🚨TrueAccord Corp Debt Collection Harassment❓
Is TrueAccord Corp (TAC) calling you? If So than Stop True Accord debt collection harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop TAC phone harassment or trueaccord debt collection text. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
What is TrueAccord Corp?
TrueAccord corporation, a third-party debt collection agency in South San Francisco, California, has been involved in numerous federal cases concerning credit issuance and debt collection. These cases often involve financial institutions and services. TrueAccord debt collector employs digital-first, consumer-centric strategies to enhance recovery rates. However, a recent federal court case alleges they attempted to induce consumers into payment plans that would exceed their alleged debts. This has led to allegations of true accord debt collection harassment, highlighting concerns regarding their debt recovery practices.
Address: 303 2nd St Ste 750
San Francisco, CA 94107-136
Phone: (866) 611-2731
Note: TrueAccord Corp is often referred to or searched for by other names. These include:
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Is Is TrueAccord Debt Collection a Scam or Legitimate Company?
TrueAccord Corp is not a scam—it is a legitimate, licensed debt collection agency based in South San Francisco, California. According to the Better Business Bureau (BBB), the company has been in business for over 5 years and is accredited, but it has received dozens of consumer complaints related to its collection practices. These complaints often involve aggressive communication, disputed debts, or credit reporting issues.
In short: TrueAccord is a real debt collector, but like many agencies, it has faced criticism and legal challenges over how it pursues debts.
Complaints Against TrueAccord Debt Collectors
The following is a sample list of complaints filed against TrueAccord Corporation in the past year and can be found on Pacer.gov.
2:18-cv-00683-KG-KRS Zuniga v. TrueAccord
2:18-cv-00227-CW Hatch et al v. TrueAccord
4:17-cv-01297-KOB Ramsey v. Trueaccord Corp et al
2:17-cv-00046-DMG-FFM Joan Roy v. Trueaccord Corp et al
3:17-cv-00397-TMR Brown v. TrueAccord Corp et al
Common Debt Collection Tactics Used by TrueAccord Corp
If TrueAccord Corporation engages in any of the following tactics, you may have a case of harassment from TrueAccord debt collector :
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Most collection agencies, including TrueAccord Corp, often seek to set up recurring payments from consumers, which can lead to financial strain if not managed properly.
Effective customer interaction is crucial in debt collection, as it can significantly improve communication and outcomes.
Enhanced customer engagement practices, such as personalized interactions and self-service options, can positively impact collection tactics and lead to better results.
TrueAccord Phone Numbers for Financial Institutions
Are you receiving any harassing phone calls from any of the following numbers?
866-611-2731, (866) 611-2731, 8666112731
If the answer is yes, then you are receiving calls from a known TAC number. You may be a victim of true accord debt collection harassment. The list above is not all the numbers that TAC uses. The calls can be from a different number and it still be TrueAccord collections calling you. Contact our office right away so we can start the process to stop TAC from calling you illegally. Above all, no one should live with harassment! Contact our office right away for a free case review today to stop TAC from calling you illegally.
What Federal Laws Protect You From Harassment?
Federal laws and regulations play a crucial role in governing debt collection practices, including those of TrueAccord debt collector. The Fair Debt Collection Practices Act (FDCPA) is a cornerstone federal law that applies to all debt collectors in the United States. This law outlines what debt collectors can and cannot do while collecting a debt, ensuring that consumers are protected from harassment of true accord debt collection, false statements, and unfair practices. By adhering to the FDCPA, debt collectors must maintain ethical standards and respect the rights of consumers, providing a legal framework that helps prevent abusive debt collection practices.
Debt Collection Requirements Under Federal Laws
Under federal laws, debt collectors like Trueaccord collections are required to follow specific guidelines to ensure fair treatment of consumers. These requirements include:
- Validation Notice: Within five days of the initial communication, debt collectors must provide a validation notice to consumers. This notice includes the amount of the debt, the name of the creditor, and a statement informing the consumer of their right to dispute the debt.
- Debt Verification: Upon request by the consumer, debt collectors must verify the debt. This involves providing documentation and evidence to substantiate the debt, ensuring transparency and accuracy.
- Prohibition of Harassment: Debt collectors are prohibited from engaging in harassment from TrueAccord debt collector or or abusive practices. This includes making repeated phone calls, using abusive language, or making threats.
- Truthful Communication: Debt collectors must not make false statements or misrepresentations. They cannot claim that the consumer owes a debt that they do not owe or provide misleading information.
- Fair Practices: Debt collectors must avoid unfair practices, such as charging excessive fees or interest rates. They must adhere to the legal limits on what can be charged to the consumer.
How TrueAccord Corp Can Affect Your Credit Report
TrueAccord’s debt collection activities can affect your credit report in several ways:
- Negative Marks: TrueAccord may report negative information to the credit bureaus, such as late payments or accounts sent to collections. These negative marks can stay on your credit report for up to seven years, impacting your creditworthiness.
- Credit Score Impact: Negative marks on your credit report can lower your credit score, making it harder to obtain credit or loans in the future. A lower credit score can also result in higher interest rates and less favorable loan terms.
- Credit Report Errors: TrueAccord may report inaccurate information to the credit bureaus, which can harm your credit score and reputation. It’s essential to review your credit reports regularly to identify and dispute any errors.
How to Remove TrueAccord Debt Collector from Credit Report
- Dispute the Debt: If you believe that the debt is not valid or is not owed, you can dispute it with TrueAccord and the credit bureaus. Providing evidence to support your dispute can help remove the negative mark.
- Request a Goodwill Deletion: If you have paid the debt or have a good payment history, you can request that TrueAccord debt collector remove the negative mark from your credit report as a goodwill gesture. This approach can be effective if you have a strong track record of timely payments.
- File a Complaint: If you believe that TrueAccord has engaged in unfair or deceptive practices, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. These agencies can investigate and take action against unfair debt collection practices.
By understanding your rights and taking proactive steps, you can protect your credit and ensure fair treatment by debt collectors like TrueAccord.
What To Do If You’re Facing Harassment From TrueAccord Corp?
If TrueAccord debt collector attempts cross the line into harassment, you’re not powerless. The Fair Debt Collection Practices Act (FDCPA) protects you from abusive or unfair tactics. Here’s what you can do:
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Request Written Validation – Within 30 days of first contact, ask TrueAccord to provide written proof that the debt is valid and that they have the right to collect it.
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Document Every Interaction – Keep a detailed log of phone calls, emails, voicemails, and letters. Screenshots and recordings (where legally allowed) strengthen your case.
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Send a Cease-and-Desist Letter – If you no longer want calls, you can formally request that TrueAccord contact you only in writing. Once received, they must comply.
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Report Violations – File a complaint with the (CFPB), the Federal Trade Commission (FTC), or your state Attorney General’s office if you believe your rights are being violated.
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Consult a Consumer Protection Attorney – If harassment continues, a lawyer can help you stop the behavior and, in some cases, recover damages.
By knowing and exercising your rights, you can stop harassment and ensure that TrueAccord’s collection efforts remain within the law.
TrueAccord Reviews
When you search for “TrueAccord reviews,” you’ll find mixed experiences from consumers. Some appreciate the digital-first approach, while others report issues with communication and debt accuracy.
Positive Reviews
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“I like that I can pay online without dealing with phone calls. The portal is easy to use.”
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“They offered a flexible payment plan that fit my budget. Everything was handled digitally, which made it less stressful.”
Negative Reviews
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“I kept getting daily texts and emails even after I asked them to stop.”
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“They tried collecting a debt I didn’t recognize, and it took weeks to get clarity.”
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“Customer service was slow to respond and didn’t resolve my issue.”
🏛️Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing TrueAccord Corp debt collection harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the TrueAccord Corp harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent TrueAccord Corporation debt collection harassment from TrueAccord Corp call us at (877)700-5790 for immediate assistance or visit our website.
🏆Client Success Story
“I was at my breaking point. The constant calls and emails from TrueAccord Corp were relentless. I felt like I was experiencing true accord debt collection harassment, and it was affecting my sleep and my work. I contacted Consumer Rights Law Firm PLLC, and they immediately took charge. They explained my rights under the FDCPA, and within a short time, the harassing communications ceased. I finally felt like I had someone on my side, and I’m incredibly grateful for their help.”
“Dealing with TrueAccord Corp was a nightmare. They were trying to collect on a debt I didn’t recognize, and their tactics were incredibly aggressive. I’d describe it as TrueAccord Corp debt collection harassment. I was overwhelmed and didn’t know where to turn. Consumer Rights Law Firm PLLC provided clear guidance and acted quickly. They sent a validation request, and when TrueAccord Corp couldn’t provide proof of the debt, they backed down. This firm saved me from a lot of unnecessary stress and potential financial harm.”