United Merchant Asset Recovery Debt Collection Harassment

United Merchant Asset Recovery Debt Collection Harassment

United Merchant Asset Recovery Debt Collection Harassment

Tired of United Merchant Asset Recovery Debt Collection Harassment? Wish there was a way to make the calls stop? Is United Merchant Asset Recovery constantly calling and harassing you? Does your phone ring every day, several times per day, because United Merchant Asset Recovery is calling you to demand payment? Threatening you with legal action? Has United Merchant Asset Recovery ever used abusive or profane language when speaking with you on the phone? If so, United Merchant Asset Recovery may be violating your legal rights. Stop the harassment. The Fair Debt Collection Practices Act, also known as the FDCPA, protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the FDCPA, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.   Is United Merchant Asset Recovery a scam? According to the Better Business Bureau website, United Merchant Asset Recovery has been in business since 2011. There have been 8 complaints closed in the last 3 years and 5 complaints closed out in the last 12 months. United Merchant Asset Recovery Better Business Bureau  

United Merchant Asset Recovery?

United Merchant Asset Recovery is third party debt collector located in Lockport, New York. They have been sued in federal court several times for violating consumer’s rights while collecting on alleged debts. A recent Federal Court cases alleges that United Merchant Asset Recovery coerced a consumer to make payments on a debt that had previously been settled in full. Address: PO Box 545 Lockport, NY 14095 Phone: (877) 599-2008 Fax: (866) 812-0592 United Merchant Asset Recovery is often referred to or searched for by other names. These include: united merchant asset recovery federal merchant recovery united merchant united asset recovery united cash loans lawsuit united merchant service payday loan debt assistance better business bureau loan to pay off collections debt  

United Merchant Asset Recovery Debt Collection Harassment Tactics

If United Merchant Asset Recovery engages in any of the following tactics, you may have a case:
  • Calls before 8:00 a.m. or after 9:00 p.m. or at any time or that they are given notice that it is inconvenient to call
  • Talking to others about your debt
  • Call the consumer’s place of employment if they have been advised that calls cannot be accepted at work.
  • Use any profane language or any language that is harassing and abusive
  • Engage in any conduct, the natural consequence of which is to harass, abuse or oppress.
  • Make any misrepresentations of fact, such as how much is owed, or certain actions they may take to force payment
  • Threaten arrest or criminal prosecution
  • Send false information to the credit bureaus
  • Cause a telephone to ring an unreasonable amount of times
 

United Merchant Asset Recovery Phone Numbers             

Are you receiving any harassing phone calls from any of these numbers? 844-868-8436, 877-664-9642, 877-599-2008. If so, you may be a victim of United Merchant Asset Recovery debt collection harassment. The list above is not all the numbers that United Merchant Asset Recovery uses. Also, calls can be from a different numbers and it still be United Merchant Asset Recovery calling you.  Contact our office right away so we can start the process to stop United Merchant Asset Recovery from calling you illegally. Above all, no one should live with harassment.  
Common Questions:
Is United Merchant Asset Recovery a scam? No, United Merchant Asset Recovery has been in business since 2011. Can United Merchant Asset Recovery seize my property? United Merchant Asset Recovery can’t seize your property, but there are some exceptions. If the debt was tied to the property the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court. Can United Merchant Asset Recovery sue me? Yes, United Merchant Asset Recovery can sue you so long as the debt is within the statute of limitations. Can United Merchant Asset Recovery report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report Can United Merchant Asset Recovery arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. The following is a sample list of complaints filed against United Merchant Asset Recovery and can be found on Pacer.org. 1:19-cv-00082-JTN-ESC Hitsman et al v. United Merchant Asset Recovery, LLC et al 0:14-cv-00258-RHK-LIB Hendrickson v. United Merchant Asset Recovery, LLC  
CONSUMER RIGHTS LAW FIRM, PLLC
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop United Merchant Asset Recovery debt collection harassment.Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau. Consumer Rights Law Firm, PLLC Better Business Bureau   If you are interested in learning more about how to safeguard yourself and prevent United Merchant Asset Recovery debt collection harassment, call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com.  
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”. “I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”. “Because of a lie from a third party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!” Check out a links below for more information: https://www.consumer.ftc.gov/articles/debt-collection-faqs New York Attorney General  Consumer Financial Protection Bureau  
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