If Windham Professionals is calling you repeatedly from numbers like (855-753-1581), using aggressive language, or pressuring you to pay, you may be experiencing illegal debt collection harassment.
Many consumers fall behind on bills due to medical emergencies, job loss, or financial hardship. When debts go unpaid, creditors often send accounts to third-party collectors like Windham Professionals. While they have the right to collect debts, they do not have the right to harass you.
Federal laws such as the Fair Debt Collection Practices Act (FDCPA) protect you from abusive collection tactics. If you are experiencing Windham Professionals collection agency phone harassment from a debt collector, you need to speak with a qualified lawyer. Contact us by calling this number 877-700-5790 now.
Who is Windham Professionals?
Windham Professionals is a third-party debt collection agency headquartered in Salem, New Hampshire. They work with multiple industries, including healthcare, education, and government agencies.
Address
380 Main Street, Salem, NH 03079
Company Overview
| Detail | Information |
|---|---|
| Company Name | Windham Professionals |
| Industry | Debt Collection |
| Headquarters | Salem, NH |
| Employees | 650+ |
| Services | Third-party collections, analytics, compliance |
They collect debts that were originally owed to other businesses and must follow federal and state laws when contacting consumers.
Is Windham Professionals a Scam?
No. Windham Professionals is a legitimate agency. Windham Professionals Better Business Bureau.
According to public records and BBB listings:
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In business for 17+ years
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Multiple consumer complaints filed
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Operates nationwide
However, legitimacy does not excuse abusive behavior.
Who Does Windham Professionals Collect For?
They collect on behalf of:
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Hospitals and medical providers
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Colleges and universities
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Government agencies
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Telecom companies
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Retail businesses
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Insurance companies
They also provide accounts receivable management services.
Can Windham Professionals Garnish Wages?
Yes, but only under specific conditions.
They must first:
- File a lawsuit
- Win in court
- Obtain a judgment
Without a court order, they cannot garnish wages.
Federal student loans and some government debts may follow different rules.
Windham Professionals Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- 855-753-1581
- (800) 969-0059
- (603) 890-3554
- (855) 270-2733
- (646) 690-6342
- (852) 270-2733
- (812) 641-3019
- (888) 241-8262
What to Ask When a Debt Collector Calls You
Before discussing payment, gather information. Under the FDCPA, you are entitled to clear details.
Ask These Questions
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What is your full name and job title?
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What company do you represent?
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What is your mailing address?
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Who is the original creditor?
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How much do I owe?
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Can you send written proof of this debt?
Never share your Social Security number, bank details, or employer information before verifying the debt.
How to Request Debt Validation (Very Important)
You have 30 days from first contact to request validation.
What to Do
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Send a written request by certified mail
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Ask for proof of the debt
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Keep copies for your records
Until they provide proof, collection activity must pause.
How Windham Professionals Harasses Consumers?
You may be experiencing harassment if they
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Share your debt publicly
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Ignore cease requests
Under the FDCPA, consumers may recover up to $1,000 in statutory damages when debt collectors engage in harassment or abusive practices. Additionally, the TCPA may allow victims to receive $500 to $1,500 per illegal call or text for unauthorized robocalls or automated messages.
How to Stop Windham Professionals Phone Harassment
If calls become overwhelming, take these steps:
1. Send a Cease-and-Desist Letter
You can request in writing that they stop contacting you.
2. Keep Records
Save voicemails, call logs, and letters.
3. File Complaints
You may report violations to:
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Federal Trade Commission (FTC)
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(CFPB)
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State Attorney General
4. Speak With an Attorney
A consumer rights lawyer can assess whether you qualify for compensation.
Windham Professionals Complaints
The following is a sample list of complaints filed against Windham Professionals in the past year and can be found on Pacer.gov.
- 📋 1:18-cv-08448 McMillan v.
- 📋 1:17-cv-03006-WTL-MPB WELLS v.
- 📋 1:17-cv-03007-TWP-DML MATTINGLY v.
- 📋 1:18-cv-00357-KAM-SJB Rosenblum v.
About Us
If Windham Professionals’ calls have become stressful or abusive, remember that federal law protects you from unfair debt collection practices. You have the right to dispute inaccurate debts, stop unwanted contact, and take legal action when necessary.Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau. If you believe your rights have been violated, Consumer Rights Law Firm PLLC can help you understand your options and stop the harassment. Call (877) 700-5790 to speak with an experienced consumer rights attorney.
FAQs
What should I do if I receive a settlement letter from Windham Professionals without an attorney?
Review the letter carefully and make sure the debt details are accurate. If unsure, request debt validation before agreeing.
Is it safe to accept a Windham Professionals settlement offer without legal help?
It can be, but terms may not always favor you. If you can’t hire an attorney, consider a credit counselor’s advice. For best legal advice you may contact best lawyers.
How can I verify if a Windham Professionals settlement letter is legitimate?
Check the account and creditor details. Call Windham Professionals’ official phone number to confirm the offer.
Can I negotiate a better settlement with Windham Professionals on my own?
Yes. Many people negotiate lower payoffs or better terms. Always get the settlement in writing.
What happens if I ignore a Windham Professionals settlement letter?
Ignoring it won’t erase the debt. They may keep collecting or consider legal action.
Can Windham Professionals report my debt to credit bureaus?
Yes. Windham Professionals may report unpaid debts to major credit bureaus if the information is accurate and complete. However, under the Fair Credit Reporting Act (FCRA), you have the right to dispute any incorrect or outdated information on your credit report.
How long can Windham Professionals collect on a debt?
They can only attempt to collect a debt while it is within your state’s statute of limitations. Once the statute expires, the debt becomes time-barred, meaning they may still contact you, but they cannot legally sue you to collect it.
What should I do if Windham Professionals contacts my family or employer?
Debt collectors may only contact third parties to locate you and cannot discuss your debt with them. If Windham Professionals shares your financial information with others, it may be a violation of the FDCPA, and you should document the incident and consider speaking with an attorney.
