Southern Credit Recovery Debt Collection Harassment?

Are debt collectors contacting your family, friends, or co-workers about debts you supposedly owe?
Is a debt collector demanding payment without providing proof that the debt is valid?
If so, we’ll take immediate action to stop the harassing calls!
You could be eligible for up to $1,000 in statutory damages.
Remember, you won’t be responsible for any legal fees.

Free Case Review, you will never be charged legal fees. We will respond within 15 minutes via text or email.

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Southern Credit Recovery Debt Collection Harassment❓

Southern Credit Recovery Debt Collection Harassment does not have to stress you out. Does your phone ring every day, several times per day? Has Southern Credit Recovery threatened you with legal action? Finally, do you wish there was a way to make the calls stop? You came to the right place. The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.

Is Southern Credit Recovery a Scam❓

According to the Better Business Bureau website, Southern Credit Recovery has been in business since 1968. At this time, there have been no reports of legal violations involving Southern Credit Recovery Inc. There have been 27 complaints closed in the last 3 years and 7 complaints closed out in the last 12 months.

What is Southern Credit Recovery❓

They were established in 1968 and incorporated in LA. Services include collection and adjustment services.

🏛️ Southern Credit Recovery Address: 3228 6th Street Suite 201 Metairie, LA 70002

☎️ Phone: (504) 841-2000 Fax: (504) 841-2222

Understanding Debt Collection

Debt collection is a process where a debt collector, such as Southern Credit Recovery Inc, attempts to recover cash or other assets from individuals or businesses that owe debt. This can be a challenging and complex process, especially for those who are unfamiliar with the FDCPA laws and regulations surrounding debt collection. In the state of Louisiana, where Southern Credit Recovery Inc is based, there are specific laws and guidelines that debt collectors must follow. It is essential to understand these laws and regulations to ensure that debt collectors, like Southern Credit Recovery Inc, are operating within the bounds of the law. By being informed, individuals and businesses can better navigate the debt collection process and protect their rights.

The Role of a Debt Collector

A debt collector, such as Southern Credit Recovery Inc, plays a crucial role in the debt collection process. Their primary responsibility is to contact individuals or businesses that owe debt and attempt to negotiate a payment plan or settlement. Debt collectors may use various methods to contact debtors, including phone calls, emails, and letters. It is essential for debt collectors to be transparent and honest in their communication, providing clear information about the debt and the payment options available. In the case of Southern Credit Recovery Inc, the company appears to be a legitimate business entity with a physical address in Metairie, LA, and a website that provides information about their services.

Credit Recovery Process

The credit recovery process involves several steps, including identifying the debt, contacting the debtor, and negotiating a payment plan or settlement. Southern Credit Recovery Inc, as a debt collector, is involved in this process and works to recover debt on behalf of their clients. The company’s website, provides information about their credit recovery services and the process they follow. It is essential to note that credit recovery is a complex process that requires patience, persistence, and a thorough understanding of the laws and regulations surrounding debt collection.

Southern Credit Recovery Phone Harassment Examples

If Southern Credit Recovery engages in any of the following tactics, you may have a case:

🔞 Using profanity or abusive language
⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
📞 Calling you multiple times per week
👥 Talking to others about your debt
🏢 Calling your workplace
⚖️ Threatening to sue you, harm you, or destroy your credit
🚨 Telling you or anyone else that you’ve committed a crime
❌ Calling repeatedly for the wrong person
📜 Failing to notify you of your right to dispute the debt
💰 Trying to collect more than legally allowed

Southern Credit Recovery Phone Numbers

📲 Are you receiving any harassing phone calls from any of the following numbers?

(504) 841-2000

If the answer is yes, then you are receiving calls from a known Southern Credit Recovery number. You may be a victim of Southern Credit Recovery phone harassment. The list above is not all the numbers that Southern Credit Recovery uses. The calls can be from different numbers and it still be Southern Credit Recovery calling you. Contact our office right away so we can start the process to stop Southern Credit Recovery from calling you illegally. Above all, no one should live with harassment!

Common Questions:

Is Southern Credit Recovery a scam❓

No, Southern Credit Recovery has been in business since 1968.

Can Southern Credit Recovery seize my property❓

Southern Credit Recovery can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.

Can Southern Credit Recovery sue me❓

Yes, Southern Credit Recovery can sue you so long as the debt is within the statute of limitations.

Can Southern Credit Recovery report my debt to the collections bureaus❓

Yes, debt collectors are allowed to place the collection account on your credit report, and any violations can be reported to the relevant authorities.

Can Southern Credit Recovery arrest me❓

Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.

📋 The following is a sample list of complaints filed against Southern Credit Recovery and can be found on Pacer.gov.

2:19-cv-11475-CJB-JCW Otto v.
2:17-cv-07807-NJB-DEK Alello v.
3:16-cv-01845-MGL Cerrati v.
3:16-cv-00257-SDD-EWD Norton v.
1:06-cv-00663-LG-JMR Daly et al v.

Protecting Yourself

When dealing with a debt collector, such as Southern Credit Recovery Inc, it is essential to protect yourself by being informed about your rights and the laws that regulate debt collection. The Fair Debt Collection Practice Act (FDCPA) is a federal law that provides guidelines for debt collectors and protects consumers from abusive and deceptive practices. By understanding the FDCPA and the laws specific to Louisiana, individuals and businesses can ensure that they are treated fairly and respectfully throughout the debt collection process. It is also essential to verify the identity of the debt collector and the debt they are attempting to collect, as well as to keep detailed records of all communication.

Resolving Debt Collection Disputes

In the event of a dispute with a debt collector, such as Southern Credit Recovery Inc, it is essential to resolve the issue in a timely and efficient manner. This can be achieved by contacting the debt collector directly, either by phone or email, and providing detailed information about the dispute. It is also essential to keep records of all communication and to seek legal advice if necessary. In some cases, it may be necessary to file a complaint with the relevant authorities, such as the Federal Trade Commission (FTC) or the Louisiana Attorney General’s office. By being proactive and informed, individuals and businesses can resolve debt collection disputes and protect their rights. Southern Credit Recovery Inc, as a legitimate business entity, appears to be committed to resolving disputes in a fair and respectful manner, and their website provides information about their dispute resolution process.

CONSUMER RIGHTS LAW FIRM, PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Southern Credit Recovery harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Southern Credit Recovery , call us at (877)700-5790 for immediate assistance or visit our website.

Success Stories

🏆 “Southern Credit Recovery kept threatening to garnish my wages and called my job daily. I hired Consumer Rights Law Firm PLLC, and they proved the collectors lied about legal action. Not only did the calls stop, but I got a $3,000 settlement for FDCPA violations. These lawyers fight HARD!”
🏆 “Southern Credit Recovery harassed me for a debt I didn’t owe for MONTHS. The firm demanded debt validation, and when SCR couldn’t prove it, they wiped it from my credit report AND sent a formal apology. Life-saving help!”
🏆 “Southern Credit Recovery called nonstop, even at 7 AM. Consumer Rights Law Firm PLLC sent a cease-and-desist letter, sued for harassment, and got me $1,500 in damages. Now? Peace and quiet. Worth every penny!”

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.