The Advantage Group Phone Harassment?
Is Advantage Group (AG) calling you? Stop Advantage Group phone harassment Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?
Repeated collection activities by The Advantage Group can negatively affect your credit score and financial reputation, making it harder to borrow money or maintain a good standing with lenders.
If so what they are doing is illegal and needs to stop. You have the legal right to stop AG phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Consider taking action to stop harassment and protect your rights.
Is Advantage Group a Scam?
According to the Better Business Bureau website, Advantage Group has been in business for 26 years.
The Advantage Group Better Business Bureau
Who is The Advantage Group?
The Advantage Group is a third party debt collector located in Thornton, Colorado. The Advantage Group is responsible for collecting unpaid debts on behalf of original creditors. These original creditors are companies such as credit card providers, banks, hospitals, and car dealerships. AG’s main business activity involves collecting debts that have been sold or assigned to them by these companies. AG has been a party to a Federal Court case over 25 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 500 E. 84th Ave. #C-6
Thornton, CO 80229
Phone: (303) 288-1455
The Advantage Group Collection Tactics
If Advantage Group engages in any of the following tactics, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
These tactics are often used to pressure consumers into paying unpaid debts or outstanding debts. You may be offered a payment plan or encouraged to pay the debt in full, but always ensure any agreement is documented before making a payment or considering the debt as paid.
The Advantage Group Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
303-288-1455, 800-864-4358, (303) 288-1455, (800) 864-4358, 3032881455, 8008644358
If the answer is yes, then you are receiving calls from a known AG number. You may be a victim of AG phone harassment. The list above is not all the numbers that AG uses. AG may contact you using a different phone number, so it is important to verify the identity of the caller before discussing any debt-related matters. The calls can be from a different number and it still be The Advantage Group calling you. Contact our office right away so we can start the process to stop AG from calling you illegally. Above all, no one should live with harassment!
Consumer Rights When Dealing with Debt Collectors
When you’re contacted by a third party debt collector like The Advantage Group, it’s important to know that you have strong consumer rights under federal law. The Fair Debt Collection Practices Act (FDCPA) sets clear rules for how debt collectors and collection agencies can contact you, ensuring that you are protected from harassment, abusive language, and unfair practices during the debt collection process.
As a consumer, you have the right to request detailed information about any debt a collection agency claims you owe. This includes the amount of the debt, the name of the original creditor, and the specific conditions or agreements related to the account. Debt collectors are required to provide you with a written notice outlining these details within five days of their first contact. If you believe the debt is not valid, you can dispute it in writing, and the debt collector must then verify the debt before continuing collection efforts.
You also have the right to control how and when debt collectors contact you. If you’re receiving persistent calls or phone calls at inconvenient times, you can request in writing that the collection agency stop contacting you. Once your request is received, the debt collector must cease most forms of communication, except to notify you of specific actions like legal proceedings. Keeping records of all calls, letters, and emails is crucial, as this documentation can serve as evidence if you need to file a complaint or take legal action for violations of fair debt collection practices.
If you feel your rights have been violated—such as being threatened with legal action without basis, being contacted multiple times after asking them to stop, or being subjected to abusive language—you can file complaints with the Better Business Bureau, credit bureaus, the Federal Trade Commission, or your state’s Attorney General. These organizations can provide immediate assistance and help you resolve disputes with debt collectors.
It’s also important to be aware of the statute of limitations on debts in your state, as this affects whether a debt collector can legally sue you or report the collection account to credit bureaus. Reviewing any agreements or contracts you have with the original creditor can help you determine your responsibilities and rights.
By understanding your rights and taking the necessary steps—such as disputing invalid debts, requesting verification, and keeping thorough records—you can protect yourself from unfair debt collection practices. If you need support, don’t hesitate to seek help from a consumer protection attorney or agency. Remember, you have the power to control how debt collectors contact you and to ensure that your rights are respected throughout the debt collection process.
Common Questions
Is AG a scam? No, The Advantage Group has been in business for 26 years and operates as a legitimate service provider. Their services are subject to legal and regulatory compliance, and their responsibility is to assist creditors in recovering unpaid debts in accordance with the law.
Can Advantage Group garnish my wages? Yes, AG can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts, as permitted by your agreement with the original creditor.
Can AG sue me? Yes, AG can sue you so long as the debt is within the statute of limitations. Note: Any legal proceedings may be subject to the terms of your agreement with the original creditor, including exclusive jurisdiction clauses that specify where disputes must be resolved.
Can I dispute a debt with AG? Yes, you have the right to dispute a debt and make a claim if you believe the debt is invalid. Disputes may be resolved through arbitration or other services provided by AG, depending on the terms of your agreement.
Can AG report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report, subject to applicable laws and your agreement.
Can AG arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
Is my call with AG recorded? You may be required to expressly consent to call recording, and both you and the other party must be aware of and agree to the recording, as required by law.
Note: AG’s responsibility as a service provider is limited to the services they offer. It is important to carefully review and understand the terms of your agreement and the services provided, as your rights and obligations may be subject to those terms.
The following is a sample list of complaints filed against Advantage Group in the past and can be found on Pacer.org.
These are examples of legal actions where Advantage Group’s practices have been called into question:
6:03-cv-00722-GKS-JGG VCM Ventures Enter v. Advantage Group
1:13-cv-01089-MV-SMV Fraire v. Advantage Group
1:12-cv-02819-REB-MEH Chavez v. The Advantage Group
1:15-cv-02517-MSK-CBS Longoria v. Advantage Group
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. The firm also assists clients with issues related to the Telephone Consumer Protection Act, which protects parties from unwanted or illegal phone calls. Rather than suffer alone, contact our office to begin the process to stop the Advantage Group harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Advantage Group. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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