Wyoming Credit Association Phone Harassment?
Is Wyoming Credit Association (WCA) calling you? Stop Wyoming Credit Association phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop WCA phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Is Wyoming Credit Association a Scam?
According to the Better Business Bureau website, Wyoming Credit Association has been in business for 62 years.
Wyoming Credit Association Better Business Bureau
Who is Wyoming Credit Association?
Wyoming Credit Association is third party debt collector located in Evanston, Wyoming. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court cases alleges that Wyoming Credit Association used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 1008 Main Street
Evanston, WY 82930
Phone: (307) 789-1362
Wyoming Credit Association Collection Tactics
If Wyoming Credit Association engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Wyoming Credit Association Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
307-789-1362, (307) 789-1362, 3077891362
If the answer is yes, then you are receiving calls from a known WCA number. You may be a victim of WCA phone harassment. The list above is not all the numbers that WCA uses. The calls can be from a different number and it still be Wyoming Credit Association calling you. Contact our office right away so we can start the process to stop WCA from calling you illegally. Above all, no one should live with harassment!
Common Questions
Is WCA a scam? No, Wyoming Credit Association has been in business for 62 years.
Can Wyoming Credit Association garnish my wages? Yes, WCA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can WCA sue me? Yes, WCA can sue you so long as the debt is within the statute of limitations
Can WCA report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report
Can WCA arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample of complaints filed against Wyoming Credit Association in the past year and can be found on Pacer.org.
2:17-cv-00073-NDF Knight v. Wyoming Credit Association
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Wyoming Credit Association harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Wyoming Credit Association call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumer.ftc.gov/articles/debt-collection-faqs
FAQ:
1. How to get a collection agency to stop harassing you?
You can stop harassment by notifying the collector in writing to cease contact. Under the FDCPA, you have the legal right to stop calls and may be entitled to statutory damages if they continue harassing you.
2. What is the Fair Debt Collection Practices Act in Wyoming?
The FDCPA is a federal law protecting consumers from abusive, harassing, or deceptive practices by debt collectors. It ensures collectors follow strict rules when contacting you regarding debts in Wyoming.
3. Can credit card recovery agents harass me?
No. Debt collectors, including credit card recovery agents, cannot harass you. Repeated calls, threats, or discussing your debt with others are illegal under the FDCPA and you can take legal action.
4. How can Consumer Rights Law Firm PLLC assist with Wyoming Credit Association?
Consumer Rights Law Firm PLLC helps stop harassment, informs you of your rights, and may recover statutory damages for violations of the FDCPA. They handle calls, letters, and legal actions on your behalf.
5. Is Wyoming Credit Association a scam?
No, Wyoming Credit Association has been in business for 62 years and is a legitimate third-party debt collector. Complaints about harassment may indicate FDCPA violations, not a scam.
6. Can Wyoming Credit Association garnish my wages?
Yes, WCA can garnish wages for federal student loans or if they obtain a court judgment. Garnishment is a legal process, but harassing phone calls are not allowed.
7. Can Wyoming Credit Association sue me?
Yes, WCA can sue you if the debt is within the statute of limitations. However, they must follow legal procedures and cannot use harassment or threats outside the law.
8. Can Wyoming Credit Association report my debt to credit bureaus?
Yes, debt collectors can report delinquent accounts to credit bureaus. However, they must not provide false information or engage in harassing practices while collecting the debt.
9. Can Wyoming Credit Association have me arrested?
Debt collectors cannot arrest you. Only law enforcement can issue a warrant, usually for court-related violations like ignoring court orders or unpaid child support, not for standard debt collection.
10. What are common tactics of Wyoming Credit Association harassment?
Harassment may include excessive calls, calling at inconvenient times, using abusive language, threatening legal action or arrest, contacting your workplace or family, or demanding more than legally allowed.