Universal Fidelity LP Phone Harassment?
Is Universal Fidelity LP (UF) calling you? Stop Universal Fidelity LP phone harassment. Do they threaten to take legal action or garnish your wages, use abuse or threats, call you at all hours or several times a day, or tell your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop.
You have the legal right to stop UF phone harassment. If you have been contacted by Universal Fidelity LP regarding a debt, you should be aware of your rights.
If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Experienced attorneys can help you navigate your rights and take action against abusive or threatening collection practices.
Is Universal Fidelity LP a Scam?
According to the Better Business Bureau website, Universal Fidelity LP has been in business for 28 years. There have been 7 complaints filed against UF with the BBB. Read more here: Universal Fidelity LP Better Business Bureau.
Who is Universal Fidelity LP?
Universal Fidelity LP is a third party debt collector located in Katy, Texas. Universal Fidelity LP works on behalf of various creditors across multiple industries to recover outstanding debts. UF has been a party to a Federal Court case over 70 times, often in connection with their debt collection activities. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 1904 W Grand Pkwy N Katy, TX 77449-1697
Phone: (281) 647-4100
Universal Fidelity LP Collection Tactics
If Universal Fidelity LP engages in any of the following tactics, you may have a case:
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling your workplace
- Using false, misleading, or deceptive statements in their communications
- Employing abusive, harassing, or threatening language when contacting you
- Failing to provide a proper debt collection notice as required by law
Universal Fidelity LP Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
- ☎️ 281-647-4100
- ☎️ 800-580-8887
- ☎️ (281) 647-4100
- ☎️ (800) 580-8887
- ☎️ 2816474100
- ☎️ 8005808887
If the answer is yes, then you are receiving calls from a known UF number. You may be a victim of UF phone harassment. The list above is not all the numbers that UF uses. The calls can be from a different number and it still be Universal Fidelity LP calling you. Contact our office right away so we can start the process to stop UF from calling you illegally. Above all, no one should live with harassment!
Removing Errors from Your Credit Report
If you discover an error on your credit report connected to Universal Fidelity LP or any other debt collection agency, it’s important to act quickly to protect your credit and prevent further issues. Federal laws, including the Fair Debt Collection Practices Act (FDCPA), give consumers the right to dispute debts and demand verification from debt collectors. This means that if Universal Fidelity LP is reporting a debt you don’t recognize or believe is inaccurate, you can request that they obtain verification from the original creditor.
Start by contacting Universal Fidelity LP directly—using their official toll-free number or mailing address—to notify them in writing about the specific error. Be sure to include details such as your account number, the nature of the mistake, and any supporting documentation. Always keep copies of your correspondence and note the dates and times of any calls or communication. Written communication is key, as it creates a paper trail that can help you if the dispute escalates.
Once you submit your dispute, Universal Fidelity LP is required by federal law to investigate and respond, typically within 30 days. If the debt is found to be invalid or the information is incorrect, they must remove the entry from your credit report and notify the credit bureaus to update your account. This process helps ensure that your credit report accurately reflects your financial history and protects you from unfair collection attempts.
If you’re uncomfortable dealing with the collection agency on your own, consider reaching out to a law firm that specializes in fair debt collection practices. In many cases, attorney fees may be covered if you need to take legal action against Universal Fidelity LP for harassment or illegal collection tactics. You can also contact the Better Business Bureau for guidance and to file a complaint if you believe your rights have been violated.
Regularly reviewing your credit report is another essential step. You’re entitled to a free credit report from each of the major credit bureaus once a year—use this opportunity to check for any unfamiliar accounts, mistakes, or signs of identity theft. If Universal Fidelity LP or any other third-party debt collector attempts to collect on a debt that is past the statute of limitations or otherwise invalid, don’t hesitate to seek professional advice.
Remember, as a consumer, you have powerful rights under federal law. Debt collection agencies like Universal Fidelity LP must follow strict rules when contacting you, reporting to credit bureaus, and attempting to collect payments. By staying informed, keeping detailed records, and taking prompt action, you can protect your credit, avoid unnecessary stress, and ensure that your financial reputation remains secure.
Complaints Against Universal Fidelity LP
The following is a sample list of complaints filed against Universal Fidelity LP in the past and can be found on Pacer.gov. Some cases involve disputes over the validity or portion of the debt.
- 📝 4:17-cv-00152-JLH Lane v.
- 📝 4:12-cv-00872-DCB Vaught v.
- 📝 5:08-cv-00929-VAP-CW Jarman v.
- 📝 2:13-cv-06172-GW-JEM Patton v.
- 📝 2:15-cv-05192-R-FFM Paglia v.
Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our attorneys use secure mail and communication methods to ensure the security of your sensitive information and protect your privacy throughout the dispute process. Rather than suffer alone, contact our office to begin the process to stop the Universal Fidelity LP harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Universal Fidelity LP. call us at (877)700-5790 for immediate assistance or visit our website.
Success Stories
- 🏆 I was being harassed and bombarded with phone calls consistently all day every day. The company who was harassing me would call me sometimes three times in an hour. When I was finally sick and tired of the phone calls, I looked online and found this company. To say the least I was shocked to find out that the consistent calls were illegal and this agency did an amazing job helping me from being harassed any longer. Thank you so very much everyone there is amazing.
- 🏆 Was helped by attorney Derek DePetrillo from the site. We were messaging back and forth on the site, and he then requested to call me to explain more in depth. I was being harassed by a fake/scam collection agency. He did lots of research to find out that I was most likely being scammed for a collection back in 2014. He took his time with me and relaxed my nerves after being threatened by this agency calling. He requested I hold on to his contact info and if I need anything else to please feel free to call him. Very professional and give him 5 STARS! Thank You
- 🏆 I cannot say enough nice things about this firm. I had a creditor come after me calling me every 10 minutes from all different numbers AND names. This firm stopped the calls immediately. Not only that, they got me an settlement which resolved the debt in full. This cost me nothing! I highly recommend this firm.
Frequently Asked Questions
1️⃣ Who is Universal Fidelity, LP?
Answer: Universal Fidelity, LP (UFLP) is a third-party debt collection agency and call center based in Katy, Texas, working on behalf of original creditors to collect past-due consumer debts.
2️⃣ Is Universal Fidelity, LP a scam?
Answer: No, Universal Fidelity, LP is a legitimate collection agency, but they are regulated by laws on how they can contact you and collect debts.
3️⃣ Why is Universal Fidelity calling me?
Answer: They may believe you owe a debt (or that a client has assigned your account to them). Alternatively, errors or identity mix-ups sometimes lead to calls even if you don’t actually owe.
4️⃣ Can Universal Fidelity call me multiple times per day?
Answer: No. Under the Fair Debt Collection Practices Act (FDCPA), debt collectors may not call excessively or with the intent to harass or annoy. Multiple calls per day may violate your rights.
5️⃣ Can Universal Fidelity contact me at my workplace?
Answer: They may contact your employer only to verify your employment, but they may not disclose the debt or harass you at work. If you’ve told them not to call you at work, further calls there may be unlawful.
6️⃣ Can they threaten me with lawsuits or wage garnishment when calling?
Answer: They cannot falsely threaten legal action, wage garnishment, or arrest if they don’t intend to follow through. Such threats can constitute harassment or misrepresentation under the FDCPA.
7️⃣ Can I dispute the debt Universal Fidelity is collecting?
Answer: Yes. You have the right to request debt validation (within 30 days of first contact). They must provide evidence of the debt before continuing collection efforts.
8️⃣ What if Universal Fidelity refuses to stop calling after I ask?
Answer: If you send a written “cease communications” request, they must abide (except to notify of certain actions). Continued calls may violate the FDCPA and you may take legal action.
9️⃣ Can I sue Universal Fidelity for harassment or FDCPA violations?
Answer: Yes. If they violate the FDCPA (or related laws), you may sue for statutory damages (up to $1,000), actual damages, and attorney fees.
🔟 How can I make Universal Fidelity stop harassing me by phone?
Answer: Document each call, save voicemails, send a written request to stop calls, dispute the debt in writing, and consult a consumer rights attorney for possible enforcement or damages.