🚨Revenue Group Debt Collection Harassment❓
Is Revenue Group (RG) calling you? Stop Revenue Group phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right under federal laws to stop Revenue Group Debt Collection harassment. If a collection agency, such as Revenue Group, violated the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.
⚠️Is Revenue Group a Scam❓
According to the Better Business Bureau website, Revenue Group has been in business for 24 years. There have been 13 complaints filed against RG with the BBB.
🔍Who is Revenue Group Debt Collector❓
The Revenue Group is third party debt collector located in Cleveland, Ohio. They often work with credit card companies to manage debt collection. They have been a party to over 50 federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court case alleges that The Revenue Group violated the FDCPA by using illegal and harassing communication tactics, violating state and federal laws, to attempt to coerce a payment from the harassed consumer.
Address: 3711 Chester Ave Ste 200
Cleveland, OH 44114-4623
Phone: (216) 763-2100
💡Understanding Revenue Group
Revenue Group is a debt collection agency that specializes in serving the healthcare industry. Based in Cleveland, Ohio, they have been in operation for several years, providing business process outsourcing services. As a debt collector, Revenue Group is responsible for collecting debts on behalf of their clients, which often include hospitals, medical groups, and other healthcare providers. However, their aggressive collection tactics can be stressful and overwhelming for consumers, leading to numerous complaints and legal actions.
🎯Revenue Group Collection Tactics
Revenue Group employs various methods to collect debts, including phone calls, letters, and emails. Unfortunately, many consumers have reported that these tactics can be harassing and abusive. Instances of multiple daily phone calls, threats of lawsuits, and contact at work or home are not uncommon. Such actions can violate the Fair Debt Collection Practices Act (FDCPA), a federal law designed to regulate the behavior of debt collectors and protect consumers from unfair debt collection practices. If Revenue Group violated these regulations, they could face legal consequences.
📢Revenue Group Collection Tactics and Fair Debt Collection Practices
If Revenue Group engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
These tactics are unfortunately common among most collection agencies.
📞Revenue Group Phone Numbers
800-305-5702, 216-763-2100, 419-718-9105, 216-763-2117, (800) 305-5702, (216) 763-2100, (419) 718-9105, (216) 763-2117, 8003055702, 2167632100, 4197189105, 2167632117
If the answer is yes, then you are receiving calls from a known RG number. You may be a victim of Revenue Group phone harassment. The list above is not all the numbers that RG uses. The calls can be from a different numbers and it still be Revenue Group calling you. Contact our office right away so we can start the process to stop RG from calling you illegally. Above all, no one should live with harassment!
🏷️Common Questions
Is RG a scam❓
No, Revenue Group has been in business for 24 years.
Can Revenue Group garnish my wages❓
Yes, RG can garnish your wages or freeze your bank accounts on a Federal Student loan or if they obtain a judgment from the courts.
Can RG sue me❓
Yes, RG can sue you so long as the debt is within the statute of limitations.
Can RG report my debt to the collections bureaus❓
Yes, Debt collectors are allowed to place the collection account on your credit report.
Can RG arrest me❓
Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
📜The following is a sample list of complaint details filed against Revenue Group in the past year and can be found on Pacer.gov.
2:11-cv-08298-JHN-RZ Morvari v. Revenue Group
1:09-cv-01059-WMS-LGF Stone v. Revenue Group
1:08-cv-00945-JG Devericks v. Revenue Group
1:14-cv-01508-DAP Reo v. Revenue Group
1:14-cv-01865-LW Hinton v. Revenue Group
Understanding the complaint details is crucial for effectively responding to these cases.
⚖️Fair Debt Collection Practices (FDCPA)
The Fair Debt Collection Practices Act (FDCPA) is a federal law that prohibits debt collectors from engaging in unfair, deceptive, or abusive practices. Under the FDCPA, debt collectors must identify themselves and the debt they are collecting, and provide consumers with written notice of the debt. The law also forbids making false or misleading statements and contacting consumers at work or home if they have requested not to be contacted. Revenue Group, like all debt collectors, is required to adhere to these regulations.
📝Can Revenue Group Sue Me?
While it is unlikely, Revenue Group can sue you to collect a debt. If they choose to pursue legal action, they must file a lawsuit in court and serve you with a summons. Receiving a summons requires prompt action; failing to respond can result in a default judgment, leading to wage garnishment, bank levies, and other collection activities. Seeking the advice of an attorney is crucial if you find yourself in this situation.
🛑Stopping Revenue Group Harassment
If you are experiencing harassment from Revenue Group, there are steps you can take to stop it. Sending a cease and desist letter to Revenue Group instructs them to cease contact. Additionally, you can file a complaint with the Federal Trade Commission (FTC) or your state’s Attorney General’s office. Consulting with an attorney who specializes in debt collection law can also provide you with the necessary guidance to protect your rights.
💳Credit Reporting and the Fair Credit Reporting Act
Revenue Group, like all debt collectors, must comply with the Fair Credit Reporting Act (FCRA). This federal law regulates the behavior of credit reporting agencies and debt collectors, requiring them to report accurate information to credit reporting agencies and notify consumers of any negative information reported. If you believe Revenue Group has reported inaccurate information about you to a credit reporting agency, you have the right to dispute the information and request corrections.
🏛️Consumer Rights Law Firm PLLC
Consumer Rights Law Firm PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Revenue Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Revenue Group call us at for immediate assistance or visit our website.
🏆Success Stories
“Revenue Group’s constant calls were unbearable. Consumer Rights Law Firm PLLC stepped in, sent a letter, and the harassment stopped immediately. Incredible relief!”
“Revenue Group was reporting a wrong debt. Consumer Rights Law Firm PLLC got it removed from my credit report quickly. Thank you!”
“Consumer Rights Law Firm PLLC negotiated with Revenue Group and stopped their abusive tactics. Got a fair settlement and peace of mind.”
📋What Are My Rights When Dealing With a Debt Collector?
When dealing with a debt collector like Revenue Group, it’s essential to know your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law protects consumers from abusive, unfair, and deceptive debt collection practices. Here are some of your rights:
- The right to be treated with respect and dignity: Debt collectors must communicate with you in a respectful and professional manner. They cannot use abusive or profane language.
- The right to know the debt: Debt collectors must provide you with clear and accurate information about the debt, including the amount, the creditor, and the date of the debt. This ensures transparency and allows you to verify the legitimacy of the debt.
- The right to dispute the debt: If you believe the debt is incorrect or invalid, you have the right to dispute it with the debt collector. This can halt collection activities until the debt is verified.
- The right to request validation: You can request that the debt collector provide you with written validation of the debt, including the amount, the creditor, and the date of the debt. This is crucial for ensuring that the debt is legitimate and accurately reported.
- The right to stop harassment: Debt collectors are prohibited from harassing or threatening you, including making excessive phone calls or using abusive language. They must adhere to specific time frames for contacting you and cannot call you at inconvenient times.
- The right to sue: If a debt collector violates the FDCPA, you may be entitled to sue for damages and attorney’s fees. This provides a legal recourse to hold debt collectors accountable for their actions.
Understanding these rights can empower you to handle interactions with debt collectors more effectively and protect yourself from unfair practices.
📵Removing Negative Marks from Credit Reports
📂How to Remove Revenue Group from Your Credit Report
If Revenue Group has reported a debt to your credit report, you may be able to remove it by disputing the debt or negotiating a settlement. Here are some steps you can take:
- Check your credit report: Obtain a copy of your credit report from the three major credit reporting agencies (Experian, TransUnion, and Equifax) and review it for errors or inaccuracies. This is the first step in identifying any incorrect information that may be affecting your credit score.
- Dispute the debt: If you believe the debt is incorrect or invalid, you can dispute it with the credit reporting agency. You can do this online, by phone, or by mail. The credit reporting agency is required to investigate your dispute and correct any inaccuracies.
- Negotiate a settlement: If you owe the debt, you may be able to negotiate a settlement with Revenue Group. This can involve paying a lump sum or setting up a payment plan. Once the debt is settled, you can request that Revenue Group update your credit report to reflect the payment.
- Request a goodwill deletion: If you’ve paid the debt or settled with Revenue Group, you can request that they delete the negative mark from your credit report as a goodwill gesture. This is more likely to be successful if you have a good payment history and the negative mark was a one-time occurrence.
- Consider a credit repair service: If you’re not comfortable disputing the debt or negotiating a settlement on your own, you may want to consider hiring a credit repair service to help you. These services can assist with disputing inaccuracies and negotiating with creditors on your behalf.
Taking these steps can help improve your credit report and ensure that it accurately reflects your financial situation.
💵Negotiating with Revenue Group
🧾Should I Negotiate a Settlement with Revenue Group?
If you owe a debt to Revenue Group, you may be able to negotiate a settlement. Here are some pros and cons to consider:
Pros:
- Reduced debt: Negotiating a settlement can result in a reduced debt amount, which can be beneficial if you’re struggling to pay the full amount. This can provide financial relief and help you manage your finances more effectively.
- Avoiding litigation: By negotiating a settlement, you can avoid the risk of litigation and the potential for a judgment against you. This can prevent further legal complications and additional costs.
- Improved credit score: Paying off a debt or settling with Revenue Group can improve your credit score over time. This can enhance your financial standing and make it easier to obtain credit in the future.
Cons:
- Admitting liability: By negotiating a settlement, you may be admitting liability for the debt, which can affect your credit score. This can have long-term implications for your financial health.
- Limited flexibility: Revenue Group may not be willing to negotiate a settlement, or they may only offer limited flexibility in terms of payment plans or reduced debt amounts. This can make it challenging to reach an agreement that works for you.
- Tax implications: Depending on the amount of the debt and the terms of the settlement, you may be required to pay taxes on the forgiven debt. This can add an additional financial burden.
Before negotiating a settlement with Revenue Group, it’s essential to:
- Review your financial situation: Make sure you understand your income, expenses, and debt obligations before negotiating a settlement. This will help you determine what you can realistically afford to pay.
- Know your rights: Understand your rights under the FDCPA and the Fair Credit Reporting Act (FCRA) before negotiating a settlement. This will ensure that you are treated fairly and that your rights are protected.
- Seek professional advice: Consider hiring a debt settlement attorney or credit counselor to help you negotiate a settlement with Revenue Group. They can provide expert guidance and help you achieve the best possible outcome.
By carefully considering these factors and seeking professional advice, you can make an informed decision about whether to negotiate a settlement with Revenue Group.
