Tate & Kirklin Associates Phone Harassment?
Is Tate & Kirklin Associates (TKA) calling you? Are you a debtor? Do you receive calls, texts, emails, or even visits from Tate & Kirklin Associates, threatening to forcefully take your assets or even sue you? If you have been contacted by a debt collector, it is important to verify the legitimacy of the communication and understand your rights. Learn a few things you must know about Tate & Kirklin Associatesdebt collection harassment and your rights as a debtor.
The Fair Debt Collection Practices Act (FDCPA) was put into law to protect debtors against the unlawful behaviors of debt collectors like Tate & Kirlin Associates phone harassment. The only time the FDCPA cannot step in for a debtor against a debt collector is when the debt in question is an in-house debt (this refers to debts that are only delinquent with only a few weeks, or maybe even months and is still being pursued by a first-party collection agent), or business debt.
However, when the debt has been owed for a long period of time, and the creditor hires a collection agency to step in, or sell the debts to a debt buyer, the debt is now in the hands of the debt collector and the FDCPA applies. Debt collection agencies like Tate & Kirklin Associates act on behalf of their client, the original creditor, to recover debts.
Tate & Kirklin Associates manages accounts for various clients across different industries.
The Fair debt collection practices act protects you from all forms of unfair treatment from debt collectors. If you are harassed during Tate & Kirlin Associates debt collection, your rights have been violated and we can help you put an end to such harassment. Contact us today.
Things a debt collector shouldn’t do to you
Understanding that you have rights and knowing what they are will help you in your communication with debt collectors and help you know how to handle Tate & Kirklin Associates phone harassment.
A few things debt collectors should not do to you include:
- Harass you, either in public or in private: disturbing calls can be scary, but so is having a debt collector call you out on your debt in public places or in the presence of friends. This is wrong and unfair, and thankfully, the FDCPA kicks against it. If you experience this during Tate & Kirklin Associates debt collection, your rights have been violated. It is important to remember that professional conduct is expected from all debt collectors, and reputable agencies should provide services that respect your rights and offer clear communication.
- Threaten you: Healthy reminders can help a debtor concentrate on how to get their unresolved debts paid, but not threats. If Tate & Kirlin Associates inc. threatens to get you arrested or send you to jail, they have overstepped on your rights and you need to get a lawyer involved in this. You also have the right to negotiate or dispute a debt with the collection agency, ensuring your interests are protected under the law.
- Forge identity: Debt collectors can get desperate and find several illegal means of getting paid. If Tate & associates harasses you and claims to have a government agency as their backing to get back what you owe, don’t give in in fear. It may be a lie, which is equivalent to a violation of your rights. Additionally, some collectors may make false claims of authority or state that your debt has been transferred without proper notification, which is also against the law.
Be sure not to tag debt collection reminders as harassment, but exercise your rights when you’re being harassed by a debt collector.
Dealing with debt collection calls
It is not advisable to ignore a debt collector’s call. This is because ignoring their calls won’t make them stop calling you. Instead, it will make them even more persistent to the point where they may even become abusive.
Also, the debt collector can decide to file a lawsuit against you if you fail to speak with them and sort things out. Communicating with a debt collector, however, requires the right knowledge on what to do. The tips below will help you.
- Be calm: The last thing you need is to be fidgeting or panicking during the debt collection process. Be in control of your emotions.
- Listen: Most people are quick to speak. Don’t let that be you. Listen as much as you can because you need as much information as possible.
- Don’t volunteer information: Avoid this as much as possible.
- Ask! Ask questions about anything you don’t understand. The debt collector is obligated to answer you.
- Verify the debt: Ask the debt collector to send you proof that you actually owe the debt. This is your right. Certain types of income, such as disability benefits, may be protected from collection, so it is important to clarify the source of your income.
- Write: You need to keep records either by writing or recording when speaking with the debt collector. These may come in handy as pieces of evidence later.
Take a moment to consider your options before responding to a debt collector.
Protecting Your Credit Report from Debt Collection Activity
When you’re dealing with debt collection calls from agencies like Tate & Kirklin Associates, it’s crucial to protect your credit report from inaccurate or unfair entries. Debt collectors and collection agencies are required by law to follow fair debt collection practices, especially when it comes to reporting information to credit bureaus. If a debt collector reports incorrect or unverifiable information about your outstanding debts, it can negatively impact your credit score and financial future.
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors must verify the debt and ensure that any data they provide to credit reporting agencies is accurate and complete. If you notice that Tate Kirlin Associates or any other debt collection agency has placed a negative mark on your credit report, you have the right to dispute it. Start by requesting a free copy of your credit report from each of the three major credit bureaus—Experian, TransUnion, and Equifax—at least once a year. Review your report for any unfamiliar debts, duplicate accounts, or errors related to debt collection activity.
If you find any inaccuracies, submit a dispute in writing to both the credit bureau and the debt collector. Be sure to include copies of any supporting documents and keep records of all communication. This process not only helps correct your credit report but also creates a paper trail in case you need to escalate the issue.
Should you experience debt harassment, such as repeated or abusive phone calls, threats, or other unfair debt collection practices, you can file a complaint with the Better Business Bureau (BBB), the Federal Trade Commission (FTC), or your state’s Attorney General. These organizations can investigate the debt collection agency’s practices and help protect your consumer rights.
If you feel overwhelmed by the process or are unsure how to respond to further communication from debt collectors, consider reaching out to a law firm that specializes in consumer protection or a reputable credit counseling service. These professionals can assist you in negotiating with creditors, verifying debts, and taking legal action if necessary to protect your credit and stop unfair practices.
By staying vigilant, keeping detailed records, and knowing your rights under the FDCPA, you can safeguard your credit report from damage caused by debt collection activity. Don’t hesitate to seek assistance if you need help dealing with debt collectors or repairing your credit—taking action now can help you resolve outstanding debts and maintain a healthy financial future.
Is Tate & Kirklin Associates a Scam?
Tate and Kirlin is a debt collector located in Langhorne, Pennsylvania, According to the Better Business Bureau website, Tate & Kirklin Associates has been in business for 26 years. There have been 71 complaints filed against TKA with the BBB. Read more about it here: Tate & Kirklin Associates Better Business Bureau
Who is Tate & Kirklin Associates?
Tate & Kirlin Associates is a third-party debt collector located in Langhorne, Pennsylvania. The company specializes in collecting financial, medical, or retail industry debt.
Contact Information
Address: 580 Middletown Blvd Ste 240
Langhorne, PA 19047-1827
Phone: (215) 464-4500
Tate & Kirklin Associates is often referred to or searched for by other names. These include:
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Tate & Kirklin Associates Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
215-464-4500, 267-672-5091, 267-385-3071, 866-520-3790, 800-298-3600, (215) 464-4500, (267) 672-5091, (267) 385-3071, (866) 520-3790, (800) 298-3600, 2154644500, 2676725091, 2673853071, 8665203790, 8002983600
If the answer is yes, then you are receiving calls from a known TKA number. You may be a victim of TKA phone harassment. Call us now at 877-700-5790 if you wish to protect yourself from the harassment you may currently be receiving from Tate & Kirlin associates inc.
The following is a sample of complaints filed against Tate & Kirklin Associates in the past year and can be found on Pacer.org.
3:09-cv-02536-H-CAB Larraga v. Tate & Kirklin Associates
About Us
is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Tate & Kirklin Associates debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
If you are interested in learning more about how to safeguard yourself and prevent harassment from Tate & Kirklin Associates call us at (877)700-5790 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Check out the links below for more information:
https://consumerlawfirmcenter.com/alliance-one-receivables-management-debt-collection-harassment/
https://consumerlawfirmcenter.com/alliance-one-receivables-management-debt-collection-harassment/
