can be found on Pacer.org.
4:17-cv-00260-RK Zollars v. A-1 Collection Service
3:93-cv-00615-MLC Bryant v. A-1 Collection Service
3:14-cv-06092-PGS-TJB Mohamed v. A-1 Collection Service
3:14-cv-07063-MAS-TJB Ramos v. A-1 Collection Service
1:16-cv-00643-LPS Rodriguez v. A-1 Collection Service
Understanding Your Rights When Dealing with Debt Collectors
Dealing with debt collectors can be stressful, especially when you’re receiving frequent phone calls or collection calls that disrupt your daily life. It’s important to know that you have rights under federal law that protect you from abusive and harassing behavior by debt collectors. The Fair Debt Collection Practices Act (FDCPA) sets clear rules for how debt collectors can communicate with you, ensuring that you are treated fairly and respectfully throughout the debt collection process.
Debt collectors are not allowed to use obscene or profane language, make threats, or engage in any conduct intended to annoy, abuse, or harass you. This includes making frequent calls, calling you at unusual times, or contacting you at work if your employer disapproves of personal calls. If you feel overwhelmed by debt collector calls or believe a debt collector is crossing the line, you have the legal right to take action and stop debt collectors from contacting you.
One of your most powerful rights is the ability to dispute the debt. If you receive calls about a debt you don’t recognize or believe the debt doesn’t belong to you, you can request verification. Send a letter by certified mail, including your name, address, and telephone number, and clearly state that you want the debt collector to stop contacting you until they provide proof that the debt is valid. Keeping a copy of this letter and the return receipt is essential for your records.
It’s also wise to document every interaction you have with a debt collector. Keep detailed notes of all telephone conversations, including the date, time, and content of each call, as well as any letters or emails you receive. This documentation can be crucial if you need to file a complaint with the Federal Trade Commission (FTC) or take legal action against a debt collector for violating your rights.
If you prefer not to deal with debt collection calls, you can request that all future communication be in writing. This helps prevent misunderstandings and gives you a paper trail of all correspondence. Remember, you are not required to discuss your financial situation or make payments over the phone if you are not comfortable doing so.
Ignoring debt collection communications can make the situation worse, potentially leading to legal action or negative marks on your credit report. Instead, consider seeking professional help from a credit counselor or consumer protection agency. These professionals can help you understand your options, dispute the debt if necessary, and communicate with debt collectors on your behalf.
In addition to the FDCPA, the Telephone Consumer Protection Act (TCPA) offers further protection by restricting debt collectors from making automated calls or sending text messages without your consent. If you no longer wish to receive such calls, you can revoke your consent at any time.
Above all, remember that you have the right to stop collection calls and protect yourself from creditor harassment. By understanding your rights, keeping thorough records, and taking proactive steps, you can regain control over your financial situation and put an end to intimidating or abusive debt collection practices. If you ever feel overwhelmed or unsure, don’t hesitate to reach out for professional help—your peace of mind and financial well-being are worth it.
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the A-1 Collection Service harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Transworld, Inc. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
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