If Titan Revenue Solutions has been calling your phone about a debt, you are dealing with a small Sacramento, California collection agency with a documented pattern of consumers disputing debts they say they never agreed to. Before you pay anything or keep answering the phone, it helps to know exactly who this company is, what the law allows them to do, and what your options are.
Who Is Titan Revenue Solutions
Titan Revenue Solutions is a third-party debt collection agency operating out of Sacramento, California. Quick facts, verified directly through the company’s BBB Business Profile:
- Address: 942 Enterprise Dr, Suite C, Sacramento, CA 95825-3900
- Entity type: Sole proprietorship
- Owner: David Mecham
- Phone: (888) 390-0147 (primary), (916) 226-5483 (additional line listed on the BBB profile)
- Fax: (888) 415-8306
- Business started: March 3, 2011; BBB file opened July 3, 2012
- BBB rating: B+ (NOT a BBB Accredited Business)
- BBB complaint volume: 11 total complaints in the last 3 years, 3 closed in the last 12 months
Our attorneys evaluate every collector by its correct legal name and address before advising a client, and it is worth noting Titan Revenue Solutions is a distinct business from “Titan Solutions Group,” a separate collection company that has been named in its own recent federal litigation. Confusing the two could lead a consumer to the wrong company entirely.
Industries Served
Based on the account types described in verified BBB complaints, Titan Revenue Solutions collects on a mix of small consumer and commercial debts, including:
- Municipal and commercial parking debts
- Dental and medical provider balances
- Returned or dishonored check debts referred by merchants
- Other small business and service-account balances placed by original creditors
Why They’re Calling You
If Titan Revenue Solutions has your number, it typically means an original creditor, such as a dental office, parking operator, or merchant, referred or sold a past-due account to the agency for collection. Verified BBB complaints describe scenarios including:
- A dishonored check for a parking pass that was resolved with the original merchant but still pursued by Titan for a much larger amount
- Dental provider balances referred for nonpayment
- Consumers who say they have no contract or relationship with Titan and were never mailed anything before the calls started
- At least one complaint in which Titan told BBB it had no record of the consumer or phone number at all, suggesting a wrong-number or misidentified-consumer contact
In our practice, we frequently see this exact pattern: a small commercial account changes hands, and the person being called either never had the debt, already resolved it, or is confused about who “Titan Revenue Solutions” even is.
BBB Complaints Against Titan Revenue Solutions
Source: BBB complaints page for Titan Revenue Solutions
The BBB complaints page for Titan Revenue Solutions documents 11 complaints over three years, split between Order Issues (6), Billing Issues (3), Customer Service Issues (1), and Service or Repair Issues (1). Real, verified complaint narratives include:
- Filed February 16, 2024: the consumer described receiving “harassing phone calls from Titan Revenue Solutions” about a dishonored $170 check tied to a monthly parking pass, only to be told they now owed Titan $680 after the debt was purchased. The consumer contacted the original company, who confirmed a $0 balance and admitted the error in writing, yet the account remained on the consumer’s credit report. Titan’s business response stated its client “confirmed as of today this obligation has not been paid” and disputed that the consumer’s documentation showed payment.
- Filed July 1, 2025 and marked Resolved: “I am being called by this company demanding money. I do not have an agreement or contract with them and have never received any mail. Just phone calls demanding money. I want them to stop contacting me and my family.” Titan’s response stated it had “no record on this number” and that “the individual is reporting the wrong business.”
- Filed September 8, 2025: a consumer disputed that Titan had removed a trade line from one credit bureau but not the others. Titan responded that a deletion request had been submitted to the credit bureaus on March 31, 2025, and that the consumer would need to follow up with the bureaus directly.
What our clients tell us is that these complaints share a common thread: consumers who say they were never mailed a validation notice before the calls began, and at least one case where the company itself could not locate any record of the account or phone number being disputed.
Calling Tactics Consumers Report
Based on the verified BBB complaint narratives above, consumers describe the following patterns with Titan Revenue Solutions:
- Calls with no prior written notice – multiple complainants say they received phone calls demanding money before ever receiving mail about the debt
- Disputed account ownership – several complaints involve consumers who say they have no contract with Titan or the underlying creditor
- Inflated balances – one verified complaint documents a $170 dishonored check being pursued as a $680 collection balance
- Family contact concerns – at least one complaint specifically asked Titan to “stop contacting me and my family“
- Possible misidentified contacts – in one case, Titan told BBB it had no record of the consumer or phone number being complained about
One thing consumers often misunderstand is that a collector’s own admission that it has no record of a phone number is itself useful evidence if the calls continue after that admission.
Your Legal Rights Under Federal and State Law
The Fair Debt Collection Practices Act (FDCPA) governs how a third-party collector like Titan Revenue Solutions may contact you. The Telephone Consumer Protection Act (TCPA) separately restricts autodialed and prerecorded calls to cell phones, and the Fair Credit Reporting Act (FCRA) governs how any resulting account is reported to the credit bureaus.
| Violation | Real Example | Statute | Remedy |
|---|---|---|---|
| Calls before 8am or after 9pm | Consumer reports early or late collection calls | FDCPA Sec. 805 | Up to $1,000 in statutory damages per FDCPA claim |
| Third-party disclosure | Complaint requesting Titan stop contacting family members | FDCPA Sec. 805(b) | Statutory and actual damages |
| Failure to honor a cease-and-desist | Continued contact after a written request to stop | FDCPA Sec. 805(c) | Statutory damages plus attorney’s fees |
| Collecting an amount not owed | $170 dishonored check pursued as a $680 balance despite a confirmed $0 balance with the original merchant | FDCPA Sec. 807 | Statutory and actual damages |
| Contacting the wrong consumer | Complaint in which Titan stated it had no record of the phone number or account at issue | FDCPA Sec. 806 | Statutory damages |
| Failure to validate the debt | Complaints describing calls with no prior written notice or validation | FDCPA Sec. 809 | Debt collection must cease pending validation |
| Furnishing inaccurate credit information | Complaint alleging a deletion request was made to only one of three credit bureaus | FCRA Sec. 623 | Correction of credit report, statutory and actual damages |
California consumers contacted by Titan Revenue Solutions may also have protections under California’s Rosenthal Fair Debt Collection Practices Act, which extends many FDCPA-style protections to original creditors as well as third-party collectors and allows for an additional $1,000 per violation. If Titan Revenue Solutions violated the FDCPA or Rosenthal Act, they pay our attorney fees, not you.
What To Do Next: How to Stop the Calls
- Do not confirm the debt is yours verbally on the phone. Ask for everything in writing first.
- Send a written debt validation letter within 30 days of first contact, requiring Titan to prove the debt is valid, accurate, and actually yours.
- Send a written cease-and-desist letter if you want all further contact directed to your attorney instead.
- Gather your documentation, including any proof of payment to the original creditor, credit report entries, and a log of every call received.
- Contact Consumer Rights Law Firm PLLC for a free case review before making any payment directly to Titan.
You can also file a complaint with the FTC, the FCC if the calls involve autodialed or prerecorded content, or the California Attorney General’s office.
CONSUMER RIGHTS LAW FIRM PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Titan Revenue Solutions harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent even more harassment from Titan Revenue Solutions, call us at 877-700-5790.
Success Stories
- âI was getting nonstop calls from a collection agency that wouldnât identify themselves and kept demanding payment for a debt I didnât even recognize. It felt like harassment, and I didnât know what to do until I found Consumer Rights Law Firm PLLC. They were incredibly professional and kind, and they reassured me that I wasnât alone. They gathered all the evidence, handled everything, and made the whole process easy for me. The calls stopped within a couple of weeks, and I was finally able to relax again. Truly grateful for their help!â
- âI was hesitant to involve lawyers, but Consumer Rights Law Firm PLLC completely changed my perspective. I had been dealing with repeated robocalls and threatening voicemails from a debt collector for months. It was causing me serious anxiety. The firm took my case with no upfront cost, kept me updated the entire time, and made me feel like my case actually mattered. They ended up holding the collector accountable and got me a financial settlement, too. I canât thank them enough for restoring my peace of mind.â
- âAfter weeks of being harassed by calls to my cell and even to my job, I finally reached out to Consumer Rights Law Firm PLLC. I wish I had called them sooner. They were honest, knowledgeable, and incredibly fast in handling my case. They explained all my rights under the FDCPA and walked me through the entire process. What impressed me most was how easy they made everything, no confusing legal jargon, no pressure, just real help. Thanks to them, I donât dread answering my phone anymore.â
