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Williams, Rush and Associates Harassment?

Is Williams, Rush, and Associates (WRA) harassing you? Debt collection is a process that involves a third-party collection agency like Williams, Rush and Associates attempting to get someone who owes a creditor or business to pay up. If Williams, Rush and Associates is calling you, it may be because you have fallen behind on some payments.

Many people dread falling back on their bills and having their account transferred to a debt collector by their original creditor because encounters with debt collectors are mostly unpleasant. People want to avoid things like Williams, Rush and Associates phone harassment like a plague.

Debt collectors like william and associates are usually insensitive to debtors because all they really care about is getting money from them. Debtors, on the other hand, may be struggling with various life issues and still be in the process of planning to pay up their debts. If you are getting contacted by any dallas collection agency concerning a debt that you owe, you need to be guided on how to deal with debt collectors to ensure that you make the most of that situation. The first thing you need to be aware of is that you have rights that protect you from unfair and predatory debt collection activities like Williams, Rush and Associates phone harassment. You do not have to endure harassment and threats from william rush and associates just because you owe, and this is why the FDCPA made it illegal for any debt collector to threaten or harass a consumer. If you are harassed or threatened during Williams, Rush and Associates debt collection, your rights may have been violated and you can sue. Contact us to know if you have a case.

Another thing you need to know in your communication with debt collectors is that you should be prudent with your words. There are certain things you shouldn’t say during Williams, Rush and Associates debt collection to avoid future complications for you.

Things you should never say to a debt collector

When a debt collector calls you, they will likely be pushing to get information from you. Don’t fall for that.
In your communication with a debt collector, anything you say can be used against you later, so it is wise that you know what to say and what not to say.

  • Never affirm to owing the debt: Don’t affirm to owing a debt during Williams, Rush and Associates debt collection even if the debt is yours. Do not say anything in that line. It may affect you in the future if you ever try to dispute a debt which the debt collector claims is yours.
  • Do not give them access to your bank account: You have the right to say no when a debt collector asks for access to your account.
  • Never give them personal information: A debt collector may be trying to ask you personal questions, you have the right to hold back personal information.
  • Never tell a debt collector that you spent the money you owe unwisely.
  • Do not say anything that communicates your fear and intimidation: It is easy for a debt collector to take advantage of you when they perceive your fear.
  • Do not volunteer information: Say as few words as possible and do not go further to give them unsolicited information.

Doing any of these can revive your old debts.

For every debt you incur, there is a statute of limitation. The statute of limitation is simply the time frame within which you can be sued in the law court due to your debt in order to make you pay up. This time frame depends on the state you live in and where the debt was incurred. However, most often, the statute of limitation is three to six years.

To bring your old debt back to life is to restart the statute of limitation. Meaning the debt collector can now hold you legally over the debt again.

Actions that lead to that include:

  • Acknowledging that you owe the alleged debt. When a debt collector calls you to talk about a debt, if you as much as mention that you know you owe the debt, the statute of limitations of that debt can be restarted.
  • Settling for a payment plan. If the debt collector suggest a payment plan to you and you accept, you have agreed to owing the debt and that has restarted the statute of limitations.
  • Agreeing to pay off some of the debt. The debt collector may bring what looks like a good offer for settling your debt. If you accept it, the statute of limitations is restarted.
  • Paying off some of the debt. Some debt collectors deceive people by asking them to pay just a little amount and clear the debt. This is a trap. Once you do it, the debt becomes brand new.

Once the statute of limitation it restarted, your creditor has the right to sue you to court. This is why you need to be careful whenever you are talking with a debt collector. Also, always be sure of your statute of limitation.

Is Williams, Rush and Associates a Scam?

According to the Better Business Bureau website, Williams, Rush, and Associates has been in business for 7 years. There have been 18 complaints filed against WRA with the BBB by dissatisfied consumers. Read more about it here: Williams, Rush and Associates Better Business Bureau

Who is Williams, Rush and Associates?

Williams Rush & Associates is a third-party debt collector located in Dallas, Texas. They have been a party to several federal cases based on their issuance of credit and collection of debts incurred on their credit cards.  A recent Federal Court case alleges that Williams Rush & Associates used illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

Contact Information

Address: 4144 N Central Expy STE 945

Dallas, TX 75204-2112

Phone: (855) 869-9847

Williams, Rush, and Associates is often referred to or searched for by other names. These include:

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Williams, Rush and Associates Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

855-869-9847, 855-558-0672, (855) 869-9847, (855)558-0672, 8558699847, 8555580672, 469-213-7400, 469-676-1829, 469-501-2800, 813-210-9202, 704-457-7450, 205-810-8129, 361-237-1102

If the answer is yes, then you are receiving calls from a known WRA number. You may be a victim of WRA phone harassment.  Call us now on 877-700-5790 for immediate assistance.

The following is a sample list of complaints filed against Williams, Rush and Associates in the past year and can be found on

5:17-cv-00331-XR Muwwakil v. Williams, Rush & Associates

1:18-cv-02398-WYD-NYW Kickligher v. Williams, Rush & Associates LLC

1:14-cv-01033-ABJ Brown v. Williams, Rush & Associates LLC

8:17-cv-00280-PX Sulaimon v. Williams, Rush & Associates LLC et al

3:16-cv-05536-BRM-DEA Ingtisani v. Williams, Rush & Associates LLC et al

About Us

Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from Williams Rush & Associates. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.

Call us at (877)700-5790 for immediate assistance.

Check out the links below for more information:

Texas Attorney General

Consumer Finance