Synergetic Communication Phone Harassment?
Is Synergetic Communication (SC) calling you? Stop Synergetic Communication phone harassment Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt? If so what they are doing is illegal and needs to stop. You have the legal right to stop SC phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees. Victims may also be able to recover money through legal claims if their rights have been violated.
Is Synergetic Communication a Scam?
According to the Better Business Bureau website, Synergetic Communication has been in business for 17 years. There have been 14 complaints filed against SC with the BBB.
Synergetic Communication Better Business Bureau
Who is Synergetic Communication Debt Collection Agency?
Synergetic Communication is a third party debt collector and accounts receivable management company located in Post Falls, Idaho. SC has been a party to a Federal Court case over 30 times. They have been accused of violating consumer’s rights and illegal and harassing communication tactics to attempt to coerce a payment from the harassed consumer.
Address: 2700 E Seltice Way Ste 4
Post Falls, ID 83854-6387
Phone: (800) 580-8615
The company’s headquarters staff is sizable, reflecting their established presence and operational scale within the industry.
Synergetic Communication Collection Tactics
If Synergetic Communication engages in any of the following tactics while collecting on a delinquent account, you may have a case:
- Using profanity or abusive language
- Calling you before 8:00 a.m. or after 9:00 p.m.
- Calling you multiple times per week
- Talking to others about your debt
- Calling your workplace
- Threatening to sue you, harm you, or destroy your credit
- Telling you or anyone else that you’ve committed a crime
- Calling repeatedly for the wrong person
- Failing to notify you of your right to dispute the debt
- Trying to collect more than legally allowed
Such actions may constitute debt harassment under the law.
Synergetic Communication Phone Numbers
Are you receiving any harassing phone calls from any of the following numbers?
800-580-8615, (800) 580-8615, 800580-8615
If the answer is yes, then you are receiving calls from a known SC number. You may be a victim of SC phone harassment. The list above is not all the numbers that SC uses. The calls can be from a different number and it still be Synergetic Communication calling you. Before you contact Synergetic Communication, carefully prepare and consider your strategy, as strategic communication can impact your credit and the outcome of your case. Contact our office right away so we can start the process to stop SC from calling you illegally. Above all, no one should live with harassment!
Credit Report Implications of Synergetic Communication
When dealing with Synergetic Communication, a third party debt collection agency, it’s important to understand how their actions can affect your credit report and overall financial health. As a debt collector, Synergetic Communication has the ability to report delinquent debts to the major credit bureaus, which can significantly lower your credit score and impact your ability to secure loans, credit cards, or even housing in the future.
Under the Fair Credit Reporting Act (FCRA), debt collectors and collection agencies are required to ensure that any information they report about your accounts is accurate and up-to-date. If Synergetic Communication is attempting to collect a debt, they must also comply with the Fair Debt Collection Practices Act (FDCPA), a federal law that protects consumers from unfair, deceptive, or abusive collection practices. This includes providing you with written notice of the debt, the amount owed, and the name of the original creditor.
If you find that Synergetic Communication has placed a collection account on your credit report, it’s crucial to take action quickly. First, verify that the debt is legitimate and that Synergetic Communication has the legal right to collect it. If you believe there is an error, you have the right to dispute the information with the credit bureau and request that any inaccuracies be corrected or removed. This process is protected by federal laws designed to ensure fair debt collection and accurate credit reporting.
In some cases, Synergetic Communication may contact you multiple times or use aggressive tactics to collect the debt. If you are receiving unwanted calls or feel that you are being harassed, you can request in writing that the debt collector cease communication, except for notifications about legal actions. If Synergetic Communication continues to use abusive language or violates your rights under the FDCPA, you may be entitled to statutory damages and attorney fees.
To protect your credit and your legal rights when dealing with Synergetic Communication or any collection agency, consider these steps:
- Verify the Debt: Confirm that the debt is valid and that Synergetic Communication is authorized to collect it.
- Dispute Inaccuracies: If you notice errors related to Synergetic Communication on your credit report, file a dispute with the credit bureau and provide supporting documentation.
- Negotiate a Payment Plan: If you are unable to pay the full amount, discuss a payment plan with the debt collector that fits your financial situation.
- Seek Professional Help: If you are experiencing harassment or need assistance navigating the process, consult a reputable law firm or credit counseling service familiar with fair debt collection practices and federal law.
Remember, you have legal rights as a consumer, and there are federal laws in place to protect you from unfair debt collection practices. By staying informed and proactive, you can minimize the impact of Synergetic Communication’s collection activities on your credit report and financial future. If you need help, don’t hesitate to reach out to a law firm experienced in debt collection practices act (FDCPA) cases or a trusted credit counseling service. Your financial well-being is worth protecting.
Common Questions
Is SC a scam? No, Synergetic Communication has been in business for 17 years.
Who does Synergetic Communication collect for? Synergetic Communication collect on behalf of various creditors, including credit card companies, auto finance, mortgage industries, banking, consumer finance, cable companies, and local agencies. They act as a third-party collection agency for creditors and debt buyers, providing services across multiple industries.
What services does Synergetic Communication offer? Their services include financial services collections, government collections for federal, state, and local agencies, deficiency collections, dormant judgement collections, and collateral recovery, especially for debt buyers and captive auto finance companies.
What collection strategies does Synergetic Communication use? They utilize high volume and low balance collections, particularly for telecom, utility, and cable companies. Their strategies include using current positive credit activity and pay based programs to dynamically pinpoint accounts most likely to pay.
Can Synergetic Communication garnish my wages? Yes, SC can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.
Can SC sue me? Yes, SC can pursue legal actions and sue you so long as the debt is within the statute of limitations. If legal action is pursued, court costs may be included in the judgment.
Can SC report my debt to the collection bureaus? Yes, Debt collectors are allowed to place the collection account on your credit report.
What is the debt owed? The debt owed includes the total balance, interest, and fees. Consumers have the right to dispute the legitimacy of the debt owed and request verification.
Can SC arrest me? Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.
The following is a sample list of complaints filed against Synergetic Communication in the past and can be found on Pacer.org. Over the past three years, there have been several complaints and legal issues involving Synergetic Communication, often related to billing, collections, and consumer’s rights.
2:19-cv-03586-R-JC Daniel Kissick v. Synergetic Communications Corp
3:08-cv-01346-JCH Eckstein v. Synergetic Communication
8:09-cv-00322-JSM-TGW Mason v. Synergetic Communications
1:14-cv-06837 Sierra v. Synergetic Communications
2:10-cv-05298-JEM McKee v. Synergetic Communications
About Us
Consumer Rights Law Firm, PLLC is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the Synergetic Communication harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.
Consumer Rights Law Firm Better Business Bureau
If you are interested in learning more about how to safeguard yourself and prevent harassment from Synergetic Communication. call us at 855-385-8182 for immediate assistance or visit our website at www.consumerlawfirmcenter.com
Success Stories
“I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights”.
“I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency’s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer”.
“Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn’t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!”
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