Are you receiving repeated calls, voicemails, or texts from Wakefield & Associates? If so, you’re not alone. Many consumers feel anxious and overwhelmed when medical debt collectors contact them nonstop, especially when threats of lawsuits, wage garnishment, or credit damage are involved.
It’s important to know this first: you have rights. Federal law protects you from abusive and misleading debt collection practices. If Wakefield or its agents cross legal boundaries, you may be entitled to compensation, attorney fees, and legal protection.
Understanding your options now can help you regain control and stop the harassment.
Who Is Wakefield & Associates?
Wakefield & Associates is a third-party debt collection agency based in Aurora, Colorado. The company primarily focuses on collecting medical and healthcare-related debts on behalf of hospitals, clinics, and healthcare providers across the U.S. While the company has operated for decades, its long history has also resulted in frequent consumer complaints and legal disputes.
They also operate under names such as Wakeassoc, Wakefield RRC, and Wakefield Collections.
Address: 10800 E Bethany Dr Ste 450, Aurora, CO 80014
Phone: (866) 623-2069
Is Wakefield & Associates a Scam?
Wakefield & Associates is not a scam. It is a legitimate, registered debt collection agency. However, legitimacy does not mean every call or practice is lawful. According to the Better Business Bureau website, Wakefield has received hundreds of consumer complaints over the years, many involving:
Excessive calling
Billing disputes
Failure to verify debts
Credit reporting issues
Some consumers also report calls from third-party agencies claiming to represent Wakefield. If a caller refuses to provide written proof, treat the situation with caution.
Known Wakefield & Associates Phone Numbers
If you’ve received calls from these numbers, they may be linked to Wakefield:
| 866-623-2069 | 303-872-8492 | 800-864-3870 |
|---|
| 970-370-6543 | 877-343-7912 | 720-449-5023 |
| 720-246-2436 | 303-302-4114 | 303-537-2900 |
| 303-302-4111 | 303-302-4112 | 866-491-4289 |
| 303-302-4110 | 800-471-0338 | 888-844-4349 |
| 303-954-4916 | 303-302-4130 | 970-388-3336 |
| 720-449-5091 | 903-891-1134 | 866-266-9783 |
| 918-270-4993 | 970-867-8521 | 970-867-7648 |
| 866-266-9792 | 719-542-7560 |
Keep in mind: collectors may use additional or spoofed numbers.
Why Is Wakefield Contacting You?
In most cases, Wakefield contacts consumers about unpaid medical bills, including:
Emergency room visits
Out-of-network care
Insurance balance disputes
Old hospital accounts
Sometimes, billing errors, insurance delays, or provider mistakes lead to collection activity—even when the debt is questionable.
If you never received proper notice or documentation, you have the right to demand verification.
Common Wakefield Collection Practices
Consumers frequently report the following collection methods:
| Practice | What It Means |
|---|---|
| Frequent Calls | Multiple daily or weekly contact attempts |
| Text Messages | Automated reminders or payment demands |
| Credit Reporting | Reporting unpaid accounts to bureaus |
| Settlement Offers | Lump-sum payment proposals |
| Legal Threats | Warnings about lawsuits or judgments |
| Skip Tracing | Searching for updated contact info |
Some of these actions are legal. Others may violate federal law depending on how they are used.
When Wakefield’s Calls May Become Illegal
Under the Fair Debt Collection Practices Act (FDCPA), collectors may not:
Call repeatedly to pressure or intimidate you
Contact you before 8 a.m. or after 9 p.m.
Use threats, profanity, or false statements
If these behaviors occur, you may have a valid harassment claim.
How to Verify a Wakefield Debt
Before paying anything, protect yourself by following these steps:
Ask for the collector’s full name, company, and mailing address
Request written debt validation
Compare the information with your medical provider
Check your insurance explanation of benefits (EOB)
Review your credit report
Verification prevents scams and billing errors.
How to Stop Wakefield & Associates Harassment
If you are receiving repeated or stressful calls from Wakefield & Associates, you have clear rights and practical options to protect yourself. Follow these simple and professional steps to take control of the situation:
1. Understand Your Rights
Learn your rights under federal debt collection laws. Debt collectors are not allowed to threaten, harass, mislead, or pressure you unfairly. Knowing these protections helps you respond with confidence.
2. Ask for Debt Verification
Request written proof of the debt from Wakefield & Associates. This ensures the account is accurate and truly belongs to you. Do not make any payments until you receive proper documentation.
3. Send a Cease-and-Desist Letter
If the debt is valid and you want the calls to stop, send a written request asking them to stop contacting you. Once received, they are legally required to limit or end further communication.
4. Report Unfair Practices
If the harassment continues, file a complaint with the Federal Trade Commission or your state’s Attorney General’s office. Reporting helps protect both you and other consumers.
5. Get Professional Support
Consider speaking with a consumer rights attorney or credit counselor. A professional can review your situation, explain your options, and help you take the right legal steps if needed.
By following these steps, you can reduce stress, protect your rights, and handle Wakefield & Associates in a calm, informed, and legally secure way.
What If Wakefield Reports You to Credit Bureaus?
If Wakefield reports a debt to your credit file, it’s important to act quickly to protect your financial record. Start by confirming the debt with the original medical provider to make sure it’s accurate and truly belongs to you. Then, review your credit reports from Equifax, Experian, and TransUnion to check for errors, duplicate accounts, or incorrect balances.
If you find any mistakes, file a formal dispute and request written proof from Wakefield showing that the debt is valid. Never agree to pay until you receive proper documentation. If the debt is legitimate, try to negotiate a settlement in writing so the terms are clear and legally binding. Taking these steps helps prevent long-term damage to your credit score and gives you more control over your financial future.
Can Wakefield & Associates Sue You?
Yes, Wakefield may file a lawsuit for unpaid medical debt. However, they must:
Serve you properly
Prove the debt is valid
File within your state’s statute of limitations
If you receive court papers, never ignore them. Speaking with an attorney early can prevent default judgments and wage garnishment.
Wakefield & Associates Complaints
The following is a sample list of complaints filed against Wakefield & Associates in the past year and can be found on Pacer.gov.
- 📜 2:18-cv-00551-WKW-TFM Milner v.
- 📜 3:18-cv-00514-TRM-HBG Lakins v.
- 📜 2:18-cv-00210-CLC-MCLC Breeden v.
- 📜 3:18-cv-00480-TAV-HBG Schultz v.
- 📜 3:18-cv-00445-TAV-HBG Purkey v.
Get Legal Help From A Professional!
Consumer Law Firm Center PLLC is a law firm that specializes in helping clients who are facing Wakefield Associates debt collection harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop Wakefield Associates collections harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
We are committed to providing outstanding service and ensuring positive outcomes and satisfaction for our clients.
FAQs
Is WA a scam?
No, Wakefield & Associates has been in business for 32 years.
Can Wakefield & Associates garnish my wages?
Yes, WA can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can WA sue me?
Yes, WA can sue you so long as the debt is within the statute of limitations.
Can WA arrest me?
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g., an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Who does Wakefield and Associates collect for?
Wakefield and Associates mainly collect debts on behalf of healthcare providers, hospitals, educational institutions, and some businesses. They act as a third-party debt collection agency rather than the original creditor.
What to do if I receive Wakefield and Associates text message?
You may receive text messages from Wakefield and Associates regarding an alleged debt. Always verify the message is legitimate and request written validation of the debt before making any payment.
Why is Wakefield and Associates calling me?
If Wakefield and Associates is calling you, it usually means they believe you owe a debt, often medical-related. The calls may also be an attempt to collect on behalf of a creditor or to verify your information.
What are Wakefield and Associates contact details?
Wakefield and Associates is located at 10800 E Bethany Dr, Ste 450, Aurora, CO 80014. Their main phone numbers include (866) 623-2069 and (303) 872-8492. They also operate under different numbers depending on the case.
Can I initiate a Wakefield and Associates lawsuit?
Yes. If Wakefield and Associates violates your rights under the Fair Debt Collection Practices Act (FDCPA), for example, through harassment, false reporting, or failure to validate debt, you may have grounds to file a lawsuit and seek damages.
