United Recovery Solutions Debt Collection Harassment❓ Stop the Calls❗
Is United Recovery Solutions (URS) calling you? Stop United Recovery Solutions phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop United Recovery Solutions phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
Introduction to Debt Collection
Debt collection is the process of pursuing the payment of debts owed by individuals or businesses. Debt collection agencies, such as United Recovery Solutions, play a crucial role in this process. These agencies work on behalf of creditors to collect debts that are past due. It is essential for consumers to understand their rights and the fair debt collection practices that debt collectors must follow. The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors, including United Recovery Solutions. This law protects consumers from abusive and unfair debt collection practices.
Who is United Recovery Solutions?
United Recovery Solutions is a third-party debt collector located in Houston, Texas.
United Recovery Solutions Collection Tactics
United Recovery Solutions, like many debt collection agencies, uses various tactics to collect debts. These tactics may include phone calls, letters, and emails. The agency may also report debts to credit bureaus, which can negatively impact a consumer’s credit report. It is essential for consumers to be aware of their rights and to verify the legitimacy of any debt before making payments. United Recovery Solutions may use computer-generated notices and collection account specialists to communicate with consumers. However, the agency must comply with federal laws, including the FDCPA and the Telephone Consumer Protection Act (TCPA).
If United Recovery Solutions engages in any of the following tactics, you may have a case:
- 🚫 Using profanity or abusive language
- ⏰ Calling you before 8:00 a.m. or after 9:00 p.m.
- 📞 Calling you multiple times per week
- 🗣️ Talking to others about your debt
- 🏢 Calling your workplace
- ⚖️ Threatening to sue you, harm you, destroy your credit, or use illegal tactics to extract payments
- ❌ Telling you or anyone else that you’ve committed a crime
- 🔁 Calling repeatedly for the wrong person
- 📜 Failing to notify you of your right to dispute the debt
- 💰 Trying to collect more than legally allowed
United Recovery Solutions Phone Numbers
Are you receiving any harassing phone calls from any of these numbers?
- 📲 918-712-0077
- 📲 513-297-5169
- 📲 833-525-5369
- 📲 786-204-1603
If so, you may be a victim of United Recovery Solutions debt collection harassment. The list above is not all the numbers that United Recovery Solutions uses. Also, calls can be from different numbers and it still be United Recovery Solutions calling you. Contact our office right away so we can start the process to stop United Recovery Solutions from calling you illegally. Above all, no one should live with harassment.
Consumer Rights and Protections
Consumers have several rights and protections under the FDCPA. These rights include the right to dispute a debt, the right to request validation of a debt, and the right to stop collection calls. Consumers can also file a complaint with the Federal Trade Commission (FTC) or the Better Business Bureau (BBB) if they believe a debt collector has engaged in unfair or abusive practices. It is essential for consumers to understand these rights and to seek help from a reputable credit repair company or law firm if they are experiencing debt collection harassment.
Negotiation and Settlement Strategies
Negotiating with a debt collector, such as United Recovery Solutions, can be challenging. However, consumers may be able to settle a debt for less than the original amount owed. This is often referred to as a “pay for delete” agreement. In exchange for payment, the debt collector agrees to remove the debt from the consumer’s credit report. Consumers should be cautious when negotiating with debt collectors and should seek help from a reputable credit repair company or law firm if necessary. It is also essential to understand the potential benefits and risks of settling a debt, including the impact on credit scores and credit reports.
Professional Help and Resources
Consumers who are experiencing debt collection harassment or who need help negotiating with a debt collector can seek professional help. Reputable credit repair companies, such as The Credit Pros, can provide assistance with disputing debts, negotiating settlements, and repairing credit reports. Law firms, such as Consumer Rights Law Firm PLLC, can also provide help with debt collection cases and can represent consumers in court if necessary. The Better Business Bureau (BBB) and the Federal Trade Commission (FTC) are also resources that consumers can use to file complaints and seek help with debt collection issues. Additionally, consumers can explore alternative strategies, such as credit counseling and debt management plans, to manage their debt and improve their credit health.
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the United Recovery Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from United Recovery Solutions. call us at 855-385-8182 for immediate assistance or visit our website.
Success Stories
- 🏆 I was dealing with daily stress because of harassing phone calls about an old debt. The calls were rude, persistent, and sometimes even threatening. I felt helpless until I found Consumer Rights Law Firm, PLLC online. Their team immediately took charge, filed a complaint, and got the calls to stop. Not only were they efficient, but they also treated me with respect throughout the process. I would 100% recommend them to anyone in a similar situation.
- 🏆 After months of phone harassment from a collector, I was skeptical that a law firm could do anything. But Consumer Rights Law Firm, PLLC proved me wrong. They handled everything professionally and kept me updated every step of the way. I was able to get peace of mind, and the collection agency actually had to compensate me. I can’t thank this firm enough for how they turned things around for me.
- 🏆 I contacted Consumer Rights Law Firm, PLLC after reading positive reviews. My case involved repeated calls, voicemails, and letters from a collection agency that wasn’t even verifying my debt. The firm’s attorneys stepped in immediately, sent a cease and desist, and gathered evidence to support my claim. The harassment stopped, and I felt protected throughout the process. Their knowledge of consumer protection laws is unmatched.
FAQs
Why is United Recovery Solutions calling me repeatedly?
United Recovery Solutions may be calling about a debt they claim you owe to a creditor they represent. Frequent calls can feel overwhelming, especially if you weren’t notified in writing first.
Is United Recovery Solutions a legitimate debt collector or a scam?
They are a legitimate third-party debt collector. However, always request written validation of the debt before making any payments or sharing personal information.
Can United Recovery Solutions legally harass me with phone calls?
No, under the Fair Debt Collection Practices Act (FDCPA), harassment, threats, or excessive calls are illegal. If you’re receiving such calls, you have the right to take legal action.
What should I do if United Recovery Solutions keeps calling me?
Start by keeping records of all calls and communication. Then send a written cease-and-desist letter, and if calls persist, report them to federal regulators or seek legal help.
Can I sue United Recovery Solutions for phone harassment?
Yes, you can sue if they’ve violated consumer protection laws like the FDCPA or TCPA. You may be entitled to statutory damages and other compensation.
Does United Recovery Solutions use robocalls or spoofed numbers?
Some consumers report receiving robocalls or calls from unfamiliar numbers. If you didn’t give prior consent, this could be a violation of the TCPA.
Can United Recovery Solutions affect my credit score?
Yes, they can report unpaid debts to credit bureaus, which may hurt your credit score. Disputing inaccurate entries or paying the debt may help protect your credit.
How do I stop United Recovery Solutions from contacting me?
You can send a formal written request for them to stop contacting you. If they continue, file a complaint with the FTC or CFPB and consider legal assistance.
