Universal Fidelity LP Phone Harassment?
Is Universal Fidelity LP (UF) calling you? Stop Universal Fidelity LP phone harassment. Do they threaten to take legal action or garnish your wages, use abuse or threats, call you at all hours or several times a day, or tell your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop.
You have the legal right to stop UF phone harassment. If you have been contacted by Universal Fidelity LP regarding a debt, you should be aware of your rights.
If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Experienced attorneys can help you navigate your rights and take action against abusive or threatening collection practices.
Is Universal Fidelity LP a Scam?
According to the Better Business Bureau website, Universal Fidelity LP has been in business for 28 years. There have been 7 complaints filed against UF with the BBB.
Universal Fidelity LP Better Business Bureau
Who is Universal Fidelity LP?
Universal Fidelity LP is a third party debt collector located in Katy, Texas. Universal Fidelity LP works on behalf of various creditors across multiple industries to recover outstanding debts. UF has been a party to a Federal Court case over 70 times, often in connection with their debt collection activities. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 1904 W Grand Pkwy N
Katy, TX 77449-1697
Phone: (281) 647-4100
Universal Fidelity LP is often referred to or searched for by other names. These include:
universal fidelity, universal fidelity lp, uflp website, uflp, universal fidelity collections, fidelity complaints procedure, universal debt collector, universal debt collection, universal fidelity life, universal collection agency, universal re collections, fidelity call center
Universal Fidelity LP Collection Tactics
If Universal Fidelity LP engages in any of the following tactics, you may have a case:
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling your workplace
- Using false, misleading, or deceptive statements in their communications
- Employing abusive, harassing, or threatening language when contacting you
- Failing to provide a proper debt collection notice as required by law
Universal Fidelity LP Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
281-647-4100, 800-580-8887, (281) 647-4100, (800) 580-8887, 2816474100, 8005808887
If the answer is yes, then you are receiving calls from a known UF number. You may be a victim of UF phone harassment. The list above is not all the numbers that UF uses. The calls can be from a different number and it still be Universal Fidelity LP calling you. Contact our office right away so we can start the process to stop UF from calling you illegally. Above all, no one should live with harassment!
Removing Errors from Your Credit Report
If you discover an error on your credit report connected to Universal Fidelity LP or any other debt collection agency, it’s important to act quickly to protect your credit and prevent further issues. Federal laws, including the Fair Debt Collection Practices Act (FDCPA), give consumers the right to dispute debts and demand verification from debt collectors. This means that if Universal Fidelity LP is reporting a debt you don’t recognize or believe is inaccurate, you can request that they obtain verification from the original creditor.
Start by contacting Universal Fidelity LP directly—using their official toll-free number or mailing address—to notify them in writing about the specific error. Be sure to include details such as your account number, the nature of the mistake, and any supporting documentation. Always keep copies of your correspondence and note the dates and times of any calls or communication. Written communication is key, as it creates a paper trail that can help you if the dispute escalates.
Once you submit your dispute, Universal Fidelity LP is required by federal law to investigate and respond, typically within 30 days. If the debt is found to be invalid or the information is incorrect, they must remove the entry from your credit report and notify the credit bureaus to update your account. This process helps ensure that your credit report accurately reflects your financial history and protects you from unfair collection attempts.
If you’re uncomfortable dealing with the collection agency on your own, consider reaching out to a law firm that specializes in fair debt collection practices. In many cases, attorney fees may be covered if you need to take legal action against Universal Fidelity LP for harassment or illegal collection tactics. You can also contact the Better Business Bureau for guidance and to file a complaint if you believe your rights have been violated.
Regularly reviewing your credit report is another essential step. You’re entitled to a free credit report from each of the major credit bureaus once a year—use this opportunity to check for any unfamiliar accounts, mistakes, or signs of identity theft. If Universal Fidelity LP or any other third-party debt collector attempts to collect on a debt that is past the statute of limitations or otherwise invalid, don’t hesitate to seek professional advice.
Remember, as a consumer, you have powerful rights under federal law. Debt collection agencies like Universal Fidelity LP must follow strict rules when contacting you, reporting to credit bureaus, and attempting to collect payments. By staying informed, keeping detailed records, and taking prompt action, you can protect your credit, avoid unnecessary stress, and ensure that your financial reputation remains secure.
Common Questions
Is UF a scam? No, Universal Fidelity LP has been in business for 28 years.
Can Universal Fidelity LP garnish my wages? Yes, UF can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts. Universal Fidelity LP may seek to enforce a judgment through the courts to collect the debt.
Can UF sue me? Yes, UF can sue you so long as the debt is within the statute of limitations. Consumers have the right to have an attorney act on their behalf in legal proceedings related to such lawsuits.
Can UF report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. If you believe the information is wrong, you can dispute the validity of the debt with the credit bureaus and Universal Fidelity LP.
Can UF arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
You are not required to pay a debt if you dispute the validity or any portion thereof within the required timeframe. For example, if you believe only a portion of the debt is accurate, you can dispute that portion and request verification from Universal Fidelity LP.
The following is a sample list of complaints filed against Universal Fidelity LP in the past and can be found on Pacer.org. Some cases involve disputes over the validity or portion of the debt.
4:17-cv-00152-JLH Lane v. Universal Fidelity LP
4:12-cv-00872-DCB Vaught v. Universal Fidelity LP
5:08-cv-00929-VAP-CW Jarman v. Universal Fidelity LP
2:13-cv-06172-GW-JEM Patton v. Universal Fidelity LP
2:15-cv-05192-R-FFM Paglia v. Universal Fidelity LP
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our attorneys use secure mail and communication methods to ensure the security of your sensitive information and protect your privacy throughout the dispute process. Rather than suffer alone, contact our office to begin the process to stop the Universal Fidelity LP harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Universal Fidelity LP. call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
Check out the links below for more information:
https://consumerlawfirmcenter.com/collections-recoveries-of-pleasantville-phone-harassment/
https://consumerlawfirmcenter.com/genpact-services-llc-debt-collection-harassment/
https://consumerlawfirmcenter.com/frontline-asset-strategies-phone-harassment/
https://consumerlawfirmcenter.com/helvey-associates-phone-harassment/
https://consumerlawfirmcenter.com/palisades-collection-phone-harassment/
https://consumerlawfirmcenter.com/rocket-receivables-phone-harassment/
https://consumerlawfirmcenter.com/javitch-block-llc-debt-collection-harassment/
https://consumerlawfirmcenter.com/stop-collection-bureau-of-america-debt-collection-harassment/
