United Collection Bureau Phone Harassment?

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United Collection Bureau Phone Harassment?

Is United Collection Bureau (UCB) calling you? Stop United Collection Bureau phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop phone harassment from debt collectors like UCB. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

Is United Collection Bureau Legitimate?

According to the Better Business Bureau website, United Collection Bureau has been in business for 59 years. There have been 41 complaints filed against UCB with the BBB.

Who is United Collection Bureau?

They are a debt collection corporation based in Ohio. Founded in 1959, United Collection Bureau or UCB is listed with the BBB as a debt collection agency. UCB has had numerous complaints filed against it with the BBB. United Collection Bureau collects debts for various types of accounts, including credit card debts, medical bills, and utility accounts. In addition, numerous lawsuits have been filed against them for violating consumers’ rights and harassing them.

Address: 5620 Southwyck Blvd # 206

Toledo, OH 43614-1501

Phone: (866) 209-0622

What are their tactics?

If United Collection Bureau engages in any of the following tactics, you may have a case:

  • Using profanity or abusive language
  • Calling you before 8:00 a.m. or after 9:00 p.m.
  • Calling you multiple times per week
  • Talking to others about your debt
  • Calling your workplace
  • Threatening to sue you, harm you, or destroy your credit
  • Telling you or anyone else that you’ve committed a crime
  • Calling repeatedly for the wrong person
  • Failing to notify you of your right to dispute the debt
  • Trying to collect more than legally allowed
  • Failing to provide debt validation upon request

United Collection Bureau Phone Numbers

Are you receiving any harassing phone calls from any of the following numbers?

800-761-5394, 800-867-3104, 800-935-1798, 877-570-0411, 646-499-5911, 800-999-9637, 216-920-0510, 124-477-7256, 866-216-4424, 800-890-8738, 888-520-1845, 954-236-6094, 866-327-7328, 877-662-5128, 866-559-4301, 954-538-7533, 877-570-0405, 800-761-5394, 800-867-3104, 800-935-1798, 877-570-0411, 646-499-5911, 800-999-9637, 216-920-0510, 124-477-7256, 866-216-4424, 800-890-8738, 888-520-1845, 954-236-6094, 866-327-7328, 877-662-5128, 866-559-4301, 954-538-7533, 877-570-0405, 800-761-5394, 800-867-3104, 800-935-1798, 877-570-0411, 646-499-5911, 800-999-9637, 216-920-0510, 124-477-7256, 866-216-4424, 800-890-8738, 888-520-1845, 954-236-6094, 866-327-7328, 877-662-5128, 866-559-4301, 954-538-7533, 877-570-0405, 877-662-5128, (800) 761-5394, (800) 867-3104, (800) 935-1798, (877) 570-0411, (646) 499-5911, (800) 999-9637, (216) 920-0510, (124) 477-7256, (866) 216-4424, (800) 890-8738, (888) 520-1845, (954) 236-6094, (866) 327-7328, (877) 662-5128, (866) 559-4301, (954) 538-7533, (877) 570-0405, (800) 761-5394, (800) 867-3104, (800) 935-1798, (877) 570-0411, (646) 499-5911, (800) 999-9637, (216) 920-0510, (124) 477-7256, (866) 216-4424, (800) 890-8738, (888) 520-1845, (954) 236-6094, (866) 327-7328, (877) 662-5128, (866) 559-4301, (954) 538-7533, (877) 570-0405, (800) 761-5394, (800) 867-3104, (800) 935-1798, (877) 570-0411, (646) 499-5911, (800) 999-9637, (216) 920-0510, (124) 477-7256, (866) 216-4424, (800) 890-8738, (888) 520-1845, (954) 236-6094, (866) 327-7328, (877) 662-5128, (866) 559-4301, (954) 538-7533, (877) 570-0405, (877) 662-5128, 8007615394, 8008673104, 8009351798, 8775700411, 6464995911, 8009999637, 2169200510, 1244777256, 8662164424, 8008908738, 8885201845, 9542366094, 8663277328, 8776625128, 8665594301, 9545387533, 8775700405, 8007615394, 8008673104, 8009351798, 8775700411, 6464995911, 8009999637, 2169200510, 1244777256, 8662164424, 8008908738, 8885201845, 9542366094, 8663277328, 8776625128, 8665594301, 9545387533, 8775700405, 8007615394, 8008673104, 8009351798, 8775700411, 6464995911, 8009999637, 2169200510, 1244777256, 8662164424, 8008908738, 888-520-1845, 9542366094, 8663277328, 8776625128, 8665594301, 9545387533, 8775700405, 8776625128.

If the answer is yes, then you are receiving calls from a known UCB number. You may be a victim of UCB phone harassment.  The list above is not all the numbers that UCB uses. The calls can be from a different number and it still be United Collection Bureau calling you.  Contact our office right away so we can start the process to stop UCB from calling you illegally. Above all, no one should live with harassment!

Your Rights as a Consumer

As a consumer, you have rights when dealing with debt collectors like United Collection Bureau (UCB). The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects you from harassment and unlawful behavior from third-party debt collectors and collection agencies. This law ensures that debt collectors treat you fairly and with respect, providing you with a shield against abusive practices.

FDCPA can protect you from debt collectors

The FDCPA sets clear rules about what debt collectors can and cannot do. For example, debt collectors are not allowed to:

  • Call you before 8 am or after 9 pm
  • Call you at work if you’ve told them not to
  • Use abusive or threatening language
  • Make false or misleading statements
  • Contact your employer or family members without your permission

If you believe a debt collector has violated the FDCPA, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. These agencies can investigate and take action against debt collectors who break the law, helping to protect your rights and stop the harassment.

How to stop debt collector harassment

If you’re being harassed by a debt collector, there are steps you can take to stop it. Here are some tips:

  • Tell the debt collector to stop contacting you in writing: Send a certified letter to the debt collector stating that you want them to stop contacting you. This is your right under the FDCPA.
  • Keep a record of all communication with the debt collector: Document dates, times, and details of conversations. This can be crucial evidence if you need to file a complaint or take legal action.
  • Don’t engage with the debt collector: Avoid arguing or negotiating with the debt collector, as this can escalate the situation. Stay calm and stick to your rights.
  • Consider hiring a debt collection attorney: If the harassment continues, consider hiring an attorney who specializes in debt collection law. They can provide legal advice and help you take action against the debt collector.

By taking these steps, you can protect yourself from harassment and ensure that your rights are upheld.

Responding to a Debt Collection Lawsuit

If you’re sued by UCB or another debt collector, it’s essential to respond promptly and appropriately. Ignoring a lawsuit can lead to a default judgment against you, which can have serious financial consequences.

What to do if you’re sued by UCB

If you receive a summons and complaint from UCB, don’t ignore it. Here are some steps to take:

  • Read the complaint carefully: Understand the allegations and the amount of debt claimed. This will help you know what you’re up against.
  • Respond to the lawsuit: You have a limited time (usually 20-30 days) to respond to the lawsuit. You can file an answer or a motion to dismiss. Failing to respond can result in a default judgment.
  • Consider hiring an attorney: If you’re not familiar with debt collection law, consider hiring an attorney who can help you navigate the process. An attorney can provide valuable advice and represent you in court.
  • Don’t ignore the lawsuit: If you don’t respond to the lawsuit, the debt collector may obtain a default judgment against you. This can lead to wage garnishment, bank account levies, and other serious consequences.

By taking these steps, you can protect your rights and improve your chances of a favorable outcome in the lawsuit. Remember, timely and appropriate action is crucial when dealing with a debt collection lawsuit.

Common Questions: How to Respond to a Debt

Is UCB a scam? No, United Collection Bureau has been in business for 59 years.

Can United Collection Bureau garnish my wages? Yes, UCB can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.

Can UCB sue me? Yes, UCB can sue you so long as the debt is within the statute of limitations. Debt collection agencies play a crucial role in settling debts and navigating the challenges associated with unpaid debts.

Can UCB report my debt to the collections bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report. Managing debt with UCB Collections can be simplified by following a set of outlined steps for settling such debts.

Can UCB arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets. To settle the debt, it is important to review your finances, negotiate, and make offers to finalize the settlement.

The following is a sample list of complaints filed against United Collection Bureau in the past year and can be found on Pacer.gov.

2:18-cv-14462-DMM Jacobson v. United Collections Bureau, Inc.

3:17-cv-00955-B Strain v. United Collections Bureau Inc.

3:16-cv-01234 Compton v. United Collections Bureau, Inc.

2:14-cv-10763-GER-DRG Meszaros v. United Collections Bureau, Inc.

3:14-cv-06653-PGS-TJB BENDER v. UNITED COLLECTIONS BUREAU, INC.

About Us

is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the United Collection Bureau harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from United Collection Bureau call us at

Success Stories

 

Attorney Derek DePetrillo

Attorney Derek DePetrillo graduated from the Massachusetts School of Law in 2007 and was admitted to practice law in the State of Massachusetts in 2007. Mr. DePetrillo is also licensed in many federal jurisdictions across the United States.

Mr. DePetrillo has been assisting consumers with consumer protection since 2010. Mr. DePetrillo’s main area of practice is under the Fair Debt Collection Practices Act, the Telephone Consumer Protection Act, and the Fair Credit Reporting Act. Mr. DePetrillo has filed countless lawsuits and arbitration claims against debt collectors and banks. Mr. DePetrillo fights for the little people who have had their rights violated and need a helping hand to guide them through the stressful times of debt collection.