🚨Windham Professionals Phone Harassment? Here’s What You Can Do
Windham Professionals Phone Harassment is a reality for many people. Hard times happen to everyone and sometimes the effects of these hard times leave dents on the finances of individuals and families. When people begin to fall behind on their bills, it may take a lot for them to get back up and this may lead to them being unable to settle their bills, leading them deeper and deeper into debt.
Creditors and businesses who are unable to recover debts after some time, send the delinquent accounts to third-party debt collectors or collection agencies. These debt collectors then begin the job of pursuing the debt by contacting the debtors and using everything in their power to try to persuade them to settle the debt.
Dealing with debt collectors can be a dicey experience because debt collectors have years of experience in dealing with various consumers and thus, can easily outsmart you or lead you into legal pitfalls that you may be untrained to spot. This is why you need to solicit the services of a qualified and experienced consumer rights lawyer to guide you through the entire process.
Without the right knowledge, your interaction with debt collectors can end up being to your disadvantage. One of the tricks debt collectors’ employs is threatening and harassing consumers, in an attempt to recover debts from them. What you must know is that this is unlawful and strongly frowned upon by the FDCPA, which protects consumers from abusive debt collection practices. If you are experiencing Windham Professionals phone harassment from a debt collector, you need to speak with a qualified lawyer. Contact us by calling this number 877-700-5790 now.
💡Understanding Windham Professionals
Windham Professionals is a well-established debt collection agency that provides a variety of services to different industries. Based in Salem, New Hampshire, Windham Professionals extends its expertise to sectors such as healthcare, education, and government. Their services include third-party collections, customer care and retention, analytics, and compliance services. As a collection agency, Windham Professionals is dedicated to helping businesses recover outstanding debts while adhering to industry regulations and standards.
🔍What should I request when speaking with a debt collector❓
When you are contacted by a debt collector, especially if you suspect potential Windham Professionals phone harassment, there are things you should know and questions you should ask. Thankfully, the Fair Debt Collection Practices Act (FDCPA) allows debtors to ask debt collectors certain questions about their identity, the name of the original creditor, and the amount owed over the phone.
It is important to understand the details of the collection account when speaking with a debt collector.
It is always wise to refrain from speaking too much when a debt collector calls. Do not divulge your personal information to them, especially when you don’t know who they are, why they’re calling, and if the debt is actually yours. Be patient enough to listen to debt collectors speak, so that you can get enough information from them.
Asking debt collectors questions is also wise but it is important to know what questions to ask.
Here are a few questions you should ask debt collectors:
- What is your name and where are you calling from? The Telephone Consumers Protection Act requires debt collectors to provide their names to any consumer they call over an issue of unpaid debt. They must also identify themselves as a collection agency. If a debt collector fails to introduce himself properly when they call you, you should let them know that they are going against the TCPA and violating your rights.
- What is the name of your agency and what is their address?
- Who is the original creditor?
- What is the name of the name and address of the debtor listed on the debt?
- Can you confirm that this debt is mine?
- Can you send me documents confirming that this debt is mine?
If your debt collection agent refuses to cooperate with you by answering the above questions, it is either that they are in violation of the FDCPA and/or TCPA, or they are fraudsters posing as collection agencies. Either is not an option you have to deal with by yourself. Seek the professional advice of a qualified attorney.
💡Dealing with Windham Professionals
If Windham Professionals contacts you, it’s important to know your rights and responsibilities. You have the right to:
- Request verification: Ask for proof that the debt is yours.
- Dispute the debt: If the debt is inaccurate or not yours, you can dispute it.
- Negotiate payment plans: You can request a payment plan or settlement to manage the debt.
- Cease communication: You can request that Windham Professionals stop contacting you.
Your responsibilities include:
- Responding to requests: Provide necessary information when requested by Windham Professionals.
- Making timely payments: If you agree to a payment plan, ensure payments are made on time.
- Engaging with the process: Do not ignore or avoid communications from Windham Professionals.
🛑Stopping Windham Professionals Phone Harassment
If you are facing Windham Professionals phone harassment, there are steps you can take to stop the harassment. You can:
- Request cessation: Ask Windham Professionals to stop contacting you.
- File a complaint: Report the harassment to the Federal Trade Commission (FTC) or your state’s Attorney General’s office.
- Seek legal help: Consult with a consumer law attorney for assistance.
- Consider legal action: You may file a lawsuit against Windham Professionals for violating the FDCPA.
Remember, you have the right to be treated with fairness and respect by debt collectors like Windham Professionals. If your rights are being violated, don’t hesitate to seek help and take action to protect yourself.
🔍Who are Windham Professionals, a debt collection agency❓
Windham Professionals is a third-party debt collector. Based out of Salem, New Hampshire, with offices in several states. They collect debts from consumers living all across the country. Windham employs over 650 people at its 5 locations. Windham Professionals is primarily a third-party debt collector; therefore, this means that they collect debts that were originally owed to someone else. The Fair Debt Collection Practices Act requires Windham Professionals to collect debts in an abuse-free and non-harassing manner. Windham Professionals reports debts to credit reporting agencies, ensuring compliance with the Fair Credit Reporting Act (FCRA) to maintain the accuracy and integrity of credit reporting.
📞Contact Information
Address: 380 Main Street
Salem, NH 03079
Phone: 800-969-0059, 603-890-3554, 852-270-2733, 646-690-6342
📢Who Does Windham Professionals Collect For❓
Windham Professionals collects debts on behalf of a diverse range of clients. These include:
- Healthcare providers: Assisting hospitals, clinics, and medical practices in recovering unpaid medical bills.
- Educational institutions: Helping colleges and universities manage and collect overdue tuition and fees.
- Government agencies: Working with federal, state, and local government entities to recover various types of debts.
- Retail and telecommunications companies: Supporting businesses in these sectors to collect unpaid bills and service charges.
- Insurance companies: Assisting insurers in recovering outstanding premiums and other related debts.
In addition to debt collection, Windham Professionals offers accounts receivable management services, helping businesses efficiently manage their outstanding debts and improve their financial health.
📢Is Windham Professionals a Scam❓
No, they are a legitimate debt collection agency. According to the Better Business Bureau website, Windham Professionals has been in business for 17 years. There have been 41 complaints filed against Windham Professionals phone harassment. Read more about them here Windham Professionals Better Business Bureau.
The Fair Credit Reporting Act (FCRA) ensures the accuracy of information reported by debt collection agencies like Windham Professionals. This act empowers individuals to dispute any inaccuracies found in their credit reports, thereby protecting their credit history and financial standing.
📞Windham Professionals Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-969-0059, 603-890-3554, 855-270-2733, 646-690-6342, 852-270-2733, (800) 969-0059, (603) 890-3554, (855) 270-2733, (646) 690-6342, (852) 270-2733, 8009690059, 6038903554, 8552702733, 6466906342, 8522702733, 571-298-8394, 877-719-4440, (812) 641-3019, 800-229-8620, (888) 241-8262, 855-753-1581, 571-298-8394, 877-719-4440,
If the answer is yes, then you are receiving calls from a known WP number. You may be a victim of Windham Professionals phone harassment. Call us now at 877-700-5790.
Wage garnishment can occur following a court judgment, and debt collectors like Windham Professionals may take legal actions to pursue it.
⚖️The following is a sample list of complaints filed against Windham Professionals in the past year and can be found on Pacer.gov.
1:18-cv-08448 McMillan v. Windham Professionals, Inc.
1:17-cv-03006-WTL-MPB WELLS v. WINDHAM PROFESSIONALS, INC.
1:17-cv-03007-TWP-DML MATTINGLY v. WINDHAM PROFESSIONALS, INC.
1:18-cv-00357-KAM-SJB Rosenblum v. Windham Professionals, Inc.
💼About Us
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing Windham Professionals phone harassment. If you suspect that your debt collection rights are being trampled upon. Contact our office to begin the process to stop the harassment you may currently be receiving from Windham Professionals. Federal laws, such as the Fair Debt Collection Practices Act (FDCPA), offer protections to consumers regarding debt collection practices. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.
Call us at (877)700-5790 for immediate assistance.
⚖️Fair Debt Collection Practices
The Fair Debt Collection Practices Act (FDCPA) is a crucial federal law that governs the actions of debt collectors, including Windham Professionals phone harassment. This law is designed to protect consumers from abusive, unfair, and deceptive practices during the debt collection process. Under the FDCPA, debt collectors are prohibited from engaging in behaviors that harass or intimidate consumers. This ensures that the process of collecting debts is conducted in a fair and respectful manner.
📢Debt Collector Rights and Responsibilities
Debt collectors like Windham Professionals have specific rights and responsibilities under the FDCPA. They are permitted to:
- Contact consumers: Debt collectors can reach out to consumers to discuss and collect debts.
- Send communications: They can send letters and emails to inform consumers about their debts.
- Make phone calls: Debt collectors can call consumers to discuss payment arrangements.
However, they must also adhere to certain responsibilities, including:
- Providing accurate information: Debt collectors must give clear and truthful information about the debt.
- Avoiding false statements: They cannot make misleading or false claims about the debt.
- Refraining from harassment: Debt collectors must not harass or abuse consumers in any way.
- Not using threats: They are prohibited from using threats or intimidation tactics to collect debts.
