Unifund Corporation Phone Harassment?

Unifund Corporation Phone Harassment?

Is Unifund Corporation (UC) calling you? Stop Unifund Corporation phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so, what they are doing is illegal and needs to stop. Debt collectors, including large companies in the debt collection industry, are not allowed to harass you by calling repeatedly throughout the day. The Fair Debt Collection Practices Act (FDCPA) is intended to protect consumers from abusive or harassing practices by debt collectors. You have the legal right to stop UC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.

When dealing with debt collectors, be careful in your communications. Always record the date of each call and keep detailed notes. Gathering evidence of any illegal or harassing behavior is important if you need to support a complaint or legal action.

Introduction to Debt Collection

Dealing with debt collection can be an overwhelming and stressful experience, especially when you find yourself on the receiving end of harassing phone calls or abusive tactics from a collection agency. Debt collectors, such as Unifund CCR Partners and Unifund CCR LLC, are in the business of recovering payments on debts owed by individuals or businesses. While debt collection is a legitimate process, not all collection agencies follow the rules, and some may cross the line into debt collector abuse by using obscene or profane language, making repeated calls, or threatening legal action without proper grounds.

It’s important for consumers to understand their rights under fair debt collection practices. The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive debt collectors and unfair collection tactics. Under the FDCPA, debt collectors are prohibited from using threats, harassment, or deceptive practices to collect debts. If you are receiving calls from a collection agency like Unifund CCR, you have the right to request that they stop contacting you, to dispute the debt, and to demand verification before making any payments.

Keeping a detailed record of all communications with debt collectors—including dates, times, and the content of phone calls or letters—can be crucial in determining whether a collection agency is violating the law. If you believe you are being harassed or abused, you have legal options. You can contact an attorney or law firm that specializes in debt collection and fair debt collection practices to help protect your rights and stop the harassment. In some cases, you may be entitled to statutory damages and attorney fees if a debt collector is found to be in violation of the FDCPA.

Consumers should also be vigilant about their credit report, as collection agencies may report debts that are inaccurate or already paid. Regularly checking your credit report can help you spot errors and take action to resolve them. If you are facing a debt lawsuit or have received threats of legal action from a collection agency, it’s essential to seek legal assistance promptly to understand your rights and options.

In Ohio, where Unifund CCR is based, additional state laws such as the Ohio Consumer Sales Practices Act provide further protection against unfair or deceptive debt collection practices. These laws make it illegal for debt collectors to make false statements or engage in misleading conduct when attempting to collect a debt.

Remember, you do not have to tolerate harassment or abuse from debt collectors. If you are being contacted multiple times, receiving threats, or dealing with abusive language, you have the right to file a complaint with the Federal Trade Commission (FTC) or the (CFPB). Seeking assistance from a qualified attorney or law firm can help you navigate the process, dispute debts, and ultimately resolve your financial situation with confidence.

By staying informed about fair debt collection practices and knowing your legal options, you can protect yourself from abusive debt collectors and take control of your financial future.

Is Unifund Corporation a Scam?

According to the Better Business Bureau website, Unifund Corporation has been in business for 32 years. Read more here: Unifund Corporation Better Business Bureau.

Who is Unifund Corporation?

Unifund Corporation is third party debt collector located in Blue Ash, Ohio. UC has been a party to a Federal Court case over 70 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.

🏛️ Address: 10625 Techwood Cir Blue Ash, OH 45242-2846

📞 Phone: (513) 489-8877

Unifund and similar companies purchase bad debts, which are delinquent accounts, from creditors and lenders. These accounts are often assigned to law firms for collection efforts. Unifund focuses on maximizing recovery from debtors, and their collection practice is subject to legal and ethical standards.

Unifund Corporation Collection Tactics

If Unifund Corporation engages in any of the following tactics, you may have a case:

• ▶️ Using profanity or abusive language
• ▶️ Calling you before 8:00 a.m. or after 9:00 p.m.
• ▶️ Calling you multiple times per week (Federal law limits debt collectors to not more than seven telephone calls within seven days about the same debt. Being called more frequently may be considered harassment.)
• ▶️ Receiving personal calls or text messages from debt collectors, especially at inconvenient times or at your workplace, can be considered harassment. Contact via text message is also regulated by law.
• ▶️ Talking to others about your debt
• ▶️ Calling your workplace
• ▶️ Threatening to sue you, harm you, or destroy your credit
• ▶️ Telling you or anyone else that you’ve committed a crime
• ▶️ Calling repeatedly for the wrong person
• ▶️ Failing to notify you of your right to dispute the debt
• ▶️ Trying to collect more than legally allowed

Unifund Corporation Phone Numbers

• ☎️ 513-489-8877
• ☎️ (513) 489-8877
• ☎️ 5134898877

If the answer is yes, then you are receiving calls from a known UC number. You may be a victim of UC phone harassment.  The list above is not all the numbers that UC uses. The calls can be from a different number and it still be Unifund Corporation calling you.  Contact our office right away so we can start the process to stop UC from calling you illegally. Above all, no one should live with harassment!

Complaints Against Unifund Corporation

The following is a sample list of complaints filed against Unifund Corporation in the past and can be found on Pacer.gov.

• 📋 2:09-cv-00614-ODW-AJW Wong v.
• 📋 2:11-cv-08140-CAS-FFM Grant v.
• 📋 2:12-cv-01849-DMG-CW Vahanyan v.
• 📋 1:01-cv-00379-BMK-BMK De Coito v.
• 📋 1:98-cv-05921 Taylor v.

Consumer Rights Law Firm PLLC

Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Our attorneys hold a law degree and have expertise in consumer rights and debt collection law, ensuring you receive qualified legal assistance. Rather than suffer alone, contact our office to begin the process to stop the Unifund Corporation harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.

If you are interested in learning more about how to safeguard yourself and prevent harassment from Unifund Corporation call us at 877-700-5790 for immediate assistance or visit our website.

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